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Compare VIP seating credit cards

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  • Looking for a few perks with your credit card? For many consumers, receiving the ‘VIP’ or ‘exclusive’ treatment can go a long way. This is why so many credit card providers offer pre-sale tickets and VIP seating at events for cardholders. Here’s how to choose a credit card with VIP seating.

    How does VIP seating work?

    Credit cards with VIP seating will often allow cardholders to purchase exclusive, VIP seating or packages for special events. These event packages might include preferred seating, a food and drink package, or even meet-and-greets with the performers.

    VIP seating often also comes packaged with ticket presales for special events, before they go on sale to the general public. Credit card providers know that the overall entertainment package is important to consumers, so they will usually offer both, rather than one or the other.

    How do I get VIP seating with my credit card?

    If you have a credit card that includes VIP seating as a perk or benefit, keep an eye on your inbox. Most credit card providers will alert cardholders via email of an upcoming presale or VIP seating offer. These offers are usually only available for a day or two before ticket sales to the general public, so you will need to move fast in order to take advantage of the offer.

    Bear in mind that credit card providers offer these deals as a way of making money, not out of generosity. For this reason, you will most likely only notice presales or VIP seating for large events that will attract many customers, and many transactions.

    How do I find a credit card with VIP seating?

    Credit cards that offer VIP seating are usually advertised as a ‘rewards’ or ‘platinum’ credit card, so look out for these phrases when comparing credit cards.

    Some credit cards even have a name for their exclusive offers, such as Visa Signature Offers and American Express Invites. This will make it easier for you to find out what kind of events you can expect with a particular credit card.

    Are there any downsides to credit cards with VIP seating?

    Like all reward credit cards, these perks and benefits do not come free. As a general rule, the more generous the perks, the higher the annual fee. Some are even hundreds of dollars per year.

    Also, keep the interest rate in mind, as many of these credit cards will have high interest rates of around 20 per cent. Make sure that this is something that you can afford if you don’t pay off your card in full each month.

    Is a credit card with VIP seating right for me?

    If you’re in the habit of attending events regularly, want the VIP treatment and are willing to pay a higher annual fee and interest rate for the privilege, a credit card with VIP seating could very well be a great choice for you. But if the price is too high or not worth it to you, it’s best to look for a more affordable credit card.

    ^When you're searching for the best credit card for you, remember to compare the features and benefits of a variety of options before making your decision. The best credit card for you may not be the best card for somebody else in different financial circumstances. Contact a qualified financial adviser for more help selecting the best credit card for you. 

    ​Nick Bendel is a senior property and personal finance writer for RateCity, and an experienced journalist with numerous writing credits to his name. To date. He covers property, home loans, credit cards, superannuation and other bank products, and loves getting elbow-deep in the latest ABS, APRA and RBA data.​

    ^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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