SmartSaver Home Loan (Interest Only) from Adelaide Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.56%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$890
Number of Repayments
300
Total Interest Paid
$-33,000
Total repayments
$267,000
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$621.54$890.00$1,511.54$299,378.46
2Feb 2020$623.38$888.16$1,511.54$298,755.08
3Mar 2020$625.23$886.31$1,511.54$298,129.85
4Apr 2020$627.09$884.45$1,511.54$297,502.76
5May 2020$628.95$882.59$1,511.54$296,873.81
6Jun 2020$630.81$880.73$1,511.54$296,243.00
7Jul 2020$632.69$878.85$1,511.54$295,610.31
8Aug 2020$634.56$876.98$1,511.54$294,975.75
9Sep 2020$636.45$875.09$1,511.54$294,339.30
10Oct 2020$638.33$873.21$1,511.54$293,700.97
11Nov 2020$640.23$871.31$1,511.54$293,060.74
12Dec 2020$642.13$869.41$1,511.54$292,418.61
2020 Total$7,581.39$10,557.09$18,138.48
13Jan 2021$644.03$867.51$1,511.54$291,774.58
14Feb 2021$645.94$865.60$1,511.54$291,128.64
15Mar 2021$647.86$863.68$1,511.54$290,480.78
16Apr 2021$649.78$861.76$1,511.54$289,831.00
17May 2021$651.71$859.83$1,511.54$289,179.29
18Jun 2021$653.64$857.90$1,511.54$288,525.65
19Jul 2021$655.58$855.96$1,511.54$287,870.07
20Aug 2021$657.53$854.01$1,511.54$287,212.54
21Sep 2021$659.48$852.06$1,511.54$286,553.06
22Oct 2021$661.43$850.11$1,511.54$285,891.63
23Nov 2021$663.39$848.15$1,511.54$285,228.24
24Dec 2021$665.36$846.18$1,511.54$284,562.88
2021 Total$7,855.73$10,282.75$18,138.48
25Jan 2022$667.34$844.20$1,511.54$283,895.54
26Feb 2022$669.32$842.22$1,511.54$283,226.22
27Mar 2022$671.30$840.24$1,511.54$282,554.92
28Apr 2022$673.29$838.25$1,511.54$281,881.63
29May 2022$675.29$836.25$1,511.54$281,206.34
30Jun 2022$677.29$834.25$1,511.54$280,529.05
31Jul 2022$679.30$832.24$1,511.54$279,849.75
32Aug 2022$681.32$830.22$1,511.54$279,168.43
33Sep 2022$683.34$828.20$1,511.54$278,485.09
34Oct 2022$685.37$826.17$1,511.54$277,799.72
35Nov 2022$687.40$824.14$1,511.54$277,112.32
36Dec 2022$689.44$822.10$1,511.54$276,422.88
2022 Total$8,140$9,998.48$18,138.48
37Jan 2023$691.49$820.05$1,511.54$275,731.39
38Feb 2023$693.54$818.00$1,511.54$275,037.85
39Mar 2023$695.59$815.95$1,511.54$274,342.26
40Apr 2023$697.66$813.88$1,511.54$273,644.60
41May 2023$699.73$811.81$1,511.54$272,944.87
42Jun 2023$701.80$809.74$1,511.54$272,243.07
43Jul 2023$703.89$807.65$1,511.54$271,539.18
44Aug 2023$705.97$805.57$1,511.54$270,833.21
45Sep 2023$708.07$803.47$1,511.54$270,125.14
46Oct 2023$710.17$801.37$1,511.54$269,414.97
47Nov 2023$712.28$799.26$1,511.54$268,702.69
