SmartSaver Home Loan (Principal and Interest) (LVR 90%-95%) from Adelaide Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.76%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,544
Number of Repayments
300
Total Interest Paid
$163,200
Total repayments
$463,200
DatePrincipleInterestPaymentBalance
1Dec 2019$604.03$940.00$1,544.03$299,395.97
2019 Total$604.03$940$1,544.03
2Jan 2020$605.92$938.11$1,544.03$298,790.05
3Feb 2020$607.82$936.21$1,544.03$298,182.23
4Mar 2020$609.73$934.30$1,544.03$297,572.50
5Apr 2020$611.64$932.39$1,544.03$296,960.86
6May 2020$613.55$930.48$1,544.03$296,347.31
7Jun 2020$615.48$928.55$1,544.03$295,731.83
8Jul 2020$617.40$926.63$1,544.03$295,114.43
9Aug 2020$619.34$924.69$1,544.03$294,495.09
10Sep 2020$621.28$922.75$1,544.03$293,873.81
11Oct 2020$623.23$920.80$1,544.03$293,250.58
12Nov 2020$625.18$918.85$1,544.03$292,625.40
13Dec 2020$627.14$916.89$1,544.03$291,998.26
2020 Total$7,397.71$11,130.65$18,528.36
14Jan 2021$629.10$914.93$1,544.03$291,369.16
15Feb 2021$631.07$912.96$1,544.03$290,738.09
16Mar 2021$633.05$910.98$1,544.03$290,105.04
17Apr 2021$635.03$909.00$1,544.03$289,470.01
18May 2021$637.02$907.01$1,544.03$288,832.99
19Jun 2021$639.02$905.01$1,544.03$288,193.97
20Jul 2021$641.02$903.01$1,544.03$287,552.95
21Aug 2021$643.03$901.00$1,544.03$286,909.92
22Sep 2021$645.05$898.98$1,544.03$286,264.87
23Oct 2021$647.07$896.96$1,544.03$285,617.80
24Nov 2021$649.09$894.94$1,544.03$284,968.71
25Dec 2021$651.13$892.90$1,544.03$284,317.58
2021 Total$7,680.68$10,847.68$18,528.36
26Jan 2022$653.17$890.86$1,544.03$283,664.41
27Feb 2022$655.21$888.82$1,544.03$283,009.20
28Mar 2022$657.27$886.76$1,544.03$282,351.93
29Apr 2022$659.33$884.70$1,544.03$281,692.60
30May 2022$661.39$882.64$1,544.03$281,031.21
31Jun 2022$663.47$880.56$1,544.03$280,367.74
32Jul 2022$665.54$878.49$1,544.03$279,702.20
33Aug 2022$667.63$876.40$1,544.03$279,034.57
34Sep 2022$669.72$874.31$1,544.03$278,364.85
35Oct 2022$671.82$872.21$1,544.03$277,693.03
36Nov 2022$673.93$870.10$1,544.03$277,019.10
37Dec 2022$676.04$867.99$1,544.03$276,343.06
2022 Total$7,974.52$10,553.84$18,528.36
38Jan 2023$678.16$865.87$1,544.03$275,664.90
39Feb 2023$680.28$863.75$1,544.03$274,984.62
40Mar 2023$682.41$861.62$1,544.03$274,302.21
41Apr 2023$684.55$859.48$1,544.03$273,617.66
42May 2023$686.69$857.34$1,544.03$272,930.97
43Jun 2023$688.85$855.18$1,544.03$272,242.12
44Jul 2023$691.00$853.03$1,544.03$271,551.12
45Aug 2023$693.17$850.86$1,544.03$270,857.95
46Sep 2023$695.34$848.69$1,544.03$270,162.61
47Oct 2023$697.52$846.51$1,544.03$269,465.09
