RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

4.26

% p.a

Variable

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,627
Number of repayments
300
Total interest paid
$188,069
Total Repayments

$488,067

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$561.89$1,065.00$1,626.89$299,438.11
2Nov 2021$563.88$1,063.01$1,626.89$298,874.23
3Dec 2021$565.89$1,061.00$1,626.89$298,308.34
2021 Total$1,691.66$3,189.01$4,880.67
4Jan 2022$567.90$1,058.99$1,626.89$297,740.44
5Feb 2022$569.91$1,056.98$1,626.89$297,170.53
6Mar 2022$571.93$1,054.96$1,626.89$296,598.60
7Apr 2022$573.96$1,052.93$1,626.89$296,024.64
8May 2022$576.00$1,050.89$1,626.89$295,448.64
9Jun 2022$578.05$1,048.84$1,626.89$294,870.59
10Jul 2022$580.10$1,046.79$1,626.89$294,290.49
11Aug 2022$582.16$1,044.73$1,626.89$293,708.33
12Sep 2022$584.23$1,042.66$1,626.89$293,124.10
13Oct 2022$586.30$1,040.59$1,626.89$292,537.80
14Nov 2022$588.38$1,038.51$1,626.89$291,949.42
15Dec 2022$590.47$1,036.42$1,626.89$291,358.95
2022 Total$6,949.39$12,573.29$19,522.68
16Jan 2023$592.57$1,034.32$1,626.89$290,766.38
17Feb 2023$594.67$1,032.22$1,626.89$290,171.71
18Mar 2023$596.78$1,030.11$1,626.89$289,574.93
19Apr 2023$598.90$1,027.99$1,626.89$288,976.03
20May 2023$601.03$1,025.86$1,626.89$288,375.00
21Jun 2023$603.16$1,023.73$1,626.89$287,771.84
22Jul 2023$605.30$1,021.59$1,626.89$287,166.54
23Aug 2023$607.45$1,019.44$1,626.89$286,559.09
24Sep 2023$609.61$1,017.28$1,626.89$285,949.48
25Oct 2023$611.77$1,015.12$1,626.89$285,337.71
26Nov 2023$613.94$1,012.95$1,626.89$284,723.77
27Dec 2023$616.12$1,010.77$1,626.89$284,107.65
2023 Total$7,251.3$12,271.38$19,522.68
28Jan 2024$618.31$1,008.58$1,626.89$283,489.34
29Feb 2024$620.50$1,006.39$1,626.89$282,868.84
30Mar 2024$622.71$1,004.18$1,626.89$282,246.13
31Apr 2024$624.92$1,001.97$1,626.89$281,621.21
32May 2024$627.13$999.76$1,626.89$280,994.08
33Jun 2024$629.36$997.53$1,626.89$280,364.72
34Jul 2024$631.60$995.29$1,626.89$279,733.12
35Aug 2024$633.84$993.05$1,626.89$279,099.28
36Sep 2024$636.09$990.80$1,626.89$278,463.19
37Oct 2024$638.35$988.54$1,626.89$277,824.84
38Nov 2024$640.61$986.28$1,626.89$277,184.23
39Dec 2024$642.89$984.00$1,626.89$276,541.34
2024 Total$7,566.31$11,956.37$19,522.68
40Jan 2025$645.17$981.72$1,626.89$275,896.17
41Feb 2025$647.46$979.43$1,626.89$275,248.71
42Mar 2025$649.76$977.13$1,626.89$274,598.95
43Apr 2025$652.06$974.83$1,626.89$273,946.89
44May 2025$654.38$972.51$1,626.89$273,292.51
45Jun 2025$656.70$970.19$1,626.89$272,635.81
46Jul 2025$659.03$967.86$1,626.89$271,976.78
47Aug 2025$661.37$965.52$1,626.89$271,315.41
48Sep 2025$663.72$963.17$1,626.89$270,651.69
49Oct 2025$666.08$960.81$1,626.89$269,985.61
50Nov 2025$668.44$958.45$1,626.89$269,317.17
51Dec 2025$670.81$956.08$1,626.89$268,646.36
2025 Total$7,894.98$11,627.7$19,522.68
52Jan 2026$673.20$953.69$1,626.89$267,973.16
53Feb 2026$675.59$951.30$1,626.89$267,297.57
54Mar 2026$677.98$948.91$1,626.89$266,619.59
55Apr 2026$680.39$946.50$1,626.89$265,939.20
56May 2026$682.81$944.08$1,626.89$265,256.39
