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Compare low interest rate credit cards

A low rate credit card will have low, or no, ongoing fees. Compare low rate credit cards to find an offer that suits you. Consider the purpose of your credit card and what features are important to you before you decide.

Alex Ritchie
Alex Ritchie

Personal Finance Editor

Content updated

Product data updated

Credit card type

credit score icon

Credit score

Card status

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Default

13.74%

0%

55

$0

for 12 months then $58 thereafter

More detailsclick for more details

Australian Credit Licence 234527

Fees & charges apply

Product info
  • Balance Transfer
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

10.49%

10.49%

45

$0

for 12 months then $48 thereafter

Australian Credit Licence 236509

Fees & charges apply

Product info
First Option Bank Low Rate Visa Credit Card
First Option Bank Low Rate Visa Credit Card
  • Special
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

12.49%

0%

55

$0

Australian Credit Licence 241413

Fees & charges apply

Product info
QBANK Bluey Card
QBANK Bluey Card
  • Balance Transfer
  • Balance transfer
  • No annual fee

4.99%

for up to 5 months, then 12.84%

4.99%

0

$0

Australian Credit Licence 238305

Fees & charges apply

Product info
Qudos Bank Lifestyle
Qudos Bank Lifestyle
  • Apple & Google Pay
  • Balance transfer
  • No annual fee

10.49%

10.49%

55

$30

Australian Credit Licence 236476

Fees & charges apply

Product info
Australian Mutual Bank Low Rate Visa Credit Card
Australian Mutual Bank Low Rate Visa Credit Card
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

10.99%

0%

55

$50

Australian Credit Licence 239686

Fees & charges apply

Product info
Auswide Bank Low Rate Visa Card
Auswide Bank Low Rate Visa Card
  • Balance Transfer
  • Balance transfer
  • Low annual fee

9.90%

9.9%

45

$59

Australian Credit Licence 237994

Fees & charges apply

Product info
Australian Unity Low Rate Visa Credit Card
Australian Unity Low Rate Visa Credit Card
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

13.99%

-

44

$0

Australian Credit Licence 238991

Fees & charges apply

Product info
Police Credit Union Extralite
Police Credit Union Extralite
  • Apple, Google & Samsung Pay
  • No annual fee

8.99%

0%

55

$40

Australian Credit Licence 231204

Fees & charges apply

Product info
Community First Bank Low Rate Blue Visa Card
Community First Bank Low Rate Blue Visa Card
  • Balance Transfer
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.