48Nov 2023$699.71$844.32$1,544.03$268,765.38
49Dec 2023$701.90$842.13$1,544.03$268,063.48
2023 Total$8,279.58$10,248.78$18,528.36
50Jan 2024$704.10$839.93$1,544.03$267,359.38
51Feb 2024$706.30$837.73$1,544.03$266,653.08
52Mar 2024$708.52$835.51$1,544.03$265,944.56
53Apr 2024$710.74$833.29$1,544.03$265,233.82
54May 2024$712.96$831.07$1,544.03$264,520.86
55Jun 2024$715.20$828.83$1,544.03$263,805.66
56Jul 2024$717.44$826.59$1,544.03$263,088.22
57Aug 2024$719.69$824.34$1,544.03$262,368.53
58Sep 2024$721.94$822.09$1,544.03$261,646.59
59Oct 2024$724.20$819.83$1,544.03$260,922.39
60Nov 2024$726.47$817.56$1,544.03$260,195.92
61Dec 2024$728.75$815.28$1,544.03$259,467.17
2024 Total$8,596.31$9,932.05$18,528.36
62Jan 2025$731.03$813.00$1,544.03$258,736.14
63Feb 2025$733.32$810.71$1,544.03$258,002.82
64Mar 2025$735.62$808.41$1,544.03$257,267.20
65Apr 2025$737.93$806.10$1,544.03$256,529.27
66May 2025$740.24$803.79$1,544.03$255,789.03
67Jun 2025$742.56$801.47$1,544.03$255,046.47
68Jul 2025$744.88$799.15$1,544.03$254,301.59
69Aug 2025$747.22$796.81$1,544.03$253,554.37
70Sep 2025$749.56$794.47$1,544.03$252,804.81
71Oct 2025$751.91$792.12$1,544.03$252,052.90
72Nov 2025$754.26$789.77$1,544.03$251,298.64
73Dec 2025$756.63$787.40$1,544.03$250,542.01
2025 Total$8,925.16$9,603.2$18,528.36
74Jan 2026$759.00$785.03$1,544.03$249,783.01
75Feb 2026$761.38$782.65$1,544.03$249,021.63
76Mar 2026$763.76$780.27$1,544.03$248,257.87
77Apr 2026$766.16$777.87$1,544.03$247,491.71
78May 2026$768.56$775.47$1,544.03$246,723.15
79Jun 2026$770.96$773.07$1,544.03$245,952.19
80Jul 2026$773.38$770.65$1,544.03$245,178.81
81Aug 2026$775.80$768.23$1,544.03$244,403.01
82Sep 2026$778.23$765.80$1,544.03$243,624.78
83Oct 2026$780.67$763.36$1,544.03$242,844.11
84Nov 2026$783.12$760.91$1,544.03$242,060.99
85Dec 2026$785.57$758.46$1,544.03$241,275.42
2026 Total$9,266.59$9,261.77$18,528.36
86Jan 2027$788.03$756.00$1,544.03$240,487.39
87Feb 2027$790.50$753.53$1,544.03$239,696.89
88Mar 2027$792.98$751.05$1,544.03$238,903.91
89Apr 2027$795.46$748.57$1,544.03$238,108.45
90May 2027$797.96$746.07$1,544.03$237,310.49
91Jun 2027$800.46$743.57$1,544.03$236,510.03
92Jul 2027$802.97$741.06$1,544.03$235,707.06
93Aug 2027$805.48$738.55$1,544.03$234,901.58
94Sep 2027$808.01$736.02$1,544.03$234,093.57
95Oct 2027$810.54$733.49$1,544.03$233,283.03
96Nov 2027$813.08$730.95$1,544.03$232,469.95
97Dec 2027$815.62$728.41$1,544.03$231,654.33
2027 Total$9,621.09$8,907.27$18,528.36
98Jan 2028$818.18$725.85$1,544.03$230,836.15
99Feb 2028$820.74$723.29$1,544.03$230,015.41