48Dec 2023$714.39$797.15$1,511.54$267,988.30
2023 Total$8,434.58$9,703.9$18,138.48
49Jan 2024$716.51$795.03$1,511.54$267,271.79
50Feb 2024$718.63$792.91$1,511.54$266,553.16
51Mar 2024$720.77$790.77$1,511.54$265,832.39
52Apr 2024$722.90$788.64$1,511.54$265,109.49
53May 2024$725.05$786.49$1,511.54$264,384.44
54Jun 2024$727.20$784.34$1,511.54$263,657.24
55Jul 2024$729.36$782.18$1,511.54$262,927.88
56Aug 2024$731.52$780.02$1,511.54$262,196.36
57Sep 2024$733.69$777.85$1,511.54$261,462.67
58Oct 2024$735.87$775.67$1,511.54$260,726.80
59Nov 2024$738.05$773.49$1,511.54$259,988.75
60Dec 2024$740.24$771.30$1,511.54$259,248.51
2024 Total$8,739.79$9,398.69$18,138.48
61Jan 2025$742.44$769.10$1,511.54$258,506.07
62Feb 2025$744.64$766.90$1,511.54$257,761.43
63Mar 2025$746.85$764.69$1,511.54$257,014.58
64Apr 2025$749.06$762.48$1,511.54$256,265.52
65May 2025$751.29$760.25$1,511.54$255,514.23
66Jun 2025$753.51$758.03$1,511.54$254,760.72
67Jul 2025$755.75$755.79$1,511.54$254,004.97
68Aug 2025$757.99$753.55$1,511.54$253,246.98
69Sep 2025$760.24$751.30$1,511.54$252,486.74
70Oct 2025$762.50$749.04$1,511.54$251,724.24
71Nov 2025$764.76$746.78$1,511.54$250,959.48
72Dec 2025$767.03$744.51$1,511.54$250,192.45
2025 Total$9,056.06$9,082.42$18,138.48
73Jan 2026$769.30$742.24$1,511.54$249,423.15
74Feb 2026$771.58$739.96$1,511.54$248,651.57
75Mar 2026$773.87$737.67$1,511.54$247,877.70
76Apr 2026$776.17$735.37$1,511.54$247,101.53
77May 2026$778.47$733.07$1,511.54$246,323.06
78Jun 2026$780.78$730.76$1,511.54$245,542.28
79Jul 2026$783.10$728.44$1,511.54$244,759.18
80Aug 2026$785.42$726.12$1,511.54$243,973.76
81Sep 2026$787.75$723.79$1,511.54$243,186.01
82Oct 2026$790.09$721.45$1,511.54$242,395.92
83Nov 2026$792.43$719.11$1,511.54$241,603.49
84Dec 2026$794.78$716.76$1,511.54$240,808.71
2026 Total$9,383.74$8,754.74$18,138.48
85Jan 2027$797.14$714.40$1,511.54$240,011.57
86Feb 2027$799.51$712.03$1,511.54$239,212.06
87Mar 2027$801.88$709.66$1,511.54$238,410.18
88Apr 2027$804.26$707.28$1,511.54$237,605.92
89May 2027$806.64$704.90$1,511.54$236,799.28
90Jun 2027$809.04$702.50$1,511.54$235,990.24
91Jul 2027$811.44$700.10$1,511.54$235,178.80
92Aug 2027$813.84$697.70$1,511.54$234,364.96
93Sep 2027$816.26$695.28$1,511.54$233,548.70
94Oct 2027$818.68$692.86$1,511.54$232,730.02
95Nov 2027$821.11$690.43$1,511.54$231,908.91
96Dec 2027$823.54$688.00$1,511.54$231,085.37
2027 Total$9,723.34$8,415.14$18,138.48
97Jan 2028$825.99$685.55$1,511.54$230,259.38
98Feb 2028$828.44$683.10$1,511.54$229,430.94
99Mar 2028$830.89$680.65$1,511.54$228,600.05
