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- Latitude Gem Visa
Latitude Financial Services Latitude Gem Visa
- Purchase Offers
- Balance transfer
- No annual fee
Get 0% interest for 6 months on purchases over $250 and over
Purchase rate p.a.
27.49%
Balance transfer rate
24.99%
Annual fee
$0
Latitude Financial Services Latitude Gem Visa
- Purchase Offers
- Balance transfer
- No annual fee
Purchase rate p.a.
27.49%
Balance transfer rate
24.99%
Annual fee
$0
RateCity says
"Enjoy 0% interest for 6 months on purchases over $250 with this competitive zero per cent introductory credit card offering from Latitude Financial. "
Pros and Cons
For Latitude Financial Services Latitude Gem Visa
Benefits
- No Annual Fee
- Ability to convert large purchases into instalment plans
- Free supplementary cards
Drawbacks
- Higher than average ongoing variable purchase rate
- No reward program
Latitude Financial Services Rate Credit Card overview
For Latitude Gem Visa
Details
Card level
Gold
Card type
Visa
Interest free days
55
Minimum monthly repayment
3% or $25
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Latitude Financial Services Aus Holding Pty Ltd to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
$0
Duplicate statement fee
$2.5
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
27.49%
Cash advance rate
29.99%
Cash advance fee
3% or $3
Balance Transfer
Balance transfer rate
24.99%
Transfer limit
No set max
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$3
Estimated ATM cost
$12
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
Other Restrictions
• A monthly account service fee of $9.95 applies to balances of $10 or more. Effective from 22nd May 2024, the monthly account service fee will increase from $9.95 to $10.95. 55 days interest free only for purchases under $250.
