Important disclosure

Easy Street Financial Services

Easy Street Financial Services Easy Low Rate Visa Credit Card

  • Apple Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

8.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Apple Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

8.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$40

Pros and cons

For Easy Low Rate Visa Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • Lower than average annual fee

Drawbacks

  • No reward program
  • Does not offer free supplementary cards

Easy Street Financial Services Rate Credit card overview

For Easy Low Rate Visa Credit Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

3% or $20

Minimum credit limit

$1k

Maximum credit limit

$15k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Easy Street Financial Services to view Target Market Determination.

Fees

Annual Fee

$40

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$25

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

8.99%

p.a

Cash advance rate

8.99%

Cash advance fee

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

$15k

max card limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Promoted credit cards

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Longer Balance Transfer

Low Rate Card

  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

for 12 months then $49 thereafter

Promoted

Lower Purchase Rate

Low Rate Blue Visa Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

0% p.a. on balance transfers for 6 months
Purchase Rate

8.99%

p.a

Annual Fee

$40

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Lower Annual Fee

Foundation Visa Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances.
Purchase Rate

3.99%

p.a

for up to 6 months, then 8.99%

Annual Fee

$45

Promoted

More Free Days

Lifestyle

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0