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- Frequent Flyer Black
ANZ Frequent Flyer Black
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Up to 130,000 bonus Qantas Points. 90,000 bonus Qantas Points and $200 back to your new card when you spend $5,000 on eligible purchases in the first 3 months from approval. Plus, an additional 40,000 bonus Qantas Points when you keep your card for over 12 months.*
*New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $425).
Purchase rate p.a.
20.99%
Balance transfer rate
21.99%
Annual fee
$425
ANZ Frequent Flyer Black
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
20.99%
Balance transfer rate
21.99%
Annual fee
$425
Pros and Cons
For ANZ Frequent Flyer Black
Benefits
- Rewards Available through Qantas Frequent Flyer (ANZ Frequent Flyer Black)
- Extra 130,000 points subject to eligibility conditions
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Extended warranty
- Concierge
- Special events
- Partner discounts
- Airport lounge
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
- Does not offer free supplementary cards
ANZ Rate Credit Card overview
For Frequent Flyer Black
Details
Card level
Premium
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $25
Minimum credit limit
$15,000
Maximum credit limit
$75,000
Free supplementary cards
Instant approval
Target Market Determination
Visit ANZ Banking Group Limited to view Target Market Determination.
Fees
Annual fee
$425
Annual Fee Spend Waiver
Supplementary card annual fee
$65
Late payment fee
$20
Over limit fee
$20
Duplicate statement fee
$0
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
20.99%
Cash advance rate
21.99%
Cash advance fee
3%
Balance Transfer
Balance transfer rate
21.99%
Transfer limit
95%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Qantas Frequent Flyer (ANZ Frequent Flyer Black)
Rewards available
Cash Back, Domestic Flights, International Flights
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Be an Australian or New Zealand citizen, permanent resident or have more than 9 months left on your visa
Residency
Perks
Warranty is extended for the same duration as the original warranty up to 1 year.
Covers up to 90 days
Other Restrictions
The Estimated ATM Cost when accessing money overseas is $18. T&Cs apply. Reward prgoram fee of $55.
