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Transfer your balance to a 0% card & save $1200*

Calculate how much you could save with your credit card transfer and compare balance transfer offers

Calculate how much you could save by transferring your balance to a 0% card balance deal

Credit Card Balance

Monthly Repayment

Current Interest Rate

%
Product Name Card
Purchase Rate
Annual Fee
Potential Savings
Fees & Interest
Go To Site
Visa
Westpac 55 Day Classic

Purchase Rate
19.84%
Annual Fee
$30waived in first year
Potential Savings
$1,712
Fees & Interest
$112
Visa
Westpac 55 Day Platinum

Concierge serviceExtended warrantyFree travel insurance domesticFree travel insurance international

Purchase Rate
19.84%
Annual Fee
$90waived in first year
Potential Savings
$1,650
Fees & Interest
$173
Visa
ANZ First

Extended warrantyPurchase protection daysVip seating

Purchase Rate
19.74%
Annual Fee
$30
Potential Savings
$1,633
Fees & Interest
$191
Visa
NAB Low Fee Visa Card

Event invitationPurchase protection daysVip seating

Purchase Rate
19.74%
Annual Fee
$30
Potential Savings
$1,632
Fees & Interest
$191
Visa
Virgin Money Low Rate Card

Receive $100 cashback when you spend $500 per month within first 3 months from card approval

Purchase Rate
11.99%
Annual Fee
$49
Potential Savings
$1,630
Fees & Interest
$193
Visa
Westpac Low Rate Visa Card

Purchase Rate
13.49%
Annual Fee
$59
Potential Savings
$1,622
Fees & Interest
$202
Visa
ANZ Platinum

Concierge serviceEvent invitationExtended warrantyFree travel insurance international

Purchase Rate
19.74%
Annual Fee
$87waived in first year
Potential Savings
$1,603
Fees & Interest
$221
American Express
American Express Essential Credit Card

Event invitationExtended warrantyPartner discountsPurchase protection days

Purchase Rate
14.99%
Annual Fee
$0
Potential Savings
$1,592
Fees & Interest
$231
Visa
NAB Premium Visa Card

Concierge serviceEvent invitationExtended warrantyFree travel insurance international

Purchase Rate
19.74%
Annual Fee
$90
Potential Savings
$1,558
Fees & Interest
$266
Visa
Virgin Money No Annual Fee Credit Card

Get your 3.00% BT fee refunded if you spend $2000 on eligible purchases in the first 3 months.

Purchase Rate
18.99%
Annual Fee
$0
Potential Savings
$1,543
Fees & Interest
$281
Visa
Suncorp Bank Clear Options Platinum Card

Receive triple rewards points on eligible transactions made in first 6 months

Purchase Rate
20.74%
Annual Fee
$129
Potential Savings
$1,538
Fees & Interest
$285
Visa
NAB Low Rate Platinum Card

Concierge serviceEvent invitationExtended warrantyFree travel insurance international

Purchase Rate
13.99%
Annual Fee
$100
Potential Savings
$1,476
Fees & Interest
$347
Mastercard
Coles Low Rate Platinum Mastercard

Receive $100 off a single Coles supermarket shop if you make a purchase within the first 30 days and are approved by 31 December 2017

Purchase Rate
12.99%
Annual Fee
$58
Potential Savings
$1,438
Fees & Interest
$386
Mastercard
Coles Low Rate Mastercard

Receive $100 off a single Coles supermarket shop if you make a purchase within the first 30 days and are approved by 31 December 2017

Purchase Rate
12.99%
Annual Fee
$58
Potential Savings
$1,438
Fees & Interest
$386
Visa
NAB Low Rate Card

Event invitationVip seating

Purchase Rate
0% for 6 month then 13.99%
Annual Fee
$59
Potential Savings
$917
Fees & Interest
$907
Visa
NAB Qantas Rewards Card

Event invitationPurchase protection daysVip seating

Purchase Rate
19.99%
Annual Fee
$95
Potential Savings
$900
Fees & Interest
$924
Visa
NAB Velocity Rewards Card

Event invitationPurchase protection daysVip seating

Purchase Rate
19.99%
Annual Fee
$95
Potential Savings
$900
Fees & Interest
$924
Visa
NAB Rewards Platinum Card

Receive 60,000 bonus points when you spend $2500 on everyday purchases in the first 60 days of account opening.

