Important disclosure
Pros and cons
For Home & Contents Plus NSW, ACT, TAS
Benefits
- Combined policy discount
- Flexible excess
- New for old replacement on contents
- 24 hours claim lodgement
Drawbacks
- No online discount
- Pay monthly at an added cost
NRMA Insurance Rate Home insurance overview
For Home & Contents Plus NSW, ACT, TAS
Features
Policy type Home and Contents | Combined policy discount |
Online discount available | Flexible excess |
Pay monthly at no extra cost | New for old replacement on contents |
No claim bonus discount | Choice of builder/repairer |
24 hours claim lodgement | Lodge claim online |
Cooling off period 21 days | Target Market Determination Visit NRMA Insurance to view Target Market Determination. |
Insured Events
Storm and rainwater cover Standard | Storm surge flooding Standard |
Flash flooding Standard | Riverine flooding Standard |
Fire Standard | Lightning Standard |
Earthquake Standard | Theft or attempted theft Standard |
Malicious damage (including vandalism) Standard | Vehicle impact damage Standard |
Escaped liquid(burst/leaking pipe) Standard |
Benefits - Building
Full rebuilding cost protection | Legal liability Standard up to $20 million |
Temporary accommodation Standard up to Reasonable cost of sum insured, up to 24 months | Accidental damage - building Standard |
Accidental glass breakage | Motor burnout - building Standard |
Removal of debris Standard up to Reasonable cost of sum insured |
Benefits - Content
Accidental damage - contents Standard | Motor burnout - contents Standard |
Home office contents Standard Reasonable cost | Tools of trade Up to $5000.00 |
Guests belongings Standard up to $2000.00 | Jewellery Up to $2500.00 (item limit), Up to $2500.00 (total limit) |
Specified portable items Optional up to - Sum insured | Unspecified portable items Optional up to - $10000.00 |
Credit card theft cover Standard Up to - $5000.00 | Funeral expenses Standard up to - $10000.00 |