RateCity.com.au
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86 400

Fixed Home Loan

Advertised Rate

2.39

% p.a

Fixed - 2 years

Comparison Rate*

2.91

% p.a

Maximum LVR
70%
Real Time Rating™

2.37

/ 5
Monthly Repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

Advertised Rate

2.39

% p.a

Fixed - 2 years

Comparison Rate*

2.91

% p.a

Maximum LVR
70%
Real Time Rating™

2.37

/ 5
Monthly Repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

86 400 home loans are available through brokers who can help find the right loan and manage your application at no charge.

Matthew Hayes

5.0
17 Reviews

Get expert advice from a home loans specialist.

Matthew grew up in Canberra, graduating from Erindale College. As part of the Talented Sports Program for Rugby Union, Matthew developed skills in planning, preparation and execution, skills which he utilises as a mortgage broker to help his clients reach and attain their goals. Matthew is friendly and professional, always ensuring his time with you is stress free and pleasant. He does the hard work for you, helping you find the loan which suits you best. Matthew is dedicated to providing his clients with the best possible service, accommodating you at any time, any location, any day of the week.

Response time: in 10 hours | Our brokers call during business hours between 9.00am to 6.00pm.

Anshuman Lukka

5.0
33 Reviews

Get expert advice from a home loans specialist.

We are an independent accounting and financial consultancy firm focused on developing customised strategies designed to fit the needs of corporate and individual clients. We provide flexibility and expertise to support our clientele in multiple roles as well as providing access to our professional research and services. Our team consists of experienced accountants and advisers supported by a strong back office team to meet your finance needs on timely basis. Working with us, you will explore a range of options and services specifically designed to deliver you a strategic financial plan based solely on your objectives. We continue to work with you over the years to ensure that as your objectives and life-stages change, so does your strategy and your plan.

Response time: in 30 minutes | Our brokers call during business hours between 9.00am to 6.00pm.

Quick home loan review

For Fixed Investment Loan 2 year (Interest Only) (LVR < 70%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw and no offset
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • Maximum loan amount is limited to 70% of the property's value
  • No repayment holidays

Home loan overview

For Fixed Investment Loan 2 year (Interest Only) (LVR < 70%)

TMD

Details

Maximum LVR

70%

Total Repayments

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $20000

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

250

Application fee

250

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$250 annually

Discharge fee

0

Application method

Online

Phone

In branch

Target Market Determination

Visit 86 400 to view Target Market Determination.

Embed

86 400 is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 70 percent, which means it requires a minimum deposit of 30 percent

What's the maximum length for this loan?

86 400 allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

86 400 allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $250 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

86 400 makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this 86 400 loan is available through a broker. Find a broker to help you with your needs.