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- Low Rate Card
NAB Low Rate Card
- Balance Transfer
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Balance Transfer
0% p.a. for 28 months on balance transfers.
Purchase rate p.a.
13.49%
Balance transfer rate
0%
Annual fee
$0
for 12 months then $59 thereafter
NAB Low Rate Card
- Balance Transfer
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
13.49%
Balance transfer rate
0%
Annual fee
$0
for 12 months then $59 thereafter
RateCity says
"A low rate credit card that offers a high amount of interest-free days, so you can spend with peace of mind."
Pros and Cons
For NAB Low Rate Card
Benefits
- Lower than average ongoing variable purchase rate
- $0 annual fee in the first 12 months and $59 p.a thereafter.
- Apple Pay, Google Pay and Samsung Pay available
Drawbacks
- No reward program
- Does not offer free supplementary cards
NAB Rate Credit Card overview
For Low Rate Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $25
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit National Australia Bank Limited to view Target Market Determination.
Fees
Annual fee
$0
for 12 months then $59 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$0
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
13.49%
Cash advance rate
21.74%
Cash advance fee
3% or $3
Balance Transfer
Balance transfer rate
0%
Transfer limit
90%
Minimum monthly repayments required.
Balance transfer fee
3%
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
