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- Top Home & Contents
Top Home & Contents
- Flexible excess
- New for old replacement on contents
- 24 hours claim lodgement
- Combined policy discount
Policy type
Home and Contents
Combined policy discount
Online discount available
Top Home & Contents
- Flexible excess
- New for old replacement on contents
- 24 hours claim lodgement
- Combined policy discount
Policy type
Home and Contents
Combined policy discount
Online discount available
Pros and Cons
For Top Home & Contents
Benefits
- Covers both building and contents
- Combined policy discount
- Flexible excess
- New for old replacement on contents
- 24 hours claim lodgement
Drawbacks
- No online discount
- Pay monthly at an added cost
Australian Seniors Insurance Rate Home Insurance overview
For Top Home & Contents
Features
Policy type
Home and Contents
Combined policy discount
Online discount available
Flexible excess
Pay monthly at no extra cost
New for old replacement on contents
No claim bonus discount
Choice of builder/repairer
24 hours claim lodgement
Lodge claim online
Cooling off period
14 days
Target Market Determination
Visit Australian Seniors Insurance Agency to view Target Market Determination.
Insured Events
Storm and rainwater cover
Standard
Storm surge flooding
Not available
Flash flooding
Standard
Riverine flooding
Standard
Fire
Standard
Lightning
Standard
Earthquake
Standard
Theft or attempted theft
Standard
Malicious damage (including vandalism)
Standard
Vehicle impact damage
Standard
Escaped liquid (burst/leaking pipe)
Standard
Benefits - Building
Full rebuilding cost protection
Legal liability
Standard
up to $20 million
Temporary accommodation
Standard
up to 10.00% of sum insured, up to 12 months
Accidental damage - building
Standard
Accidental glass breakage
Motor burnout - building
Optional
Removal of debris
Standard
up to $15000.00 of sum insured
Benefits - Content
Accidental damage - contents
Standard
Motor burnout - contents
Optional
Home office contents
Standard
up to $10000.00
Tools of trade
Up to $2000.00
Guests belongings
Standard
up to $1000.00
Jewellery
Up to $1000.00 (item limit), Up to $5000.00 (total limit)
Specified portable items
Optional
up to - Sum insured
Unspecified portable items
Optional
up to - Sum insured
Credit card theft cover
Funeral expenses
Standard
up to - $10000.00