100Apr 2028$833.36$678.18$1,511.54$227,766.69
101May 2028$835.83$675.71$1,511.54$226,930.86
102Jun 2028$838.31$673.23$1,511.54$226,092.55
103Jul 2028$840.80$670.74$1,511.54$225,251.75
104Aug 2028$843.29$668.25$1,511.54$224,408.46
105Sep 2028$845.79$665.75$1,511.54$223,562.67
106Oct 2028$848.30$663.24$1,511.54$222,714.37
107Nov 2028$850.82$660.72$1,511.54$221,863.55
108Dec 2028$853.34$658.20$1,511.54$221,010.21
2028 Total$10,075.16$8,063.32$18,138.48
109Jan 2029$855.88$655.66$1,511.54$220,154.33
110Feb 2029$858.42$653.12$1,511.54$219,295.91
111Mar 2029$860.96$650.58$1,511.54$218,434.95
112Apr 2029$863.52$648.02$1,511.54$217,571.43
113May 2029$866.08$645.46$1,511.54$216,705.35
114Jun 2029$868.65$642.89$1,511.54$215,836.70
115Jul 2029$871.22$640.32$1,511.54$214,965.48
116Aug 2029$873.81$637.73$1,511.54$214,091.67
117Sep 2029$876.40$635.14$1,511.54$213,215.27
118Oct 2029$879.00$632.54$1,511.54$212,336.27
119Nov 2029$881.61$629.93$1,511.54$211,454.66
120Dec 2029$884.22$627.32$1,511.54$210,570.44
2029 Total$10,439.77$7,698.71$18,138.48
121Jan 2030$886.85$624.69$1,511.54$209,683.59
122Feb 2030$889.48$622.06$1,511.54$208,794.11
123Mar 2030$892.12$619.42$1,511.54$207,901.99
124Apr 2030$894.76$616.78$1,511.54$207,007.23
125May 2030$897.42$614.12$1,511.54$206,109.81
126Jun 2030$900.08$611.46$1,511.54$205,209.73
127Jul 2030$902.75$608.79$1,511.54$204,306.98
128Aug 2030$905.43$606.11$1,511.54$203,401.55
129Sep 2030$908.12$603.42$1,511.54$202,493.43
130Oct 2030$910.81$600.73$1,511.54$201,582.62
131Nov 2030$913.51$598.03$1,511.54$200,669.11
132Dec 2030$916.22$595.32$1,511.54$199,752.89
2030 Total$10,817.55$7,320.93$18,138.48
133Jan 2031$918.94$592.60$1,511.54$198,833.95
134Feb 2031$921.67$589.87$1,511.54$197,912.28
135Mar 2031$924.40$587.14$1,511.54$196,987.88
136Apr 2031$927.14$584.40$1,511.54$196,060.74
137May 2031$929.89$581.65$1,511.54$195,130.85
138Jun 2031$932.65$578.89$1,511.54$194,198.20
139Jul 2031$935.42$576.12$1,511.54$193,262.78
140Aug 2031$938.19$573.35$1,511.54$192,324.59
141Sep 2031$940.98$570.56$1,511.54$191,383.61
142Oct 2031$943.77$567.77$1,511.54$190,439.84
143Nov 2031$946.57$564.97$1,511.54$189,493.27
144Dec 2031$949.38$562.16$1,511.54$188,543.89
2031 Total$11,209$6,929.48$18,138.48
145Jan 2032$952.19$559.35$1,511.54$187,591.70
146Feb 2032$955.02$556.52$1,511.54$186,636.68
147Mar 2032$957.85$553.69$1,511.54$185,678.83
148Apr 2032$960.69$550.85$1,511.54$184,718.14
149May 2032$963.54$548.00$1,511.54$183,754.60
150Jun 2032$966.40$545.14$1,511.54$182,788.20
151Jul 2032$969.27$542.27$1,511.54$181,818.93
