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  3. Guild Insurance
  4. Home Elite

Home Elite Contents Cover

  • Flexible excess
  • 24 hours claim lodgement
  • Combined policy discount

Policy type

Home and Contents

Combined policy discount

Online discount available

Home Elite Contents Cover

  • Flexible excess
  • 24 hours claim lodgement
  • Combined policy discount

Policy type

Home and Contents

Combined policy discount

Online discount available

Pros and Cons

For Home Elite Contents Cover

Benefits

  • Combined policy discount
  • Online discount available
  • Flexible excess
  • Pay monthly at no extra cost
  • New for old replacement on contents
  • 24 hours claim lodgement

Drawbacks

    Guild Insurance Rate Home Insurance overview

    For Home Elite

    Features

    Policy type

    Home and Contents

    Combined policy discount

    Online discount available

    Flexible excess

    Pay monthly at no extra cost

    New for old replacement on contents

    No claim bonus discount

    Choice of builder/repairer

    24 hours claim lodgement

    Lodge claim online

    Cooling off period

    21 days

    Target Market Determination

    Visit Guild Insurance Ltd to view Target Market Determination.

    Insured Events

    Storm and rainwater cover

    Standard

    Storm surge flooding

    Not available

    Flash flooding

    Standard

    Riverine flooding

    Standard

    Fire

    Standard

    Lightning

    Standard

    Earthquake

    Standard

    Theft or attempted theft

    Standard

    Malicious damage (including vandalism)

    Standard

    Vehicle impact damage

    Standard

    Escaped liquid (burst/leaking pipe)

    Standard

    Benefits - Building

    Full rebuilding cost protection

    Legal liability

    Standard

    up to $20 million

    Temporary accommodation

    Standard

    up to 20.00% of sum insured, up to 12 months

    Accidental damage - building

    Standard

    Accidental glass breakage

    Motor burnout - building

    Standard

    Removal of debris

    Standard

    up to 15.00% of sum insured

    Benefits - Content

    Accidental damage - contents

    Standard

    Motor burnout - contents

    Standard

    Home office contents

    Standard

    up to $10000.00

    Tools of trade

    Up to $5000.00

    Guests belongings

    Standard

    up to $5000.00

    Jewellery

    Up to $2500.00 (item limit), Up to $15000.00 (total limit)

    Specified portable items

    Optional

    up to - Sum insured

    Unspecified portable items

    Optional

    up to - $15000.00

    Credit card theft cover

    Standard

    Up to - $2500.00

    Funeral expenses

    Standard

    up to - $25000.00