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- Amplify Signature (Amplify Rewards)
St.George Bank Amplify Signature (Amplify Rewards)
- Bonus Points
- Apple & Google Pay
- Balance transfer
150,000 Amplify Points, $199 Annual Fee, and 0% balance transfers for 24 months
~ Ends in 11 days150,000 bonus Amplify Points when you spend $12k+ on eligible purchases. That can get you up to $675 in eGift cards. $199 card fee for the first year (reverts to $295) Plus 0% p.a. interest on balance transfers for 24 months when requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period. New cards only, Eligibility criteria and T&Cs apply.
Purchase rate p.a.
19.49%
Balance transfer rate
0%
Annual fee
$199
for 12 months then $295 thereafter
St.George Bank Amplify Signature (Amplify Rewards)
- Bonus Points
- Apple & Google Pay
- Balance transfer
Purchase rate p.a.
19.49%
Balance transfer rate
0%
Annual fee
$199
for 12 months then $295 thereafter
Pros and Cons
For St.George Bank Amplify Signature (Amplify Rewards)
Benefits
- Rewards Available through Amplify Rewards
- Extra 150,000 points subject to eligibility conditions
- $199 annual fee in the first 12 months and $295 p.a thereafter.
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Concierge
- Airport lounge
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing annual fee
St.George Bank Rate Credit Card overview
For Amplify Signature (Amplify Rewards)
Details
Card level
Premium
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $10
Minimum credit limit
$15,000
Maximum credit limit
$80,000
Free supplementary cards
Instant approval
Target Market Determination
Visit St.George Bank to view Target Market Determination.
Fees
Annual fee
$199
for 12 months then $295 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$0
Duplicate statement fee
$2
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.49%
Cash advance rate
21.49%
Cash advance fee
3% or $2.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
1%
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Amplify Rewards
Rewards available
Gift Card
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Regular, verifiable income.
Residency
Australia CitizenPermanent ResidentTemporary Visa 12 Months Valid
