Compare 500K mortgages

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more. - Data last updated on 25 Jun 2018

Compare 500K mortgages

Your borrow amount should be lower than property value
Promoted
Discount Offer Variable Home Loan ($200k-$700k)Rewards$1000 offer: Apply for a UHomeLoan of $200,000 or more (excl amounts to refinance a UBank loan) by 6 Aug 2018, & settle by 28 Sept 2018. You must have a USaver before settlement and until the $1000 is paid. Other T&C apply.
Advertised rate
3.69%
Variable
Comparison rate*
3.69%
Monthly repayment
$2,299
Real Time Rating™

4.35 / 5

Compare
Promoted
Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.67%
Monthly repayment
$2,284
Real Time Rating™

4.66 / 5

Compare
Promoted
Discount Variable Home Loan ($150k+) (LVR < 80%)
Advertised rate
3.69%
Variable
Comparison rate*
3.74%
Monthly repayment
$2,299
Real Time Rating™

4.4 / 5

Compare
Basic Home Loan Special (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018.
Advertised rate
3.65%
Variable
Comparison rate*
3.66%
Monthly repayment
$2,287
Real Time Rating™

4.42 / 5

Compare
Advantage Home Loan (PAYG Special No Offset) (LVR<80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.67%
Monthly repayment
$2,284
Real Time Rating™

4.38 / 5

Compare
First Rate Home Loan (LVR < 80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.69%
Monthly repayment
$2,284
Real Time Rating™

4.31 / 5

Compare
Premier Standard Variable Home LoanSpecialAvailable on new Premier home loan borrowings from $50,000 when applying by 31 July 2018
Advertised rate
3.69%
Variable
Comparison rate*
3.70%
Monthly repayment
$2,299
Real Time Rating™

4.56 / 5

Compare
Basic Variable Rate Home Loan
Advertised rate
3.77%
Variable
Comparison rate*
3.81%
Monthly repayment
$2,321
Real Time Rating™

4.26 / 5

Compare
First Home Buyer Loan - 40 Year Term
Advertised rate
3.77%
Variable
Comparison rate*
3.81%
Monthly repayment
$2,321
Real Time Rating™

4.26 / 5

Compare
Tame the Beast Offset Home Loan ($400k+, LVR < 90%)Special$0 application & valuation fee
Advertised rate
3.72%
Variable
Comparison rate*
3.82%
Monthly repayment
$2,307
Real Time Rating™

4.68 / 5

Compare
OMG Home Loan (Principal and Interest)
Advertised rate
3.79%
Variable
Comparison rate*
3.83%
Monthly repayment
$2,327
Real Time Rating™

4.12 / 5

Compare
Discount Variable Home Loan ($150k+) (LVR 80%-90%)
Advertised rate
3.79%
Variable
Comparison rate*
3.84%
Monthly repayment
$2,327
Real Time Rating™

4.28 / 5

Compare
Low Rate Home Loan with Offset (Principal and Interest) (LVR 80%-90%)
Advertised rate
3.84%
Variable
Comparison rate*
3.87%
Monthly repayment
$2,341
Real Time Rating™

4.47 / 5

Compare
Basic Home Loan (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018.
Advertised rate
3.86%
Variable
Comparison rate*
3.87%
Monthly repayment
$2,347
Real Time Rating™

4.22 / 5

Compare
IQ Basic Investment Loan (Principal and Interest) (LVR < 70%)
Advertised rate
3.89%
Variable
Comparison rate*
3.90%
Monthly repayment
$2,355
Real Time Rating™

4 / 5

Compare
Discount Variable Home Loan ($150k+) (LVR 90%-95%)
Advertised rate
3.89%
Variable
Comparison rate*
3.94%
Monthly repayment
$2,355
Real Time Rating™

4.15 / 5

Compare
Discount Offer for Investor Variable P&I RateRewards$1000 offer: Apply for a UHomeLoan of $200,000 or more (excl amounts to refinance a UBank loan) by 6 Aug 2018, & settle by 28 Sept 2018. You must have a USaver before settlement and until the $1000 is paid. Other T&C apply.
Advertised rate
3.99%
Variable
Comparison rate*
3.99%
Monthly repayment
$2,384
Real Time Rating™

