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- Citi Prestige Card (Citi Rewards Program)
Citi Citi Prestige Card (Citi Rewards Program)
- Bonus Points
- Apple & Samsung Pay
- Balance transfer
Receive 275,000 bonus Citi reward Points when you spend $10,000 within 90 days from approval.
Conditions apply.
Purchase rate p.a.
21.49%
Balance transfer rate
0%
Annual fee
$700
Citi Citi Prestige Card (Citi Rewards Program)
- Bonus Points
- Apple & Samsung Pay
- Balance transfer
Purchase rate p.a.
21.49%
Balance transfer rate
0%
Annual fee
$700
Pros and Cons
For Citi Citi Prestige Card (Citi Rewards Program)
Benefits
- Rewards Available through Citi Rewards Program
- Extra 275,000 points subject to eligibility conditions
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Concierge
- Special events
- Partner discounts
- Airport lounge
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
Citi Rate Credit Card overview
For Citi Prestige Card (Citi Rewards Program)
Details
Card level
Premium
Card type
MasterCard
Interest free days
44
Minimum monthly repayment
2% or $30
Minimum credit limit
$20,000
Maximum credit limit
$100,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Citi to view Target Market Determination.
Fees
Annual fee
$700
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
Duplicate statement fee
$0
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
21.49%
Cash advance rate
22.24%
Cash advance fee
3.5% or $3.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$15.2
for AU $300 withdrawal
Rewards
Program name
Citi Rewards Program
Rewards available
Gift Card, Cash Back
Eligibility
Minimum age
18
Minimum income
$150,000
Eligibility conditions
Residency
Australia CitizenPermanent Resident
Perks
Cover lasts for 14 days for domestic travel
Available when you use your Card to pay for return international travel
If you purchase personal goods in Australia and then find the same product advertised later at a cheaper price within 60 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is less than $500.
Each event will be subject to separate terms and conditions
Unlimited complimentary access to over 1,500 Priority Pass™ lounges around the world for you and one guest
Covers up to $10,000 per item and $200,000 per year
Other Restrictions
Late Payment Fee of $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.