152Aug 2032$972.14$539.40$1,511.54$180,846.79
153Sep 2032$975.03$536.51$1,511.54$179,871.76
154Oct 2032$977.92$533.62$1,511.54$178,893.84
155Nov 2032$980.82$530.72$1,511.54$177,913.02
156Dec 2032$983.73$527.81$1,511.54$176,929.29
2032 Total$11,614.6$6,523.88$18,138.48
157Jan 2033$986.65$524.89$1,511.54$175,942.64
158Feb 2033$989.58$521.96$1,511.54$174,953.06
159Mar 2033$992.51$519.03$1,511.54$173,960.55
160Apr 2033$995.46$516.08$1,511.54$172,965.09
161May 2033$998.41$513.13$1,511.54$171,966.68
162Jun 2033$1,001.37$510.17$1,511.54$170,965.31
163Jul 2033$1,004.34$507.20$1,511.54$169,960.97
164Aug 2033$1,007.32$504.22$1,511.54$168,953.65
165Sep 2033$1,010.31$501.23$1,511.54$167,943.34
166Oct 2033$1,013.31$498.23$1,511.54$166,930.03
167Nov 2033$1,016.31$495.23$1,511.54$165,913.72
168Dec 2033$1,019.33$492.21$1,511.54$164,894.39
2033 Total$12,034.9$6,103.58$18,138.48
169Jan 2034$1,022.35$489.19$1,511.54$163,872.04
170Feb 2034$1,025.39$486.15$1,511.54$162,846.65
171Mar 2034$1,028.43$483.11$1,511.54$161,818.22
172Apr 2034$1,031.48$480.06$1,511.54$160,786.74
173May 2034$1,034.54$477.00$1,511.54$159,752.20
174Jun 2034$1,037.61$473.93$1,511.54$158,714.59
175Jul 2034$1,040.69$470.85$1,511.54$157,673.90
176Aug 2034$1,043.77$467.77$1,511.54$156,630.13
177Sep 2034$1,046.87$464.67$1,511.54$155,583.26
178Oct 2034$1,049.98$461.56$1,511.54$154,533.28
179Nov 2034$1,053.09$458.45$1,511.54$153,480.19
180Dec 2034$1,056.22$455.32$1,511.54$152,423.97
2034 Total$12,470.42$5,668.06$18,138.48
181Jan 2035$1,059.35$452.19$1,511.54$151,364.62
182Feb 2035$1,062.49$449.05$1,511.54$150,302.13
183Mar 2035$1,065.64$445.90$1,511.54$149,236.49
184Apr 2035$1,068.81$442.73$1,511.54$148,167.68
185May 2035$1,071.98$439.56$1,511.54$147,095.70
186Jun 2035$1,075.16$436.38$1,511.54$146,020.54
187Jul 2035$1,078.35$433.19$1,511.54$144,942.19
188Aug 2035$1,081.54$430.00$1,511.54$143,860.65
189Sep 2035$1,084.75$426.79$1,511.54$142,775.90
190Oct 2035$1,087.97$423.57$1,511.54$141,687.93
191Nov 2035$1,091.20$420.34$1,511.54$140,596.73
192Dec 2035$1,094.44$417.10$1,511.54$139,502.29
2035 Total$12,921.68$5,216.8$18,138.48
193Jan 2036$1,097.68$413.86$1,511.54$138,404.61
194Feb 2036$1,100.94$410.60$1,511.54$137,303.67
195Mar 2036$1,104.21$407.33$1,511.54$136,199.46
196Apr 2036$1,107.48$404.06$1,511.54$135,091.98
197May 2036$1,110.77$400.77$1,511.54$133,981.21
198Jun 2036$1,114.06$397.48$1,511.54$132,867.15
199Jul 2036$1,117.37$394.17$1,511.54$131,749.78
200Aug 2036$1,120.68$390.86$1,511.54$130,629.10
201Sep 2036$1,124.01$387.53$1,511.54$129,505.09