100Mar 2028$823.32$720.71$1,544.03$229,192.09
101Apr 2028$825.89$718.14$1,544.03$228,366.20
102May 2028$828.48$715.55$1,544.03$227,537.72
103Jun 2028$831.08$712.95$1,544.03$226,706.64
104Jul 2028$833.68$710.35$1,544.03$225,872.96
105Aug 2028$836.29$707.74$1,544.03$225,036.67
106Sep 2028$838.92$705.11$1,544.03$224,197.75
107Oct 2028$841.54$702.49$1,544.03$223,356.21
108Nov 2028$844.18$699.85$1,544.03$222,512.03
109Dec 2028$846.83$697.20$1,544.03$221,665.20
2028 Total$9,989.13$8,539.23$18,528.36
110Jan 2029$849.48$694.55$1,544.03$220,815.72
111Feb 2029$852.14$691.89$1,544.03$219,963.58
112Mar 2029$854.81$689.22$1,544.03$219,108.77
113Apr 2029$857.49$686.54$1,544.03$218,251.28
114May 2029$860.18$683.85$1,544.03$217,391.10
115Jun 2029$862.87$681.16$1,544.03$216,528.23
116Jul 2029$865.57$678.46$1,544.03$215,662.66
117Aug 2029$868.29$675.74$1,544.03$214,794.37
118Sep 2029$871.01$673.02$1,544.03$213,923.36
119Oct 2029$873.74$670.29$1,544.03$213,049.62
120Nov 2029$876.47$667.56$1,544.03$212,173.15
121Dec 2029$879.22$664.81$1,544.03$211,293.93
2029 Total$10,371.27$8,157.09$18,528.36
122Jan 2030$881.98$662.05$1,544.03$210,411.95
123Feb 2030$884.74$659.29$1,544.03$209,527.21
124Mar 2030$887.51$656.52$1,544.03$208,639.70
125Apr 2030$890.29$653.74$1,544.03$207,749.41
126May 2030$893.08$650.95$1,544.03$206,856.33
127Jun 2030$895.88$648.15$1,544.03$205,960.45
128Jul 2030$898.69$645.34$1,544.03$205,061.76
129Aug 2030$901.50$642.53$1,544.03$204,160.26
130Sep 2030$904.33$639.70$1,544.03$203,255.93
131Oct 2030$907.16$636.87$1,544.03$202,348.77
132Nov 2030$910.00$634.03$1,544.03$201,438.77
133Dec 2030$912.86$631.17$1,544.03$200,525.91
2030 Total$10,768.02$7,760.34$18,528.36
134Jan 2031$915.72$628.31$1,544.03$199,610.19
135Feb 2031$918.58$625.45$1,544.03$198,691.61
136Mar 2031$921.46$622.57$1,544.03$197,770.15
137Apr 2031$924.35$619.68$1,544.03$196,845.80
138May 2031$927.25$616.78$1,544.03$195,918.55
139Jun 2031$930.15$613.88$1,544.03$194,988.40
140Jul 2031$933.07$610.96$1,544.03$194,055.33
141Aug 2031$935.99$608.04$1,544.03$193,119.34
142Sep 2031$938.92$605.11$1,544.03$192,180.42
143Oct 2031$941.86$602.17$1,544.03$191,238.56
144Nov 2031$944.82$599.21$1,544.03$190,293.74
145Dec 2031$947.78$596.25$1,544.03$189,345.96
2031 Total$11,179.95$7,348.41$18,528.36
146Jan 2032$950.75$593.28$1,544.03$188,395.21
147Feb 2032$953.73$590.30$1,544.03$187,441.48
148Mar 2032$956.71$587.32$1,544.03$186,484.77
149Apr 2032$959.71$584.32$1,544.03$185,525.06
150May 2032$962.72$581.31$1,544.03$184,562.34
