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Credit card comparison

Whether you're a frequent flyer or looking for a low-rate credit card, RateCity simplifies the search with our comparison tables and credit card guide. Recognising the diversity of individual needs, there isn't a singular best credit card and it’s crucial to compare your options. Optimise your results by using filters tailored to your preferences.

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Sally Tindall
Sally Tindall

Research Director

Alex Ritchie
Alex Ritchie

Personal Finance Editor

Content updated

Product data updated

Consider these promoted personal loans

OurMoneyMarket Services Pty Ltd

Low Rate Personal Loan Unsecured (Excellent Credit)

Real Time Rating™

  • 1 to 7 years

  • Unsecured

  • Fixed Rate

  • No ongoing fees

2024 Award Winner

Interest rate p.a.

6.57%

up to 8.48%

Comparison rate* p.a.

7.19%

up to 13.58%

More detailsclick for more details

Australian Credit Licence 488228

Product info
Liberty Financial Pty Ltd

Unsecured Personal Loan (Excellent Credit)

Real Time Rating™

  • 3 to 7 years

  • Unsecured

  • Fixed Rate

  • No ongoing fees

Interest rate p.a.

7.24%

up to 9.39%

Comparison rate* p.a.

7.24%

up to 10.31%

More detailsclick for more details

Australian Credit Licence 286596

Product info
Wingate Consumer Finance (NOW Finance)

No Fee Personal Loan

Real Time Rating™

  • 1 to 7 years

  • Unsecured

  • Fixed Rate

2024 Award Winner
Special
Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.

Interest rate p.a.

6.75%

up to 26.95%

Comparison rate* p.a.

6.75%

up to 26.95%

More detailsclick for more details

Australian Credit Licence 411227

Product info
Harmoney Australia Limited

Unsecured Personal Loan (Excellent Credit) (Amount > $5000)

Real Time Rating™

  • 3 to 5 years

  • Unsecured

  • Fixed Rate

  • No ongoing fees

2024 Award Winner

Interest rate p.a.

5.76%

up to 24.03%

Comparison rate* p.a.

6.55%

up to 24.99%

More detailsclick for more details

Australian Credit Licence 474726

Product info
product data updated on

Product data updated on 19 Mar 2024

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.