202Oct 2036$1,127.34$384.20$1,511.54$128,377.75
203Nov 2036$1,130.69$380.85$1,511.54$127,247.06
204Dec 2036$1,134.04$377.50$1,511.54$126,113.02
2036 Total$13,389.27$4,749.21$18,138.48
205Jan 2037$1,137.40$374.14$1,511.54$124,975.62
206Feb 2037$1,140.78$370.76$1,511.54$123,834.84
207Mar 2037$1,144.16$367.38$1,511.54$122,690.68
208Apr 2037$1,147.56$363.98$1,511.54$121,543.12
209May 2037$1,150.96$360.58$1,511.54$120,392.16
210Jun 2037$1,154.38$357.16$1,511.54$119,237.78
211Jul 2037$1,157.80$353.74$1,511.54$118,079.98
212Aug 2037$1,161.24$350.30$1,511.54$116,918.74
213Sep 2037$1,164.68$346.86$1,511.54$115,754.06
214Oct 2037$1,168.14$343.40$1,511.54$114,585.92
215Nov 2037$1,171.60$339.94$1,511.54$113,414.32
216Dec 2037$1,175.08$336.46$1,511.54$112,239.24
2037 Total$13,873.78$4,264.7$18,138.48
217Jan 2038$1,178.56$332.98$1,511.54$111,060.68
218Feb 2038$1,182.06$329.48$1,511.54$109,878.62
219Mar 2038$1,185.57$325.97$1,511.54$108,693.05
220Apr 2038$1,189.08$322.46$1,511.54$107,503.97
221May 2038$1,192.61$318.93$1,511.54$106,311.36
222Jun 2038$1,196.15$315.39$1,511.54$105,115.21
223Jul 2038$1,199.70$311.84$1,511.54$103,915.51
224Aug 2038$1,203.26$308.28$1,511.54$102,712.25
225Sep 2038$1,206.83$304.71$1,511.54$101,505.42
226Oct 2038$1,210.41$301.13$1,511.54$100,295.01
227Nov 2038$1,214.00$297.54$1,511.54$99,081.01
228Dec 2038$1,217.60$293.94$1,511.54$97,863.41
2038 Total$14,375.83$3,762.65$18,138.48
229Jan 2039$1,221.21$290.33$1,511.54$96,642.20
230Feb 2039$1,224.83$286.71$1,511.54$95,417.37
231Mar 2039$1,228.47$283.07$1,511.54$94,188.90
232Apr 2039$1,232.11$279.43$1,511.54$92,956.79
233May 2039$1,235.77$275.77$1,511.54$91,721.02
234Jun 2039$1,239.43$272.11$1,511.54$90,481.59
235Jul 2039$1,243.11$268.43$1,511.54$89,238.48
236Aug 2039$1,246.80$264.74$1,511.54$87,991.68
237Sep 2039$1,250.50$261.04$1,511.54$86,741.18
238Oct 2039$1,254.21$257.33$1,511.54$85,486.97
239Nov 2039$1,257.93$253.61$1,511.54$84,229.04
240Dec 2039$1,261.66$249.88$1,511.54$82,967.38
2039 Total$14,896.03$3,242.45$18,138.48
241Jan 2040$1,265.40$246.14$1,511.54$81,701.98
242Feb 2040$1,269.16$242.38$1,511.54$80,432.82
243Mar 2040$1,272.92$238.62$1,511.54$79,159.90
244Apr 2040$1,276.70$234.84$1,511.54$77,883.20
245May 2040$1,280.49$231.05$1,511.54$76,602.71
246Jun 2040$1,284.29$227.25$1,511.54$75,318.42
247Jul 2040$1,288.10$223.44$1,511.54$74,030.32
248Aug 2040$1,291.92$219.62$1,511.54$72,738.40
249Sep 2040$1,295.75$215.79$1,511.54$71,442.65
250Oct 2040$1,299.59$211.95$1,511.54$70,143.06
251Nov 2040$1,303.45$208.09$1,511.54$68,839.61
