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  4. Classic Advantages Home & Contents

Classic Advantages Contents Cover

  • Flexible excess
  • 24 hours claim lodgement
  • Combined policy discount

Policy type

Home and Contents

Combined policy discount

Online discount available

Classic Advantages Contents Cover

  • Flexible excess
  • 24 hours claim lodgement
  • Combined policy discount

Policy type

Home and Contents

Combined policy discount

Online discount available

Pros and Cons

For Classic Advantages Contents Cover

Benefits

  • Combined policy discount
  • Online discount available
  • Flexible excess
  • New for old replacement on contents
  • 24 hours claim lodgement

Drawbacks

  • Pay monthly at an added cost

Suncorp Insurance Rate Home Insurance overview

For Classic Advantages Home & Contents

Features

Policy type

Home and Contents

Combined policy discount

Online discount available

Flexible excess

Pay monthly at no extra cost

New for old replacement on contents

No claim bonus discount

Choice of builder/repairer

24 hours claim lodgement

Lodge claim online

Cooling off period

21 days

Target Market Determination

Visit AAI Limited T/AS Suncorp Insurance to view Target Market Determination.

Insured Events

Storm and rainwater cover

Standard

Storm surge flooding

Standard

Flash flooding

Standard

Riverine flooding

Standard

Fire

Standard

Lightning

Standard

Earthquake

Standard

Theft or attempted theft

Standard

Malicious damage (including vandalism)

Standard

Vehicle impact damage

Standard

Escaped liquid (burst/leaking pipe)

Standard

Benefits - Building

Full rebuilding cost protection

Legal liability

Standard

up to $20 million

Temporary accommodation

Standard

up to 15.00% of sum insured, up to 3 months

Accidental damage - building

Standard

Accidental glass breakage

Motor burnout - building

Standard

Removal of debris

Standard

up to 20.00% of sum insured

Benefits - Content

Accidental damage - contents

Standard

Motor burnout - contents

Standard

Home office contents

Standard

Full cover

Tools of trade

Up to $5000.00

Guests belongings

Standard

up to $2000.00

Jewellery

Up to $10000.00 (item limit), Up to $40000.00 (total limit)

Specified portable items

Optional

up to - Sum insured

Unspecified portable items

Optional

up to - $10000.00

Credit card theft cover

Funeral expenses