57Jun 2026$685.23$941.66$1,626.89$264,571.16
58Jul 2026$687.66$939.23$1,626.89$263,883.50
59Aug 2026$690.10$936.79$1,626.89$263,193.40
60Sep 2026$692.55$934.34$1,626.89$262,500.85
61Oct 2026$695.01$931.88$1,626.89$261,805.84
62Nov 2026$697.48$929.41$1,626.89$261,108.36
63Dec 2026$699.96$926.93$1,626.89$260,408.40
2026 Total$8,237.96$11,284.72$19,522.68
64Jan 2027$702.44$924.45$1,626.89$259,705.96
65Feb 2027$704.93$921.96$1,626.89$259,001.03
66Mar 2027$707.44$919.45$1,626.89$258,293.59
67Apr 2027$709.95$916.94$1,626.89$257,583.64
68May 2027$712.47$914.42$1,626.89$256,871.17
69Jun 2027$715.00$911.89$1,626.89$256,156.17
70Jul 2027$717.54$909.35$1,626.89$255,438.63
71Aug 2027$720.08$906.81$1,626.89$254,718.55
72Sep 2027$722.64$904.25$1,626.89$253,995.91
73Oct 2027$725.20$901.69$1,626.89$253,270.71
74Nov 2027$727.78$899.11$1,626.89$252,542.93
75Dec 2027$730.36$896.53$1,626.89$251,812.57
2027 Total$8,595.83$10,926.85$19,522.68
76Jan 2028$732.96$893.93$1,626.89$251,079.61
77Feb 2028$735.56$891.33$1,626.89$250,344.05
78Mar 2028$738.17$888.72$1,626.89$249,605.88
79Apr 2028$740.79$886.10$1,626.89$248,865.09
80May 2028$743.42$883.47$1,626.89$248,121.67
81Jun 2028$746.06$880.83$1,626.89$247,375.61
82Jul 2028$748.71$878.18$1,626.89$246,626.90
83Aug 2028$751.36$875.53$1,626.89$245,875.54
84Sep 2028$754.03$872.86$1,626.89$245,121.51
85Oct 2028$756.71$870.18$1,626.89$244,364.80
86Nov 2028$759.39$867.50$1,626.89$243,605.41
87Dec 2028$762.09$864.80$1,626.89$242,843.32
2028 Total$8,969.25$10,553.43$19,522.68
88Jan 2029$764.80$862.09$1,626.89$242,078.52
89Feb 2029$767.51$859.38$1,626.89$241,311.01
90Mar 2029$770.24$856.65$1,626.89$240,540.77
91Apr 2029$772.97$853.92$1,626.89$239,767.80
92May 2029$775.71$851.18$1,626.89$238,992.09
93Jun 2029$778.47$848.42$1,626.89$238,213.62
94Jul 2029$781.23$845.66$1,626.89$237,432.39
95Aug 2029$784.01$842.88$1,626.89$236,648.38
96Sep 2029$786.79$840.10$1,626.89$235,861.59
97Oct 2029$789.58$837.31$1,626.89$235,072.01
98Nov 2029$792.38$834.51$1,626.89$234,279.63
99Dec 2029$795.20$831.69$1,626.89$233,484.43
2029 Total$9,358.89$10,163.79$19,522.68
100Jan 2030$798.02$828.87$1,626.89$232,686.41
101Feb 2030$800.85$826.04$1,626.89$231,885.56
102Mar 2030$803.70$823.19$1,626.89$231,081.86
103Apr 2030$806.55$820.34$1,626.89$230,275.31
104May 2030$809.41$817.48$1,626.89$229,465.90
105Jun 2030$812.29$814.60$1,626.89$228,653.61
106Jul 2030$815.17$811.72$1,626.89$227,838.44
107Aug 2030$818.06$808.83$1,626.89$227,020.38
108Sep 2030$820.97$805.92$1,626.89$226,199.41
109Oct 2030$823.88$803.01$1,626.89$225,375.53
110Nov 2030$826.81$800.08$1,626.89$224,548.72
111Dec 2030$829.74$797.15$1,626.89$223,718.98
2030 Total$9,765.45$9,757.23$19,522.68
112Jan 2031$832.69$794.20$1,626.89$222,886.29
113Feb 2031$835.64$791.25$1,626.89$222,050.65
114Mar 2031$838.61$788.28$1,626.89$221,212.04
115Apr 2031$841.59$785.30$1,626.89$220,370.45
116May 2031$844.57$782.32$1,626.89$219,525.88
117Jun 2031$847.57$779.32$1,626.89$218,678.31
118Jul 2031$850.58$776.31$1,626.89$217,827.73
119Aug 2031$853.60$773.29$1,626.89$216,974.13
