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Qantas Money Qantas Premier Titanium

  • Balance transfer

Purchase rate p.a.

19.99%

Balance transfer rate

0%

Annual fee

$1200

Qantas Money Qantas Premier Titanium

  • Balance transfer

Purchase rate p.a.

19.99%

Balance transfer rate

0%

Annual fee

$1200

Pros and Cons

For Qantas Money Qantas Premier Titanium

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • Extra 150,000 points subject to eligibility conditions
  • Ability to convert large purchases into instalment plans
  • Domestic travel insurance
  • International travel insurance
  • Extended warranty
  • Rental car excess insurance
  • Concierge
  • Airport lounge
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee
  • Does not offer free supplementary cards

Qantas Money Rate Credit Card overview

For Qantas Premier Titanium

Details

Card level

Premium

Card type

MasterCard

Interest free days

55

Minimum monthly repayment

2% or $30

Minimum credit limit

$15,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit Qantas Airways Limited (Qantas Money) to view Target Market Determination.

Fees

Annual fee

$1200

Annual Fee Spend Waiver

Supplementary card annual fee

$100

Late payment fee

$30

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

19.99%

Cash advance rate

21.99%

Cash advance fee

3% or $3

Balance Transfer

Balance transfer rate

0%

Transfer limit

80%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Mastercard
Overseas charges

$5

Estimated ATM cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

$200,000

Eligibility conditions

Have an Australian residential address and mobile phone. Be a Qantas Frequent Flyer member.

Residency

Perks

DOMESTIC TRAVEL INSURANCE

INTERNATIONAL TRAVEL INSURANCE

EXTENDED WARRANTY

RENTAL CAR EXCESS INSURANCE

CONCIERGE

AIRPORT LOUNGE

PURCHASE PROTECTION INSURANCE