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  3. NAB
  4. StraightUp

NAB StraightUp

  • Special
  • Apple, Google & Samsung Pay
  • No annual fee
Special

No interest, No use No pay, No foreign fees

Purchase rate p.a.

0.00%

Balance transfer rate

Not Applicable

Annual fee

$0

NAB StraightUp

  • Special
  • Apple, Google & Samsung Pay
  • No annual fee

Purchase rate p.a.

0.00%

Balance transfer rate

Not Applicable

Annual fee

$0

RateCity says

"Take avantage of a no-interest credit card from big four bank, NAB. Cardholders will not incur interest on expenses but pay a flat monthly fee, depending on the credit limit."

Pros and Cons

For NAB StraightUp

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • No Annual Fee
  • Ability to convert large purchases into instalment plans
  • Apple Pay, Google Pay and Samsung Pay available

Drawbacks

  • No reward program
  • No balance transfer
  • Does not offer free supplementary cards

NAB Rate Credit Card overview

For StraightUp

Details

Card level

Standard

Card type

Visa

Interest free days

Minimum monthly repayment

Minimum credit limit

Maximum credit limit

$3,000

Free supplementary cards

Instant approval

Target Market Determination

Visit National Australia Bank Limited to view Target Market Determination.

Fees

Annual fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

Late payment fee

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

0.00%

Cash advance rate

Cash advance fee

Balance Transfer

Balance transfer rate

Not Applicable

Transfer limit

Balance transfer fee

Overseas spending

Foreign exchange fee
Overseas charges

Estimated ATM cost

Rewards

Program name

Rewards available

Eligibility

Minimum age

Minimum income

Eligibility conditions

Residency

Perks

Other Restrictions

Monthly Fees - $10 for a Credit Limit of $1000, $15 for Credit Limits up to $2000, $20 for Credit Limit up to $3000