151Jun 2032$965.73$578.30$1,544.03$183,596.61
152Jul 2032$968.76$575.27$1,544.03$182,627.85
153Aug 2032$971.80$572.23$1,544.03$181,656.05
154Sep 2032$974.84$569.19$1,544.03$180,681.21
155Oct 2032$977.90$566.13$1,544.03$179,703.31
156Nov 2032$980.96$563.07$1,544.03$178,722.35
157Dec 2032$984.03$560.00$1,544.03$177,738.32
2032 Total$11,607.64$6,920.72$18,528.36
158Jan 2033$987.12$556.91$1,544.03$176,751.20
159Feb 2033$990.21$553.82$1,544.03$175,760.99
160Mar 2033$993.31$550.72$1,544.03$174,767.68
161Apr 2033$996.42$547.61$1,544.03$173,771.26
162May 2033$999.55$544.48$1,544.03$172,771.71
163Jun 2033$1,002.68$541.35$1,544.03$171,769.03
164Jul 2033$1,005.82$538.21$1,544.03$170,763.21
165Aug 2033$1,008.97$535.06$1,544.03$169,754.24
166Sep 2033$1,012.13$531.90$1,544.03$168,742.11
167Oct 2033$1,015.30$528.73$1,544.03$167,726.81
168Nov 2033$1,018.49$525.54$1,544.03$166,708.32
169Dec 2033$1,021.68$522.35$1,544.03$165,686.64
2033 Total$12,051.68$6,476.68$18,528.36
170Jan 2034$1,024.88$519.15$1,544.03$164,661.76
171Feb 2034$1,028.09$515.94$1,544.03$163,633.67
172Mar 2034$1,031.31$512.72$1,544.03$162,602.36
173Apr 2034$1,034.54$509.49$1,544.03$161,567.82
174May 2034$1,037.78$506.25$1,544.03$160,530.04
175Jun 2034$1,041.04$502.99$1,544.03$159,489.00
176Jul 2034$1,044.30$499.73$1,544.03$158,444.70
177Aug 2034$1,047.57$496.46$1,544.03$157,397.13
178Sep 2034$1,050.85$493.18$1,544.03$156,346.28
179Oct 2034$1,054.14$489.89$1,544.03$155,292.14
180Nov 2034$1,057.45$486.58$1,544.03$154,234.69
181Dec 2034$1,060.76$483.27$1,544.03$153,173.93
2034 Total$12,512.71$6,015.65$18,528.36
182Jan 2035$1,064.09$479.94$1,544.03$152,109.84
183Feb 2035$1,067.42$476.61$1,544.03$151,042.42
184Mar 2035$1,070.76$473.27$1,544.03$149,971.66
185Apr 2035$1,074.12$469.91$1,544.03$148,897.54
186May 2035$1,077.48$466.55$1,544.03$147,820.06
187Jun 2035$1,080.86$463.17$1,544.03$146,739.20
188Jul 2035$1,084.25$459.78$1,544.03$145,654.95
189Aug 2035$1,087.64$456.39$1,544.03$144,567.31
190Sep 2035$1,091.05$452.98$1,544.03$143,476.26
191Oct 2035$1,094.47$449.56$1,544.03$142,381.79
192Nov 2035$1,097.90$446.13$1,544.03$141,283.89
193Dec 2035$1,101.34$442.69$1,544.03$140,182.55
2035 Total$12,991.38$5,536.98$18,528.36
194Jan 2036$1,104.79$439.24$1,544.03$139,077.76
195Feb 2036$1,108.25$435.78$1,544.03$137,969.51
196Mar 2036$1,111.73$432.30$1,544.03$136,857.78
197Apr 2036$1,115.21$428.82$1,544.03$135,742.57
198May 2036$1,118.70$425.33$1,544.03$134,623.87
199Jun 2036$1,122.21$421.82$1,544.03$133,501.66
200Jul 2036$1,125.72$418.31$1,544.03$132,375.94