4 / 5

Compare
Extra Home Loan (Principal and Interest)
Advertised rate
3.99%
Variable
Comparison rate*
4.00%
Monthly repayment
$2,384
Real Time Rating™

4.39 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 3 Years
Advertised rate
3.74%
Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$2,313
Real Time Rating™

3.51 / 5

Compare
UHomeLoan Fixed (Interest Only) 3 Years
Advertised rate
3.74%
Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$2,313
Real Time Rating™

3.31 / 5

Compare
My Life Fixed Rate Package 2 Years
Advertised rate
3.69%
Fixed - 2 years
Comparison rate*
4.04%
Monthly repayment
$2,299
Real Time Rating™

4.03 / 5

Compare
My Life Fixed Rate Package 3 Years
Advertised rate
3.85%
Fixed - 3 years
Comparison rate*
4.05%
Monthly repayment
$2,344
Real Time Rating™

4 / 5

Compare
OMG Investment Loan (Principal and Interest)
Advertised rate
4.04%
Variable
Comparison rate*
4.08%
Monthly repayment
$2,399
Real Time Rating™

3.8 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 5 Years
Advertised rate
4.09%
Fixed - 5 years
Comparison rate*
4.10%
Monthly repayment
$2,413
Real Time Rating™

3.27 / 5

Compare
UHomeLoan - Standard Variable (Principal and Interest)
Advertised rate
4.17%
Variable
Comparison rate*
4.10%
Monthly repayment
$2,436
Real Time Rating™

3.78 / 5

Compare
Platinum Investment Loan
Advertised rate
3.99%
Variable
Comparison rate*
4.11%
Monthly repayment
$2,384
Real Time Rating™

4.32 / 5

Compare
Basic Home Loan (LVR < 80%)
Advertised rate
4.09%
Variable
Comparison rate*
4.11%
Monthly repayment
$2,413
Real Time Rating™

3.91 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 1 Year
Advertised rate
3.59%
Fixed - 1 year
Comparison rate*
4.14%
Monthly repayment
$2,270
Real Time Rating™

3.33 / 5

Compare
UHomeLoan Fixed (Interest Only) 1 Year
Advertised rate
3.59%
Fixed - 1 year
Comparison rate*
4.14%
Monthly repayment
$2,270
Real Time Rating™

3.24 / 5

Compare
Liberty Free Home Loan (LVR 60%-70%)
Advertised rate
4.14%
Variable
Comparison rate*
4.15%
Monthly repayment
$2,428
Real Time Rating™

4.08 / 5

Compare
Liberty Sharp Investment Loan (LVR < 60%)
Advertised rate
4.14%
Variable
Comparison rate*
4.21%
Monthly repayment
$2,428
Real Time Rating™

3.69 / 5

Compare
Discount Variable Investment Loan (Principal and Interest) (LVR<80%)
Advertised rate
4.19%
Variable
Comparison rate*
4.24%
Monthly repayment
$2,442
Real Time Rating™

3.8 / 5

Compare
Home Advantage Fixed Home Loan 2 Years
Advertised rate
3.79%
Fixed - 2 years
Comparison rate*
4.25%
Monthly repayment
$2,327
Real Time Rating™

4.28 / 5

Compare
Home Advantage Fixed Home Loan 1 Year
Advertised rate
3.89%
Fixed - 1 year
Comparison rate*
4.26%
Monthly repayment
$2,355
Real Time Rating™

4.23 / 5

Compare
Home Advantage Fixed Home Loan 3 Years
Advertised rate
3.89%
Fixed - 3 years
Comparison rate*
4.26%
Monthly repayment
$2,355
Real Time Rating™

4.23 / 5

Compare
UHomeLoan - Standard Variable (Interest Only)
Advertised rate
4.46%
Variable
Comparison rate*
4.39%
Monthly repayment
$2,522
Real Time Rating™

3.17 / 5

Compare
Base Variable Home Loan (Interest Only)
Advertised rate
4.70%
Variable
Comparison rate*
4.42%
Monthly repayment
$2,593
Real Time Rating™

2.84 / 5

Compare
Inv UHomeLoan Fixed 3 Years
Advertised rate
3.99%
Fixed - 3 years
Comparison rate*
4.44%
Monthly repayment
$2,384
Real Time Rating™

