Virgin Money home loans

Promoted

Reward Me Variable Rate Home Loan

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Offset Account
Interest Rate

6.44%

p.a

Variable

Comparison Rate*

6.58%

p.a

Promoted

Reward Me Variable Rate Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

6.44%

p.a

Variable

Comparison Rate*

6.58%

p.a

Promoted

Reward Me Fixed Rate Home Loan

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Extra repayments
Interest Rate

6.49%

p.a

Fixed - 3 years

Comparison Rate*

6.60%

p.a

Promoted

Reward Me Fixed Rate Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

6.54%

p.a

Fixed - 3 years

Comparison Rate*

6.61%

p.a

Virgin Money credit cards

Promoted

Virgin Australia Velocity Flyer Card (Balance Transfer Offer)

Apple & Samsung Pay
Balance transfer
Instant approval
Purchase Rate

20.74%

p.a

Annual Fee

$0

for 12 months then $129 thereafter

Promoted

Virgin Australia Velocity High Flyer Card

Apple & Samsung Pay
Balance transfer

Balance Transfer

Up to 80,000 bonus Velocity Points + Balance Transfer 0% p.a. for 12 months
Purchase Rate

20.74%

p.a

Annual Fee

$289

Promoted

Virgin Australia Velocity Flyer Card (Points Offer)

Apple & Samsung Pay
Balance transfer
Instant approval
Purchase Rate

20.74%

p.a

Annual Fee

$64

for 12 months then $129 thereafter

Promoted

No Annual Fee Card

Apple & Samsung Pay
Balance transfer
No annual fee
Instant approval
Purchase Rate

0.00%

p.a

for up to 12 months, then 18.99%

Annual Fee

$0

Virgin Money superannuation

Promoted

LifeStage Tracker 1974 to 1978

5 year return

6.70%

p.a

Retail fund
Life insurance
TPD insurance
Income protection insurance
Annual fee at $50k balance

$358

1 year return

6.00%

p.a

Promoted

LifeStage Tracker 1979 to 1983

5 year return

6.70%

p.a

Retail fund
Life insurance
TPD insurance
Income protection insurance
Annual fee at $50k balance

$358

1 year return

6.00%

p.a

Promoted

LifeStage Tracker 1984 to 1988

5 year return

6.70%

p.a

Retail fund
Life insurance
TPD insurance
Income protection insurance
Annual fee at $50k balance

$358

1 year return

6.00%

p.a

Promoted

LifeStage Tracker 1989 to 1993

5 year return

6.70%

p.a

Retail fund
Life insurance
TPD insurance
Income protection insurance
Annual fee at $50k balance

$358

1 year return

6.00%

p.a

Virgin Money savings accounts

Promoted

Virgin Money Grow Saver

Real Time Rating™
Bonus interest with conditions
Online banking

*The maximum rate is made up of the variable Base rate of 0.05%p.a., Bonus rate of 1.95%p.a. and the Notice Interest Rate of 0.30%p.a. To receive bonus interest of 1.95%, make at least 1 deposit into your Grow Saver and make no more than 1 withdrawal (including any internal transfers or Pay Someone transfers) out of your Grow Saver each month. To receive additional interest rate of 0.3%, the optional Lock Saver Feature must be enabled on your App. Provide 32 days’ advance notice to unlock your account or withdraw your money.

Maximum rate

2.30%*

p.a

Base rate

0.05%

p.a

Promoted

Virgin Money Boost Saver

Real Time Rating™
Bonus interest with conditions
Online banking
Linked account required

*The maximum rate is made up of the variable Base rate of 0.05%p.a., Bonus rate of 5.00%p.a. and the Notice Interest Rate of 0.30%p.a. To receive bonus interest of 4.50%, deposit $1,000 or more into your Virgin Money Go Account from an external account, and make at least 5 purchases on your Go Account in that month

special

Earn 8 Standard Virgin Money Points on every settled debit card purchase, direct debit and BPAY payment from your Virgin Money Go Account. T&Cs apply.
Maximum rate

5.35%*

p.a

Base rate

0.05%

p.a

Promoted

Virgin Money Boost Saver (18-24 years)

Real Time Rating™
Bonus interest with conditions
Online banking
Linked account required

*The maximum rate is made up of the variable Base rate of 0.05%p.a., Bonus rate of 5.00%p.a. and the Notice Interest Rate of 0.30%p.a. To receive bonus interest of 4.50%, deposit $1,000 or more into your Virgin Money Go Account from an external account, and make at least 5 purchases on your Go Account in that month

special

Earn 8 Standard Virgin Money Points on every settled debit card purchase, direct debit and BPAY payment from your Virgin Money Go Account. T&Cs apply.
Maximum rate

5.35%*

p.a

Base rate

0.05%

p.a

Promoted

Virgin Money Boost Saver (< 18 years)

Real Time Rating™
Bonus interest with conditions
Online banking
Linked account required

*The maximum rate is made up of the variable Base rate of 0.05%p.a., Bonus rate of 5.00%p.a. and the Notice Interest Rate of 0.30%p.a. If you are between 14 - 17 years, no Monthly Criteria apply in order to earn the Bonus Interest Rate of 4.50%.

Maximum rate

5.35%*

p.a

Base rate

0.05%

p.a

Virgin Money bank accounts

Promoted

Virgin Money Go Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card

*Fees waived when deposit $1,000 Monthly

Account Keeping Fees
ATM Fee

$0

Debit Card Type

Visa

Maximum Interest rate