201Aug 2036$1,129.25$414.78$1,544.03$131,246.69
202Sep 2036$1,132.79$411.24$1,544.03$130,113.90
203Oct 2036$1,136.34$407.69$1,544.03$128,977.56
204Nov 2036$1,139.90$404.13$1,544.03$127,837.66
205Dec 2036$1,143.47$400.56$1,544.03$126,694.19
2036 Total$13,488.36$5,040$18,528.36
206Jan 2037$1,147.05$396.98$1,544.03$125,547.14
207Feb 2037$1,150.65$393.38$1,544.03$124,396.49
208Mar 2037$1,154.25$389.78$1,544.03$123,242.24
209Apr 2037$1,157.87$386.16$1,544.03$122,084.37
210May 2037$1,161.50$382.53$1,544.03$120,922.87
211Jun 2037$1,165.14$378.89$1,544.03$119,757.73
212Jul 2037$1,168.79$375.24$1,544.03$118,588.94
213Aug 2037$1,172.45$371.58$1,544.03$117,416.49
214Sep 2037$1,176.12$367.91$1,544.03$116,240.37
215Oct 2037$1,179.81$364.22$1,544.03$115,060.56
216Nov 2037$1,183.51$360.52$1,544.03$113,877.05
217Dec 2037$1,187.22$356.81$1,544.03$112,689.83
2037 Total$14,004.36$4,524$18,528.36
218Jan 2038$1,190.94$353.09$1,544.03$111,498.89
219Feb 2038$1,194.67$349.36$1,544.03$110,304.22
220Mar 2038$1,198.41$345.62$1,544.03$109,105.81
221Apr 2038$1,202.17$341.86$1,544.03$107,903.64
222May 2038$1,205.93$338.10$1,544.03$106,697.71
223Jun 2038$1,209.71$334.32$1,544.03$105,488.00
224Jul 2038$1,213.50$330.53$1,544.03$104,274.50
225Aug 2038$1,217.30$326.73$1,544.03$103,057.20
226Sep 2038$1,221.12$322.91$1,544.03$101,836.08
227Oct 2038$1,224.94$319.09$1,544.03$100,611.14
228Nov 2038$1,228.78$315.25$1,544.03$99,382.36
229Dec 2038$1,232.63$311.40$1,544.03$98,149.73
2038 Total$14,540.1$3,988.26$18,528.36
230Jan 2039$1,236.49$307.54$1,544.03$96,913.24
231Feb 2039$1,240.37$303.66$1,544.03$95,672.87
232Mar 2039$1,244.26$299.77$1,544.03$94,428.61
233Apr 2039$1,248.15$295.88$1,544.03$93,180.46
234May 2039$1,252.06$291.97$1,544.03$91,928.40
235Jun 2039$1,255.99$288.04$1,544.03$90,672.41
236Jul 2039$1,259.92$284.11$1,544.03$89,412.49
237Aug 2039$1,263.87$280.16$1,544.03$88,148.62
238Sep 2039$1,267.83$276.20$1,544.03$86,880.79
239Oct 2039$1,271.80$272.23$1,544.03$85,608.99
240Nov 2039$1,275.79$268.24$1,544.03$84,333.20
241Dec 2039$1,279.79$264.24$1,544.03$83,053.41
2039 Total$15,096.32$3,432.04$18,528.36
242Jan 2040$1,283.80$260.23$1,544.03$81,769.61
243Feb 2040$1,287.82$256.21$1,544.03$80,481.79
244Mar 2040$1,291.85$252.18$1,544.03$79,189.94
245Apr 2040$1,295.90$248.13$1,544.03$77,894.04
246May 2040$1,299.96$244.07$1,544.03$76,594.08
247Jun 2040$1,304.04$239.99$1,544.03$75,290.04
248Jul 2040$1,308.12$235.91$1,544.03$73,981.92
249Aug 2040$1,312.22$231.81$1,544.03$72,669.70
250Sep 2040$1,316.33$227.70$1,544.03$71,353.37
251Oct 2040$1,320.46$223.57$1,544.03$70,032.91