3.16 / 5

Compare
Extra Investment Loan (Principal and Interest)
Advertised rate
4.44%
Variable
Comparison rate*
4.45%
Monthly repayment
$2,516
Real Time Rating™

3.82 / 5

Compare
Home Advantage Fixed Home Loan 5 Years
Advertised rate
4.49%
Fixed - 5 years
Comparison rate*
4.51%
Monthly repayment
$2,530
Real Time Rating™

3.47 / 5

Compare
No Fee Variable Rate Home Loan (Principal and Interest)
Advertised rate
4.52%
Variable
Comparison rate*
4.52%
Monthly repayment
$2,539
Real Time Rating™

3.35 / 5

Compare
Liberty Star Investment Loan (LVR < 60%)
Advertised rate
4.24%
Variable
Comparison rate*
4.55%
Monthly repayment
$2,457
Real Time Rating™

3.97 / 5

Compare
Inv UHomeLoan Fixed 5 Years
Advertised rate
4.49%
Fixed - 5 years
Comparison rate*
4.56%
Monthly repayment
$2,530
Real Time Rating™

2.85 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 1 Year
Advertised rate
4.29%
Fixed - 1 year
Comparison rate*
4.57%
Monthly repayment
$2,471
Real Time Rating™

3.94 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 2 Years
Advertised rate
4.29%
Fixed - 2 years
Comparison rate*
4.58%
Monthly repayment
$2,471
Real Time Rating™

3.92 / 5

Compare
Member Package Flexible Home Loan (Principal and Interest) ($400k-$700k, LVR 80%-90%)
Advertised rate
4.19%
Variable
Comparison rate*
4.59%
Monthly repayment
$2,442
Real Time Rating™

4.12 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 3 Years
Advertised rate
4.29%
Fixed - 3 years
Comparison rate*
4.59%
Monthly repayment
$2,471
Real Time Rating™

3.89 / 5

Compare
Inv UHomeLoan Variable
Advertised rate
4.66%
Variable
Comparison rate*
4.59%
Monthly repayment
$2,581
Real Time Rating™

3.24 / 5

Compare
Inv UHomeLoan Fixed 1 Year
Advertised rate
3.99%
Fixed - 1 year
Comparison rate*
4.62%
Monthly repayment
$2,384
Real Time Rating™

2.81 / 5

Compare
Discount Variable Home Loan
Advertised rate
4.59%
Variable
Comparison rate*
4.64%
Monthly repayment
$2,560
Real Time Rating™

3.26 / 5

Compare
Flexi First Option Home Loan (Principal and Interest)
Advertised rate
4.59%
Variable
Comparison rate*
4.64%
Monthly repayment
$2,560
Real Time Rating™

3.26 / 5

Compare
Premium Home Loan Fixed 3 Years (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.04%
Fixed - 3 years
Comparison rate*
4.66%
Monthly repayment
$2,399
Real Time Rating™

3.9 / 5

Compare
Premium Home Loan Fixed 2 Years (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.09%
Fixed - 2 years
Comparison rate*
4.73%
Monthly repayment
$2,413
Real Time Rating™

3.67 / 5

Compare
Premium Home Loan Fixed 1 Year (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
3.99%
Fixed - 1 year
Comparison rate*
4.78%
Monthly repayment
$2,384
Real Time Rating™

3.51 / 5

Compare
Choice Package Tailored Home Loan (Principal and Interest) ($250k-$750k)
Advertised rate
4.39%
Variable
Comparison rate*
4.78%
Monthly repayment
$2,501
Real Time Rating™

3.88 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.09%
Fixed - 5 years
Comparison rate*
4.80%
Monthly repayment
$2,413
Real Time Rating™

3.83 / 5

Compare
Flexible Home Loan Fixed 3 Years (LVR < 90%)
Advertised rate
4.14%
Fixed - 3 years
Comparison rate*
4.81%
Monthly repayment
$2,428
Real Time Rating™

3.28 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 3 Years
Advertised rate
3.94%
Fixed - 3 years
Comparison rate*
4.84%
Monthly repayment
$2,370
Real Time Rating™

3.68 / 5

Compare
Premier Package Low Doc Fixed Options Home Loan (Principal and Interest) 3 Years
Advertised rate
3.99%
Fixed - 3 years
Comparison rate*
4.85%
Monthly repayment
$2,384
Real Time Rating™

