Important disclosure
Contents Cover
Policy type
Home and Contents
Combined policy discount
Home and Contents
15%
Pros and cons
For Home
Benefits
- Combined policy discount
- Online discount available
- Flexible excess
- New for old replacement on contents
- 24 hours claim lodgement
Drawbacks
- Pay monthly at an added cost
Coles Rate Home insurance overview
For Home
Features
Policy type Home and Contents | Combined policy discount |
Online discount available 15% discount | Flexible excess |
Pay monthly at no extra cost | New for old replacement on contents |
No claim bonus discount | Choice of builder/repairer |
24 hours claim lodgement | Lodge claim online |
Cooling off period 30 days | Target Market Determination Visit Coles Supermarkets Australia Pty Ltd to view Target Market Determination. |
Insured Events
Storm and rainwater cover Standard | Storm surge flooding |
Flash flooding Standard | Riverine flooding Standard |
Fire Standard | Lightning Standard |
Earthquake Standard | Theft or attempted theft Standard |
Malicious damage (including vandalism) Standard | Vehicle impact damage Standard |
Escaped liquid(burst/leaking pipe) Standard |
Benefits - Building
Full rebuilding cost protection | Legal liability Standard up to $20 million |
Temporary accommodation Standard up to 10.00% of sum insured, up to 12 months | Accidental damage - building |
Accidental glass breakage | Motor burnout - building Optional |
Removal of debris Standard up to 10.00% of sum insured |
Benefits - Content
Accidental damage - contents Optional | Motor burnout - contents Optional |
Home office contents Standard up to $5000.00 | Tools of trade Up to $1000.00 |
Guests belongings Standard up to $1000.00 | Jewellery Up to $1000.00 (item limit), Up to $5000.00 (total limit) |
Specified portable items Optional up to - Sum insured | Unspecified portable items Optional up to - $5000.00 |
Credit card theft cover Standard Up to - $1000.00 | Funeral expenses Standard up to - $5000.00 |
Promoted home insurance
Promoted
Home & Contents
Home and Contents
Promoted
Basic
Home and Contents
10%
Promoted
Comprehensive
Home and Contents
10%
Promoted
ANZ Home Insurance
Home and Contents