The Mutual Bank home loans

Promoted

Standard Variable Home Loan

Real Time Rating™
Investor
5% min deposit
P&I
Offset Account

Cashback

The Mutual Bank offers a cashback payment of $2,500 to be paid to an eligible applicant’s The Mutual Bank transaction or savings account in respect of an Eligible Application
~ Ends in 22 days
Interest Rate

9.03%

p.a

Variable

Comparison Rate*

9.06%

p.a

Promoted

Package Home Loan

Real Time Rating™
Investor
5% min deposit
P&I
Offset Account

Cashback

The Mutual Bank offers a cashback payment of $2,500 to be paid to an eligible applicant’s The Mutual Bank transaction or savings account in respect of an Eligible Application
~ Ends in 22 days
Interest Rate

8.13%

p.a

Variable

Comparison Rate*

8.45%

p.a

Promoted

Budget Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments

Cashback

The Mutual Bank offers a cashback payment of $2,500 to be paid to an eligible applicant’s The Mutual Bank transaction or savings account in respect of an Eligible Application
~ Ends in 22 days
Interest Rate

5.69%

p.a

Variable

Comparison Rate*

5.69%

p.a

Promoted

Budget Home Loan

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Extra repayments

Cashback

The Mutual Bank offers a cashback payment of $2,500 to be paid to an eligible applicant’s The Mutual Bank transaction or savings account in respect of an Eligible Application
~ Ends in 22 days
Interest Rate

5.69%

p.a

Variable

Comparison Rate*

5.69%

p.a

The Mutual Bank personal loans

Promoted

Secured Personal Loan

Real Time Rating™
1 to 7 years
Secured
Fixed Rate
No ongoing fees
Interest Rate

8.49%

p.a

Fixed up to 19.99%

Comparison Rate*

From

8.78%

p.a

Fixed up to 20.31%

Promoted

Unsecured Personal Loan

Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
No ongoing fees
Interest Rate

12.49%

p.a

Fixed up to 19.99%

Comparison Rate*

From

12.79%

p.a

Fixed up to 20.31%

The Mutual Bank car loans

Promoted

Car Loan

Real Time Rating™
$5k to $50k
1 to 7 years
New or used car
Fixed Rate
Interest Rate

From

7.99%

p.a

Fixed

Comparison Rate*

From

8.27%

p.a

Fixed up to 13.29%

The Mutual Bank savings accounts

Promoted

Loan Saver

Real Time Rating™
App banking
Online banking
Linked account required
Maximum rate

0.10%

p.a

Base rate

0.10%

p.a

Promoted

Internet Saver Account

Real Time Rating™
App banking
Online banking
Linked account required
Maximum rate

2.00%

p.a

Base rate

2.00%

p.a

Promoted

Bonus Saver

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Deposit at least $1 and make no withdrawals during the month

Maximum rate

4.00%*

p.a

Base rate

Not Applicable

Promoted

Mighty Mutual

Real Time Rating™
App banking
Online banking
Maximum rate

4.30%

p.a

Base rate

4.30%

p.a

The Mutual Bank bank accounts

Promoted

Express Savings Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 5,000 network ATMs

Debit Card Type

Visa

Maximum Interest rate

0.01%

The Mutual Bank term deposits

Promoted

Term Deposit

Real Time Rating™
3 months
Automatic maturity rollover
Interest payment to other institution
Interest rate

3.85%

p.a

for 3 months

Min. deposit

$1,000

Next rate increased

1.95%

p.a

for 2 months

Max rate

5.20%

p.a

for 24 months