Important disclosure

ING

ING Orange One Low Rate

  • Apple & Google Pay
  • No annual fee
Purchase Rate

11.99%

p.a

Balance Transfer Rate

Not Applicable

RateCity says

“Aussies who want to keep credit card costs low and take advantage of long interest-free periods may enjoy this competitive low rate, low fee offer from ING.”

Tags
  • Apple & Google Pay
  • No annual fee
Purchase Rate

11.99%

p.a

Balance Transfer Rate

Not Applicable

Annual Fee

$0

Pros and cons

For Orange One Low Rate

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • No Annual Fee
  • Ability to convert large purchases into instalment plans

Drawbacks

  • No reward program
  • No balance transfer
  • Does not offer free supplementary cards

ING Rate Credit card overview

For Orange One Low Rate

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

45

Minimum monthly repayment

5% or $100

Minimum credit limit

$1k

Maximum credit limit

$30k

Free supplementary cards

Instant Approval

Target Market Determination

Visit ING to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$10

Late Payment Fee

$20

Over limit fee

$0

Duplicate statement fee

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

11.99%

p.a

Cash advance rate

11.99%

Cash advance fee

3% or $3

Balance Transfer

Balance Transfer Rate

Not Applicable

Transfer Limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

2.5% on Visa

Overseas charges

$2.5

Estimated ATM Cost

$10

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

$36k

Eligibility conditions

Hold an active Orange Everyday bank account

Residency

Australia Citizen, Permanent Resident

Other Restrictions

Balance Transfer not available. Cash advances: 10% of the credit limit, up to a $500 maximum.

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  • Apple, Google & Samsung Pay
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No interest, No use No pay, No foreign fees
Purchase Rate

0.00%

p.a

Annual Fee

$0

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Visa Credit Card

  • Apple & Google Pay
  • Balance transfer
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Purchase Rate

13.45%

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Annual Fee

$0

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  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0

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Easy Low Rate Visa Credit Card

  • Apple Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

8.99%

p.a

Annual Fee

$40