Important disclosure
Pros and cons
For Home & Contents
Benefits
- Combined policy discount
- Flexible excess
- Pay monthly at no extra cost
- New for old replacement on contents
Drawbacks
- No online discount
RAA Insurance Rate Home insurance overview
For Home & Contents
Features
Policy type Home and Contents | Combined policy discount |
Online discount available | Flexible excess |
Pay monthly at no extra cost | New for old replacement on contents |
No claim bonus discount | Choice of builder/repairer |
24 hours claim lodgement | Lodge claim online |
Cooling off period 21 days | Target Market Determination Visit RAA Insurance to view Target Market Determination. |
Insured Events
Storm and rainwater cover Standard | Storm surge flooding Standard |
Flash flooding Standard | Riverine flooding Standard |
Fire Standard | Lightning Standard |
Earthquake Standard | Theft or attempted theft Standard |
Malicious damage (including vandalism) Standard | Vehicle impact damage Standard |
Escaped liquid(burst/leaking pipe) Standard |
Benefits - Building
Full rebuilding cost protection | Legal liability Standard up to $20 million |
Temporary accommodation Standard up to 10% of sum insured, up to 12 months | Accidental damage - building |
Accidental glass breakage | Motor burnout - building Standard |
Removal of debris Standard up to Reasonable cost of sum insured |
Benefits - Content
Accidental damage - contents Optional | Motor burnout - contents Standard |
Home office contents Standard Reasonable cost | Tools of trade Up to $5000.00 |
Guests belongings Optional up to $5000 | Jewellery Up to $5000.00 (item limit), Up to $10000.00 (total limit) |
Specified portable items Optional up to - Sum insured | Unspecified portable items |
Credit card theft cover Standard Up to - $1000 | Funeral expenses |