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Transfer your balance to a 0% card & save $1200*

Calculate how much you could save with your credit card transfer and compare balance transfer offers

Calculate how much you could save by transferring your balance to a 0% card balance deal

Credit Card Balance

Monthly Repayment

Current Interest Rate

%
Product Name Card
Purchase Rate
Annual Fee
Potential Savings
Fees & Interest
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AMEX
American Express Essential Credit Card

Extended warrantyPurchase protectionFree supplementary cards

Purchase Rate
14.99%
Annual Fee
$0
Potential Savings
$1,727
Fees & Interest
$97
Visa
Australian and New Zealand Banking Group First

Extended warrantyPurchase protectionFree supplementary cards

Purchase Rate
19.74%
Annual Fee
$30
Potential Savings
$1,720
Fees & Interest
$103
Visa
Westpac Low Rate Card

Free supplementary cards

Purchase Rate
13.49%
Annual Fee
$59
Potential Savings
$1,704
Fees & Interest
$119
Visa
BankSA No Annual Fee Visa

Free supplementary cards

Purchase Rate
20.49%
Annual Fee
$0
Potential Savings
$1,688
Fees & Interest
$135
Visa
St.George Bank No Annual Fee Visa

Free supplementary cards

Purchase Rate
20.49%
Annual Fee
$0
Potential Savings
$1,688
Fees & Interest
$135
Visa
Bank of Melbourne No Annual Fee Visa

Free supplementary cards

Purchase Rate
20.49%
Annual Fee
$0
Potential Savings
$1,688
Fees & Interest
$135
AMEX
American Express Qantas Discovery Card

Purchase protectionFree supplementary cards

Purchase Rate
20.74%
Annual Fee
$0
Potential Savings
$1,686
Fees & Interest
$137
AMEX
American Express Velocity Escape Card

Purchase protectionFree supplementary cards

Purchase Rate
20.74%
Annual Fee
$0
Potential Savings
$1,686
Fees & Interest
$137
Visa
BankSA Amplify Classic (Amplify Rewards)

Free supplementary cards

Purchase Rate
19.49%
Annual Fee
$79
Potential Savings
$1,647
Fees & Interest
$177
Visa
Bank of Melbourne Amplify Classic (Amplify Rewards)

Free supplementary cards

Purchase Rate
19.49%
Annual Fee
$79
Potential Savings
$1,647
Fees & Interest
$177
Visa
Woolworths Everyday Platinum Credit Card

ConciergePurchase protection

Purchase Rate
19.99%
Annual Fee
$49
Potential Savings
$1,629
Fees & Interest
$195
Visa
Australian and New Zealand Banking Group Platinum

ConciergeExtended warrantyFree domestic travel insuranceFree international travel insurance

Purchase Rate
19.74%
Annual Fee
$87$0 if $ 20000 spent in a year
Potential Savings
$1,595
Fees & Interest
$228
Visa
HSBC Platinum Credit Card

ConciergeExtended warrantyFree domestic travel insuranceFree international travel insurance

Purchase Rate
19.99%
Annual Fee
$129$0 if $ 6000 spent in a year
Potential Savings
$1,565
Fees & Interest
$258
Visa
St.George Bank Amplify Classic (Amplify Rewards)

Free supplementary cards

Purchase Rate
19.49%
Annual Fee
$79
Potential Savings
$1,551
Fees & Interest
$272
Visa
Citi Platinum (Bonus Rewards Offer)

ConciergeSpecial eventsExtended warrantyFree international travel insurance

Purchase Rate
20.99%
Annual Fee
$149
Potential Savings
$1,430
Fees & Interest
$393
MasterCard
Coles No Annual Fee Mastercard

Free supplementary cards

Purchase Rate
19.99%
Annual Fee
$0
Potential Savings
$1,409
Fees & Interest
$415
AMEX
American Express Platinum Edge Credit Card

Extended warrantyFree domestic travel insuranceFree international travel insuranceFree travel insurance days

Purchase Rate
20.74%
Annual Fee
$195
Potential Savings
$1,225
Fees & Interest
$598
Visa
NAB Rewards Classic Card

Extended warrantyFree domestic travel insuranceFree international travel insurancePrice guarantee

Purchase Rate
19.99%
Annual Fee
$95
Potential Savings
$1,120
Fees & Interest
$703
Visa
NAB Qantas Rewards Card

Purchase protectionFree supplementary cards

Purchase Rate
19.99%
Annual Fee
$95
Potential Savings
$900
Fees & Interest
$924
Visa
NAB Rewards Platinum Card

ConciergeExtended warrantyFree domestic travel insuranceFree international travel insurance

