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Auswide Bank Low Rate Visa Card

  • Balance Transfer
  • Balance transfer
  • Low annual fee
Balance Transfer

0% on balance transfers for 12 months

Purchase rate p.a.

10.99%

Balance transfer rate

0%

Annual fee

$50

Auswide Bank Low Rate Visa Card

  • Balance Transfer
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

10.99%

Balance transfer rate

0%

Annual fee

$50

Pros and Cons

For Auswide Bank Low Rate Visa Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • Lower than average annual fee
  • Free supplementary cards
  • Partner discounts
  • Purchase protection insurance

Drawbacks

  • No reward program

Auswide Bank Rate Credit Card overview

For Low Rate Visa Card

Details

Card level

Standard

Card type

Visa

Interest free days

55

Minimum monthly repayment

3% or $30

Minimum credit limit

$500

Maximum credit limit

$20,000

Free supplementary cards

Instant approval

Target Market Determination

Visit Auswide Bank to view Target Market Determination.

Fees

Annual fee

$50

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$20

Over limit fee

Duplicate statement fee

$7.5

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

10.99%

Cash advance rate

10.99%

Cash advance fee

$3.5

Balance Transfer

Balance transfer rate

0%

Transfer limit

95%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

Estimated ATM cost

Rewards

Program name

Rewards available

Eligibility

Minimum age

Minimum income

Eligibility conditions

Residency

Perks

FREE SUPPLEMENTARY CARDS

PARTNER DISCOUNTS

PURCHASE PROTECTION INSURANCE