252Dec 2040$1,307.32$204.22$1,511.54$67,532.29
2040 Total$15,435.09$2,703.39$18,138.48
253Jan 2041$1,311.19$200.35$1,511.54$66,221.10
254Feb 2041$1,315.08$196.46$1,511.54$64,906.02
255Mar 2041$1,318.99$192.55$1,511.54$63,587.03
256Apr 2041$1,322.90$188.64$1,511.54$62,264.13
257May 2041$1,326.82$184.72$1,511.54$60,937.31
258Jun 2041$1,330.76$180.78$1,511.54$59,606.55
259Jul 2041$1,334.71$176.83$1,511.54$58,271.84
260Aug 2041$1,338.67$172.87$1,511.54$56,933.17
261Sep 2041$1,342.64$168.90$1,511.54$55,590.53
262Oct 2041$1,346.62$164.92$1,511.54$54,243.91
263Nov 2041$1,350.62$160.92$1,511.54$52,893.29
264Dec 2041$1,354.62$156.92$1,511.54$51,538.67
2041 Total$15,993.62$2,144.86$18,138.48
265Jan 2042$1,358.64$152.90$1,511.54$50,180.03
266Feb 2042$1,362.67$148.87$1,511.54$48,817.36
267Mar 2042$1,366.72$144.82$1,511.54$47,450.64
268Apr 2042$1,370.77$140.77$1,511.54$46,079.87
269May 2042$1,374.84$136.70$1,511.54$44,705.03
270Jun 2042$1,378.92$132.62$1,511.54$43,326.11
271Jul 2042$1,383.01$128.53$1,511.54$41,943.10
272Aug 2042$1,387.11$124.43$1,511.54$40,555.99
273Sep 2042$1,391.22$120.32$1,511.54$39,164.77
274Oct 2042$1,395.35$116.19$1,511.54$37,769.42
275Nov 2042$1,399.49$112.05$1,511.54$36,369.93
276Dec 2042$1,403.64$107.90$1,511.54$34,966.29
2042 Total$16,572.38$1,566.1$18,138.48
277Jan 2043$1,407.81$103.73$1,511.54$33,558.48
278Feb 2043$1,411.98$99.56$1,511.54$32,146.50
279Mar 2043$1,416.17$95.37$1,511.54$30,730.33
280Apr 2043$1,420.37$91.17$1,511.54$29,309.96
281May 2043$1,424.59$86.95$1,511.54$27,885.37
282Jun 2043$1,428.81$82.73$1,511.54$26,456.56
283Jul 2043$1,433.05$78.49$1,511.54$25,023.51
284Aug 2043$1,437.30$74.24$1,511.54$23,586.21
285Sep 2043$1,441.57$69.97$1,511.54$22,144.64
286Oct 2043$1,445.84$65.70$1,511.54$20,698.80
287Nov 2043$1,450.13$61.41$1,511.54$19,248.67
288Dec 2043$1,454.44$57.10$1,511.54$17,794.23
2043 Total$17,172.06$966.42$18,138.48
289Jan 2044$1,458.75$52.79$1,511.54$16,335.48
290Feb 2044$1,463.08$48.46$1,511.54$14,872.40
291Mar 2044$1,467.42$44.12$1,511.54$13,404.98
292Apr 2044$1,471.77$39.77$1,511.54$11,933.21
293May 2044$1,476.14$35.40$1,511.54$10,457.07
294Jun 2044$1,480.52$31.02$1,511.54$8,976.55
295Jul 2044$1,484.91$26.63$1,511.54$7,491.64
296Aug 2044$1,489.31$22.23$1,511.54$6,002.33
297Sep 2044$1,493.73$17.81$1,511.54$4,508.60
298Oct 2044$1,498.16$13.38$1,511.54$3,010.44
299Nov 2044$1,502.61$8.93$1,511.54$1,507.83
300Dec 2044$1,507.07$4.47$1,511.54$0.76
2044 Total$17,793.47$345.01$18,138.48
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