120Sep 2031$856.63$770.26$1,626.89$216,117.50
121Oct 2031$859.67$767.22$1,626.89$215,257.83
122Nov 2031$862.72$764.17$1,626.89$214,395.11
123Dec 2031$865.79$761.10$1,626.89$213,529.32
2031 Total$10,189.66$9,333.02$19,522.68
124Jan 2032$868.86$758.03$1,626.89$212,660.46
125Feb 2032$871.95$754.94$1,626.89$211,788.51
126Mar 2032$875.04$751.85$1,626.89$210,913.47
127Apr 2032$878.15$748.74$1,626.89$210,035.32
128May 2032$881.26$745.63$1,626.89$209,154.06
129Jun 2032$884.39$742.50$1,626.89$208,269.67
130Jul 2032$887.53$739.36$1,626.89$207,382.14
131Aug 2032$890.68$736.21$1,626.89$206,491.46
132Sep 2032$893.85$733.04$1,626.89$205,597.61
133Oct 2032$897.02$729.87$1,626.89$204,700.59
134Nov 2032$900.20$726.69$1,626.89$203,800.39
135Dec 2032$903.40$723.49$1,626.89$202,896.99
2032 Total$10,632.33$8,890.35$19,522.68
136Jan 2033$906.61$720.28$1,626.89$201,990.38
137Feb 2033$909.82$717.07$1,626.89$201,080.56
138Mar 2033$913.05$713.84$1,626.89$200,167.51
139Apr 2033$916.30$710.59$1,626.89$199,251.21
140May 2033$919.55$707.34$1,626.89$198,331.66
141Jun 2033$922.81$704.08$1,626.89$197,408.85
142Jul 2033$926.09$700.80$1,626.89$196,482.76
143Aug 2033$929.38$697.51$1,626.89$195,553.38
144Sep 2033$932.68$694.21$1,626.89$194,620.70
145Oct 2033$935.99$690.90$1,626.89$193,684.71
146Nov 2033$939.31$687.58$1,626.89$192,745.40
147Dec 2033$942.64$684.25$1,626.89$191,802.76
2033 Total$11,094.23$8,428.45$19,522.68
148Jan 2034$945.99$680.90$1,626.89$190,856.77
149Feb 2034$949.35$677.54$1,626.89$189,907.42
150Mar 2034$952.72$674.17$1,626.89$188,954.70
151Apr 2034$956.10$670.79$1,626.89$187,998.60
152May 2034$959.49$667.40$1,626.89$187,039.11
153Jun 2034$962.90$663.99$1,626.89$186,076.21
154Jul 2034$966.32$660.57$1,626.89$185,109.89
155Aug 2034$969.75$657.14$1,626.89$184,140.14
156Sep 2034$973.19$653.70$1,626.89$183,166.95
157Oct 2034$976.65$650.24$1,626.89$182,190.30
158Nov 2034$980.11$646.78$1,626.89$181,210.19
159Dec 2034$983.59$643.30$1,626.89$180,226.60
2034 Total$11,576.16$7,946.52$19,522.68
160Jan 2035$987.09$639.80$1,626.89$179,239.51
161Feb 2035$990.59$636.30$1,626.89$178,248.92
162Mar 2035$994.11$632.78$1,626.89$177,254.81
163Apr 2035$997.64$629.25$1,626.89$176,257.17
164May 2035$1,001.18$625.71$1,626.89$175,255.99
165Jun 2035$1,004.73$622.16$1,626.89$174,251.26
166Jul 2035$1,008.30$618.59$1,626.89$173,242.96
167Aug 2035$1,011.88$615.01$1,626.89$172,231.08
168Sep 2035$1,015.47$611.42$1,626.89$171,215.61
169Oct 2035$1,019.07$607.82$1,626.89$170,196.54
170Nov 2035$1,022.69$604.20$1,626.89$169,173.85
171Dec 2035$1,026.32$600.57$1,626.89$168,147.53
2035 Total$12,079.07$7,443.61$19,522.68
172Jan 2036$1,029.97$596.92$1,626.89$167,117.56
173Feb 2036$1,033.62$593.27$1,626.89$166,083.94
174Mar 2036$1,037.29$589.60$1,626.89$165,046.65
175Apr 2036$1,040.97$585.92$1,626.89$164,005.68
176May 2036$1,044.67$582.22$1,626.89$162,961.01
177Jun 2036$1,048.38$578.51$1,626.89$161,912.63
178Jul 2036$1,052.10$574.79$1,626.89$160,860.53
179Aug 2036$1,055.84$571.05$1,626.89$159,804.69
180Sep 2036$1,059.58$567.31$1,626.89$158,745.11
181Oct 2036$1,063.34$563.55$1,626.89$157,681.77