252Nov 2040$1,324.59$219.44$1,544.03$68,708.32
253Dec 2040$1,328.74$215.29$1,544.03$67,379.58
2040 Total$15,673.83$2,854.53$18,528.36
254Jan 2041$1,332.91$211.12$1,544.03$66,046.67
255Feb 2041$1,337.08$206.95$1,544.03$64,709.59
256Mar 2041$1,341.27$202.76$1,544.03$63,368.32
257Apr 2041$1,345.48$198.55$1,544.03$62,022.84
258May 2041$1,349.69$194.34$1,544.03$60,673.15
259Jun 2041$1,353.92$190.11$1,544.03$59,319.23
260Jul 2041$1,358.16$185.87$1,544.03$57,961.07
261Aug 2041$1,362.42$181.61$1,544.03$56,598.65
262Sep 2041$1,366.69$177.34$1,544.03$55,231.96
263Oct 2041$1,370.97$173.06$1,544.03$53,860.99
264Nov 2041$1,375.27$168.76$1,544.03$52,485.72
265Dec 2041$1,379.57$164.46$1,544.03$51,106.15
2041 Total$16,273.43$2,254.93$18,528.36
266Jan 2042$1,383.90$160.13$1,544.03$49,722.25
267Feb 2042$1,388.23$155.80$1,544.03$48,334.02
268Mar 2042$1,392.58$151.45$1,544.03$46,941.44
269Apr 2042$1,396.95$147.08$1,544.03$45,544.49
270May 2042$1,401.32$142.71$1,544.03$44,143.17
271Jun 2042$1,405.71$138.32$1,544.03$42,737.46
272Jul 2042$1,410.12$133.91$1,544.03$41,327.34
273Aug 2042$1,414.54$129.49$1,544.03$39,912.80
274Sep 2042$1,418.97$125.06$1,544.03$38,493.83
275Oct 2042$1,423.42$120.61$1,544.03$37,070.41
276Nov 2042$1,427.88$116.15$1,544.03$35,642.53
277Dec 2042$1,432.35$111.68$1,544.03$34,210.18
2042 Total$16,895.97$1,632.39$18,528.36
278Jan 2043$1,436.84$107.19$1,544.03$32,773.34
279Feb 2043$1,441.34$102.69$1,544.03$31,332.00
280Mar 2043$1,445.86$98.17$1,544.03$29,886.14
281Apr 2043$1,450.39$93.64$1,544.03$28,435.75
282May 2043$1,454.93$89.10$1,544.03$26,980.82
283Jun 2043$1,459.49$84.54$1,544.03$25,521.33
284Jul 2043$1,464.06$79.97$1,544.03$24,057.27
285Aug 2043$1,468.65$75.38$1,544.03$22,588.62
286Sep 2043$1,473.25$70.78$1,544.03$21,115.37
287Oct 2043$1,477.87$66.16$1,544.03$19,637.50
288Nov 2043$1,482.50$61.53$1,544.03$18,155.00
289Dec 2043$1,487.14$56.89$1,544.03$16,667.86
2043 Total$17,542.32$986.04$18,528.36
290Jan 2044$1,491.80$52.23$1,544.03$15,176.06
291Feb 2044$1,496.48$47.55$1,544.03$13,679.58
292Mar 2044$1,501.17$42.86$1,544.03$12,178.41
293Apr 2044$1,505.87$38.16$1,544.03$10,672.54
294May 2044$1,510.59$33.44$1,544.03$9,161.95
295Jun 2044$1,515.32$28.71$1,544.03$7,646.63
296Jul 2044$1,520.07$23.96$1,544.03$6,126.56
297Aug 2044$1,524.83$19.20$1,544.03$4,601.73
298Sep 2044$1,529.61$14.42$1,544.03$3,072.12
299Oct 2044$1,534.40$9.63$1,544.03$1,537.72
300Nov 2044$1,537.72$4.82$1,542.54$0.00
2044 Total$16,667.86$314.98$16,982.84
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