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- Home & Contents
Contents Cover
- Flexible excess
- 24 hours claim lodgement
Policy type
Home and Contents
Combined policy discount
Online discount available
Contents Cover
- Flexible excess
- 24 hours claim lodgement
Policy type
Home and Contents
Combined policy discount
Online discount available
RateCity says
"Coverage includes new for old replacement on contents, flexible excess limits, a combined policy discount and the ability to lodge claims at any time."
Pros and Cons
For Contents Cover
Benefits
- Flexible excess
- New for old replacement on contents
- 24 hours claim lodgement
Drawbacks
- No discount for multi policy cover
- No online discount
- Pay monthly at an added cost
Youi Rate Home Insurance overview
For Home & Contents
Features
Policy type
Home and Contents
Combined policy discount
Online discount available
Flexible excess
Pay monthly at no extra cost
New for old replacement on contents
No claim bonus discount
Choice of builder/repairer
24 hours claim lodgement
Lodge claim online
Cooling off period
20 days
Target Market Determination
Visit Youi Pty Ltd to view Target Market Determination.
Insured Events
Storm and rainwater cover
Standard
Storm surge flooding
Not available
Flash flooding
Standard
Riverine flooding
Standard
Fire
Standard
Lightning
Standard
Earthquake
Standard
Theft or attempted theft
Standard
Malicious damage (including vandalism)
Standard
Vehicle impact damage
Standard
Escaped liquid (burst/leaking pipe)
Standard
Benefits - Building
Full rebuilding cost protection
Legal liability
Standard
up to $20 million
Temporary accommodation
Standard
up to 12.00% of sum insured, up to 12 months
Accidental damage - building
Optional
Accidental glass breakage
Motor burnout - building
Standard
Removal of debris
Standard
up to 20.00% of sum insured
Benefits - Content
Accidental damage - contents
Optional
Motor burnout - contents
Standard
Home office contents
Standard
Reasonable cost
Tools of trade
Guests belongings
Standard
up to $1000
Jewellery
Up to $15000.00 (item limit), Up to Sum insured (total limit)
Specified portable items
Optional
up to - Sum insured
Unspecified portable items
Optional
up to - Sum insured
Credit card theft cover
Funeral expenses
Standard
up to - $5000.00
How to apply
If you'd like to apply for this product or just get more information, follow the application process on Youi.More details