Purchase Rate
19.99%
Annual Fee
$195
Potential Savings
$659
Fees & Interest
$1,164
American Express Essential Credit Card
Essential Credit Card
Purchase Rate
14.99%
Annual Fee
$0
Expand for more details
ANZ First
First
Purchase Rate
19.74%
Annual Fee
$30
Expand for more details
Westpac Low Rate Card
Low Rate Card
Purchase Rate
13.49%
Annual Fee
$59
Expand for more details
BankSA No Annual Fee Visa
No Annual Fee Visa
Balance Transfer 0% p.a. for 12 months on balance transfers when you apply by 18 April 2018
Purchase Rate
20.49%
Annual Fee
$0
Expand for more details
St.George Bank No Annual Fee Visa
No Annual Fee Visa
Balance Transfer 0% p.a. on balance transfers for 12 months
Purchase Rate
20.49%
Annual Fee
$0
Expand for more details
Bank of Melbourne No Annual Fee Visa
No Annual Fee Visa
Balance Transfer 0% p.a. on balance transfers for 12 months when you apply by 18 April 2018
Purchase Rate
20.49%
Annual Fee
$0
Expand for more details
American Express Qantas Discovery Card
Qantas Discovery Card
Purchase Rate
20.74%
Annual Fee
$0
Expand for more details
American Express Velocity Escape Card
Velocity Escape Card
Purchase Rate
20.74%
Annual Fee
$0
Expand for more details
BankSA Amplify Classic (Amplify Rewards)
Amplify Classic (Amplify Rewards)
Balance Transfer 0% p.a. for 18 months on balance transfers when you apply by 18 April 2018
Purchase Rate
19.49%
Annual Fee
$79
Expand for more details
Bank of Melbourne Amplify Classic (Amplify Rewards)
Amplify Classic (Amplify Rewards)
Balance Transfer 0% p.a. on balance transfers for 18 months when you apply by 18 April 2018
Purchase Rate
19.49%
Annual Fee
$79
Expand for more details
Woolworths Everyday Platinum Credit Card
Everyday Platinum Credit Card
Gift Cards Get a $100 Woolworths eGift Card when you apply by 31 January 2018
Purchase Rate
19.99%
Annual Fee
$49
Expand for more details
ANZ Platinum
Platinum
Purchase Rate
19.74%
Annual Fee
$87$0 if $ 20000 spent in a year
Expand for more details
HSBC Platinum Credit Card
Platinum Credit Card
Balance Transfer 0% p.a. balance transfer for 22 months
Purchase Rate
19.99%
Annual Fee
$129$0 if $ 6000 spent in a year
Expand for more details
St.George Bank Amplify Classic (Amplify Rewards)
Amplify Classic (Amplify Rewards)
Balance Transfer 3% p.a. on balance transfers for 36 months
Purchase Rate
19.49%
Annual Fee
$79
Expand for more details
Citi Platinum (Bonus Rewards Offer)
Platinum (Bonus Rewards Offer)
Bonus PointsBalance Transfer Receive 100,000 Bonus Citi Reward Points and 0% on balance transfers for 15 months until 31 January 2018
Purchase Rate
20.99%
Annual Fee
$149
Expand for more details
Coles No Annual Fee Mastercard
No Annual Fee Mastercard
Cashback Receive $100 off a single Coles supermarket shop when you apply by 31 December 2017
Purchase Rate
19.99%
Annual Fee
$0
Expand for more details
American Express Platinum Edge Credit Card
Platinum Edge Credit Card
Purchase Rate
20.74%
Annual Fee
$195
Expand for more details
NAB Rewards Classic Card
Rewards Classic Card
Bonus Points Receive 30,000 NAB Rewards Points
Purchase Rate
19.99%
Annual Fee
$95
Expand for more details
NAB Qantas Rewards Card
Qantas Rewards Card
Purchase Rate
19.99%
Annual Fee
$95
Expand for more details
NAB Rewards Platinum Card
Rewards Platinum Card
Bonus Points Receive 60,000 NAB Rewards Points
Purchase Rate
19.99%
Annual Fee
$195
Expand for more details
Assumptions | Australian Credit License 316710.

*How we did our calculations

We compared how much a card holder with the average debt, on an average card (as at October 2016) could save by taking one of the best balance transfer deals and paying off $200 each month. Calculations were done on 23 December 2016, based on cards available on that day. Calculator is based on current deals in market which will change over time.

The average debt figure of $4225 is based on the total outstanding balance accruing interest (source: RBA Credit and Charge Card Statistics for October 2016), divided by the number of card holders (Source: Roy Morgan Research, 12 month average June 2016).

We have made the following assumptions: the $200 is repaid on time, every month, no new purchases are made, interest rates don't change on your existing card, and the cardholder meets the lending criteria and is approved for the deal.

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