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- Altitude Platinum (Altitude Qantas)
Westpac Altitude Platinum (Altitude Qantas)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Earn 80,000 bonus Qantas Points and a reduced first year annual card fee.
~ Ends in 3 months60,000 Qantas Points in year 1 if you spend $4k+ on eligible purchases† within 90 days of new card approval and an extra 20,000 points after your first eligible purchase in year 2. Offer excludes customers who hold/held an Altitude Platinum or Altitude Black card with Altitude Rewards, Qantas or Velocity in the last 12 months. A reduced first year annual card fee (reverts to $175 thereafter) T&Cs apply.
Purchase rate p.a.
19.99%
Balance transfer rate
0%
Annual fee
$99
for 12 months then $175 thereafter
Westpac Altitude Platinum (Altitude Qantas)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
19.99%
Balance transfer rate
0%
Annual fee
$99
for 12 months then $175 thereafter
Pros and Cons
For Westpac Altitude Platinum (Altitude Qantas)
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 80,000 points subject to eligibility conditions
- $99 annual fee in the first 12 months and $175 p.a thereafter.
- Ability to convert large purchases into instalment plans
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Rental car excess insurance
- Concierge
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
Westpac Rate Credit Card overview
For Altitude Platinum (Altitude Qantas)
Details
Card level
Platinum
Card type
MasterCard
Interest free days
45
Minimum monthly repayment
2% or $10
Minimum credit limit
$6,000
Maximum credit limit
$30,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Westpac Banking Corporation Ltd to view Target Market Determination.
Fees
Annual fee
$99
for 12 months then $175 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$15
Duplicate statement fee
$2
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.99%
Cash advance rate
21.49%
Cash advance fee
2% or $2.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
1%
Overseas spending
Foreign exchange fee
Overseas charges
$2.5
Estimated ATM cost
$11.5
for AU $300 withdrawal
Rewards
Program name
Qantas Frequent Flyer
Rewards available
Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels
Eligibility
Minimum age
18
Minimum income
$30,000
Eligibility conditions
You have a regular, verifiable income
Residency
Perks
Available for covers up to $15,000 for loss or damage to personal property, $550 for loss or damage to travel documents and $2.5 million of personal liability cover
Warranty is extended for the same duration as the original warranty up to 1 year.
Covers up to $5000
Other Restrictions
Annual fee includes Qantas Rewards fee of $75. To pay no interest on your balance transfer you need to pay it off before the promotional period ends. Annual fee includes $50 Qantas rewards program fee. You do not receive points if your card account is in arrears for 2 consecutive statement cycles.