Purchase Rate
19.99%
Annual Fee
$195
Potential Savings
$525
Fees & Interest
$1,298
55 Day Classic
Visa
Westpac 55 Day Classic

Purchase Rate
19.84%
Annual Fee
$30waived in first year
Potential Savings
$1,712
Show more details
55 Day Platinum
Visa
Westpac 55 Day Platinum

Concierge serviceExtended warrantyFree travel insurance domesticFree travel insurance international

Purchase Rate
19.84%
Annual Fee
$90waived in first year
Potential Savings
$1,650
Show more details
First
Visa
ANZ First

Extended warrantyPurchase protection daysVip seating

Purchase Rate
19.74%
Annual Fee
$30
Potential Savings
$1,633
Show more details
Low Fee Visa Card
Visa
NAB Low Fee Visa Card

Event invitationPurchase protection daysVip seating

Purchase Rate
19.74%
Annual Fee
$30
Potential Savings
$1,632
Show more details
Low Rate Card
Visa
Virgin Money Low Rate Card

Receive $100 cashback when you spend $500 per month within first 3 months from card approval

Purchase Rate
11.99%
Annual Fee
$49
Potential Savings
$1,630
Show more details
Low Rate Visa Card
Visa
Westpac Low Rate Visa Card

Purchase Rate
13.49%
Annual Fee
$59
Potential Savings
$1,622
Show more details
Platinum
Visa
ANZ Platinum

Concierge serviceEvent invitationExtended warrantyFree travel insurance international

Purchase Rate
19.74%
Annual Fee
$87waived in first year
Potential Savings
$1,603
Show more details
Essential Credit Card
American Express
American Express Essential Credit Card

Event invitationExtended warrantyPartner discountsPurchase protection days

Purchase Rate
14.99%
Annual Fee
$0
Potential Savings
$1,592
Show more details
Premium Visa Card
Visa
NAB Premium Visa Card

Concierge serviceEvent invitationExtended warrantyFree travel insurance international

Purchase Rate
19.74%
Annual Fee
$90
Potential Savings
$1,558
Show more details
No Annual Fee Credit Card
Visa
Virgin Money No Annual Fee Credit Card

Get your 3.00% BT fee refunded if you spend $2000 on eligible purchases in the first 3 months.

Purchase Rate
18.99%
Annual Fee
$0
Potential Savings
$1,543
Show more details
Clear Options Platinum Card
Visa
Suncorp Bank Clear Options Platinum Card

Receive triple rewards points on eligible transactions made in first 6 months

Purchase Rate
20.74%
Annual Fee
$129
Potential Savings
$1,538
Show more details
Low Rate Platinum Card
Visa
NAB Low Rate Platinum Card

Concierge serviceEvent invitationExtended warrantyFree travel insurance international

Purchase Rate
13.99%
Annual Fee
$100
Potential Savings
$1,476
Show more details
Low Rate Platinum Mastercard
Mastercard
Coles Low Rate Platinum Mastercard

Receive $100 off a single Coles supermarket shop if you make a purchase within the first 30 days and are approved by 31 December 2017

Purchase Rate
12.99%
Annual Fee
$58
Potential Savings
$1,438
Show more details
Low Rate Mastercard
Mastercard
Coles Low Rate Mastercard

Receive $100 off a single Coles supermarket shop if you make a purchase within the first 30 days and are approved by 31 December 2017

Purchase Rate
12.99%
Annual Fee
$58
Potential Savings
$1,438
Show more details
Low Rate Card
Visa
NAB Low Rate Card

Event invitationVip seating

Purchase Rate
0% for 6 month then 13.99%
Annual Fee
$59
Potential Savings
$917
Show more details
Qantas Rewards Card
Visa
NAB Qantas Rewards Card

Event invitationPurchase protection daysVip seating

Purchase Rate
19.99%
Annual Fee
$95
Potential Savings
$900
Show more details
Velocity Rewards Card
Visa
NAB Velocity Rewards Card

Event invitationPurchase protection daysVip seating

Purchase Rate
19.99%
Annual Fee
$95
Potential Savings
$900
Show more details
Rewards Platinum Card
Visa
NAB Rewards Platinum Card

Receive 60,000 bonus points when you spend $2500 on everyday purchases in the first 60 days of account opening.

Purchase Rate
19.99%
Annual Fee
$195
Potential Savings
$525
Show more details
Assumptions | Australian Credit License 316710.

*How we did our calculations

We compared how much a card holder with the average debt, on an average card (as at October 2016) could save by taking one of the best balance transfer deals and paying off $200 each month. Calculations were done on 23 December 2016, based on cards available on that day. Calculator is based on current deals in market which will change over time.

The average debt figure of $4225 is based on the total outstanding balance accruing interest (source: RBA Credit and Charge Card Statistics for October 2016), divided by the number of card holders (Source: Roy Morgan Research, 12 month average June 2016).

We have made the following assumptions: the $200 is repaid on time, every month, no new purchases are made, interest rates don't change on your existing card, and the cardholder meets the lending criteria and is approved for the deal.

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