3.62 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) (First Home Buyer Special) 2 YearsSpecialDiscount off the 2 years Package Fixed Rate (Principal and Interest) for a loan of $150k+ for first home buyers purchasing residential properties only
Advertised rate
3.69%
Fixed - 2 years
Comparison rate*
4.86%
Monthly repayment
$2,299
Real Time Rating™

3.55 / 5

Compare
Flexible Home Loan Fixed 2 Years (LVR < 90%)
Advertised rate
3.99%
Fixed - 2 years
Comparison rate*
4.86%
Monthly repayment
$2,384
Real Time Rating™

3.13 / 5

Compare
Premium Home LoanSpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.82%
Variable
Comparison rate*
4.86%
Monthly repayment
$2,629
Real Time Rating™

3.37 / 5

Compare
Premier Package Low Doc Fixed Options Home Loan (Principal and Interest) 2 Years
Advertised rate
3.89%
Fixed - 2 years
Comparison rate*
4.88%
Monthly repayment
$2,355
Real Time Rating™

3.51 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 2 Years
Advertised rate
3.88%
Fixed - 2 years
Comparison rate*
4.89%
Monthly repayment
$2,353
Real Time Rating™

3.53 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 5 Years
Advertised rate
4.99%
Fixed - 5 years
Comparison rate*
4.89%
Monthly repayment
$2,681
Real Time Rating™

2.95 / 5

Compare
Basic Investment Loan (Principal and Interest)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018.
Advertised rate
4.87%
Variable
Comparison rate*
4.91%
Monthly repayment
$2,645
Real Time Rating™

2.94 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 3 Years
Advertised rate
4.09%
Fixed - 3 years
Comparison rate*
4.93%
Monthly repayment
$2,413
Real Time Rating™

3.52 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.19%
Fixed - 5 years
Comparison rate*
4.93%
Monthly repayment
$2,442
Real Time Rating™

3.75 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 1 Year
Advertised rate
3.89%
Fixed - 1 year
Comparison rate*
4.96%
Monthly repayment
$2,355
Real Time Rating™

3.33 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 2 Years
Advertised rate
3.99%
Fixed - 2 years
Comparison rate*
4.96%
Monthly repayment
$2,384
Real Time Rating™

3.42 / 5

Compare
Choice Package Tailored Home Loan (Interest Only) ($250k-$750k)
Advertised rate
4.92%
Variable
Comparison rate*
4.96%
Monthly repayment
$2,660
Real Time Rating™

2.88 / 5

Compare
Premier Package Low Doc Fixed Options Home Loan (Principal and Interest) 1 Year
Advertised rate
4.09%
Fixed - 1 year
Comparison rate*
4.97%
Monthly repayment
$2,413
Real Time Rating™

3.26 / 5

Compare
Fixed Rate Home Loan (Low Doc) 3 Years
Advertised rate
4.14%
Fixed - 3 years
Comparison rate*
4.98%
Monthly repayment
$2,428
Real Time Rating™

3.18 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Arrears) 3 Years
Advertised rate
4.29%
Fixed - 3 years
Comparison rate*
4.98%
Monthly repayment
$2,471
Real Time Rating™

2.86 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Advance) 3 Years
Advertised rate
4.19%
Fixed - 3 years
Comparison rate*
4.99%
Monthly repayment
$2,442
Real Time Rating™

2.93 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 4 Years
Advertised rate
4.59%
Fixed - 4 years
Comparison rate*
5.01%
Monthly repayment
$2,560
Real Time Rating™

3.18 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 4 Years
Advertised rate
4.49%
Fixed - 4 years
Comparison rate*
5.02%
Monthly repayment
$2,530
Real Time Rating™

3.26 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 1 Year
Advertised rate
4.09%
Fixed - 1 year
Comparison rate*
5.03%
Monthly repayment
$2,413
Real Time Rating™

3.21 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Interest Only) 2 Years
Advertised rate
4.49%
Fixed - 2 years
Comparison rate*
5.04%
Monthly repayment
$2,530
Real Time Rating™

2.93 / 5

Compare
Premium Investment Loan Fixed 3 Years (Principal and Interest)
Advertised rate
4.54%
Fixed - 3 years
Comparison rate*
5.04%
Monthly repayment
$2,545
Real Time Rating™