Westpac home loans

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Basic Variable Rate (Flexi First Option) Home Loan

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Extra repayments
Interest Rate

6.84%

p.a

Intro 24 months

Comparison Rate*

7.16%

p.a

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Flexi First Option Investment Loan

Real Time Rating™
Investor
30% min deposit
Interest Only
Extra repayments
Interest Rate

7.24%

p.a

Intro 24 months

Comparison Rate*

7.56%

p.a

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Rocket Repay Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
Interest Only
Offset Account
Interest Rate

9.42%

p.a

Variable

Comparison Rate*

9.55%

p.a

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Premier Advantage Package

Real Time Rating™
Owner Occupied
20% min deposit
Interest Only
Offset Account
Interest Rate

8.13%

p.a

Variable

Comparison Rate*

8.45%

p.a

Westpac personal loans

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Unsecured Personal Loan

Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
Instant approval
Interest Rate

7.99%

p.a

Fixed up to 20.49%

Comparison Rate*

From

9.18%

p.a

Fixed up to 21.61%

Promoted

Flexi Loan

Real Time Rating™
1 to 5 years
Unsecured
Variable Rate
Instant approval
Interest Rate

16.99%

p.a

Variable

Comparison Rate*

14.86%

p.a

Variable

Westpac car loans

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Hybrid and Electric Car Loan

Real Time Rating™
$10k to $100k
1 to 7 years
New or used car
Fixed Rate
Interest Rate

From

5.49%

p.a

Fixed

Comparison Rate*

From

6.70%

p.a

Fixed up to 13.65%

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Car Loan

Real Time Rating™
$10k to $100k
1 to 7 years
New or used car
Fixed Rate
Interest Rate

From

5.99%

p.a

Fixed

Comparison Rate*

From

7.20%

p.a

Fixed up to 14.14%

Westpac credit cards

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Low Fee

Apple, Google & Samsung Pay
Balance transfer
Low annual fee
Instant approval
Purchase Rate

19.74%

p.a

Annual Fee

$30

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Altitude Black (Altitude Velocity)

Apple, Google & Samsung Pay
Balance transfer
Instant approval

Bonus Points

Earn up to 120,000 bonus Velocity Points
Purchase Rate

19.99%

p.a

Annual Fee

$150

for 12 months then $295 thereafter

Promoted

Altitude Platinum (Altitude Velocity)

Apple, Google & Samsung Pay
Balance transfer
Instant approval

Bonus Points

Earn 70,000 bonus Velocity Points and reduced first year annual card fee.
Purchase Rate

19.99%

p.a

Annual Fee

$99

for 12 months then $175 thereafter

Promoted

Altitude Black (Altitude Qantas)

Apple, Google & Samsung Pay
Balance transfer
Instant approval

Bonus Points

Earn up to 120,000 bonus Qantas Points.
Purchase Rate

19.99%

p.a

Annual Fee

$150

for 12 months then $295 thereafter

Westpac savings accounts

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Westpac Life - 18 to 29 years old

Real Time Rating™
Bonus interest with conditions
App banking
Online banking
Linked account required

*Make 5+ eligible debit card purchases on your Westpac Choice account and make at least 1 deposit into your Westpac Life Account so that your balance is higher than at the beginning of the month in your Westpac Life Account

Maximum rate

5.20%*

p.a

Base rate

2.00%

p.a

Promoted

eSaver

Real Time Rating™
Bonus interest with conditions
Intro offer rate
App banking
Online banking

*Limited time only. Only available for new eSaver accounts opened online by sole applicants who have never held an eSaver account before.

Maximum rate

5.00%

p.a

intro 5 months then 1.45%*

Base rate

1.10%

p.a

Promoted

Life

Real Time Rating™
Bonus interest with conditions
App banking
Online banking
Linked account required

*Make a deposit to the account each month and ensure your account balance is higher at the end than the beginning

Maximum rate

5.00%*

p.a

Base rate

2.00%

p.a

Promoted

Bump Account

Real Time Rating™
Bonus interest with conditions
App banking
Online banking
Linked account required

*Make a deposit to the account, account balance is higher at the end than the beginning and account balance is above $0 at all times.

Cashback

Get $50 Cash when you deposit $100 into your savings accounts within 30 days. T&Cs apply.
Maximum rate

5.00%*

p.a

Base rate

2.00%

p.a

Westpac bank accounts

Promoted

Choice - Youth

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
MasterCard debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 ATMs

Debit Card Type

MasterCard

Maximum Interest rate

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Choice - Full-Time Tertiary Student

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
MasterCard debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 ATMs

Debit Card Type

MasterCard

Maximum Interest rate

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Choice - Concession Holders

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
MasterCard debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 ATMs

Debit Card Type

MasterCard

Maximum Interest rate

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Choice

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
MasterCard debit card

*Fees waived when deposit $2,000 Monthly

Account Keeping Fees
ATM Fee

$0

Over 3,000 ATMs

Debit Card Type

MasterCard

Maximum Interest rate

Westpac term deposits

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Term Deposit Special

Real Time Rating™
12 months
Automatic maturity rollover
Joint application available
Maturity alert by phone
Interest rate

5.10%

p.a

for 12 months

Min. deposit

$5,000

Next rate increased
Max rate

5.10%

p.a

for 12 months

Westpac home insurance

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Home & Contents Insurance

Flexible excess
24 hours claim lodgement
Combined policy discount
Policy type

Home and Contents

Combined policy discount

Westpac car insurance

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Comprehensive

New car replacement
Flexible excess
Agreed or market value

Roadside assistance

Westpac online trading

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Westpac Online Investing

Online Share Trading

Start trading shares with Westpac Online Investing

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Westpac margin loans

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Westpac Online Investing Variable

Margin Loan

Variable rate margin loan for a range of investment solutions.

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Westpac travel cards

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Westpac

Westpac Global Currency Card

A reloadable prepaid Visa money card that can be used to make payments in multiple currencies.

    More Details