Important disclosure
Pros and cons
For Low Rate Visa Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Free supplementary cards
- Partner discounts
- Purchase protection insurance
Drawbacks
- No reward program
Auswide Bank Rate Credit card overview
For Low Rate Visa Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days 55 | Minimum monthly repayment 3% or $30 |
Minimum credit limit $500 | Maximum credit limit $20k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Auswide Bank to view Target Market Determination. |
Fees
Annual Fee $50 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $20 |
Over limit fee | Duplicate statement fee $7.5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 10.99% p.a |
Cash advance rate 10.99% |
Cash advance fee $3.5 |
Balance Transfer
Balance Transfer Rate 0% p.a |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges |
Estimated ATM Cost - |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age |
Minimum income |
Eligibility conditions - |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
- PARTNER DISCOUNTS
- PURCHASE PROTECTION INSURANCE
Specials
- Balance Transfer 0% on balance transfers for 12 months