182Nov 2036$1,067.12$559.77$1,626.89$156,614.65
183Dec 2036$1,070.91$555.98$1,626.89$155,543.74
2036 Total$12,603.79$6,918.89$19,522.68
184Jan 2037$1,074.71$552.18$1,626.89$154,469.03
185Feb 2037$1,078.52$548.37$1,626.89$153,390.51
186Mar 2037$1,082.35$544.54$1,626.89$152,308.16
187Apr 2037$1,086.20$540.69$1,626.89$151,221.96
188May 2037$1,090.05$536.84$1,626.89$150,131.91
189Jun 2037$1,093.92$532.97$1,626.89$149,037.99
190Jul 2037$1,097.81$529.08$1,626.89$147,940.18
191Aug 2037$1,101.70$525.19$1,626.89$146,838.48
192Sep 2037$1,105.61$521.28$1,626.89$145,732.87
193Oct 2037$1,109.54$517.35$1,626.89$144,623.33
194Nov 2037$1,113.48$513.41$1,626.89$143,509.85
195Dec 2037$1,117.43$509.46$1,626.89$142,392.42
2037 Total$13,151.32$6,371.36$19,522.68
196Jan 2038$1,121.40$505.49$1,626.89$141,271.02
197Feb 2038$1,125.38$501.51$1,626.89$140,145.64
198Mar 2038$1,129.37$497.52$1,626.89$139,016.27
199Apr 2038$1,133.38$493.51$1,626.89$137,882.89
200May 2038$1,137.41$489.48$1,626.89$136,745.48
201Jun 2038$1,141.44$485.45$1,626.89$135,604.04
202Jul 2038$1,145.50$481.39$1,626.89$134,458.54
203Aug 2038$1,149.56$477.33$1,626.89$133,308.98
204Sep 2038$1,153.64$473.25$1,626.89$132,155.34
205Oct 2038$1,157.74$469.15$1,626.89$130,997.60
206Nov 2038$1,161.85$465.04$1,626.89$129,835.75
207Dec 2038$1,165.97$460.92$1,626.89$128,669.78
2038 Total$13,722.64$5,800.04$19,522.68
208Jan 2039$1,170.11$456.78$1,626.89$127,499.67
209Feb 2039$1,174.27$452.62$1,626.89$126,325.40
210Mar 2039$1,178.43$448.46$1,626.89$125,146.97
211Apr 2039$1,182.62$444.27$1,626.89$123,964.35
212May 2039$1,186.82$440.07$1,626.89$122,777.53
213Jun 2039$1,191.03$435.86$1,626.89$121,586.50
214Jul 2039$1,195.26$431.63$1,626.89$120,391.24
215Aug 2039$1,199.50$427.39$1,626.89$119,191.74
216Sep 2039$1,203.76$423.13$1,626.89$117,987.98
217Oct 2039$1,208.03$418.86$1,626.89$116,779.95
218Nov 2039$1,212.32$414.57$1,626.89$115,567.63
219Dec 2039$1,216.62$410.27$1,626.89$114,351.01
2039 Total$14,318.77$5,203.91$19,522.68
220Jan 2040$1,220.94$405.95$1,626.89$113,130.07
221Feb 2040$1,225.28$401.61$1,626.89$111,904.79
222Mar 2040$1,229.63$397.26$1,626.89$110,675.16
223Apr 2040$1,233.99$392.90$1,626.89$109,441.17
224May 2040$1,238.37$388.52$1,626.89$108,202.80
225Jun 2040$1,242.77$384.12$1,626.89$106,960.03
226Jul 2040$1,247.18$379.71$1,626.89$105,712.85
227Aug 2040$1,251.61$375.28$1,626.89$104,461.24
228Sep 2040$1,256.05$370.84$1,626.89$103,205.19
229Oct 2040$1,260.51$366.38$1,626.89$101,944.68
230Nov 2040$1,264.99$361.90$1,626.89$100,679.69
231Dec 2040$1,269.48$357.41$1,626.89$99,410.21
2040 Total$14,940.8$4,581.88$19,522.68
232Jan 2041$1,273.98$352.91$1,626.89$98,136.23
233Feb 2041$1,278.51$348.38$1,626.89$96,857.72
234Mar 2041$1,283.05$343.84$1,626.89$95,574.67
235Apr 2041$1,287.60$339.29$1,626.89$94,287.07
236May 2041$1,292.17$334.72$1,626.89$92,994.90
237Jun 2041$1,296.76$330.13$1,626.89$91,698.14
238Jul 2041$1,301.36$325.53$1,626.89$90,396.78
239Aug 2041$1,305.98$320.91$1,626.89$89,090.80
240Sep 2041$1,310.62$316.27$1,626.89$87,780.18
241Oct 2041$1,315.27$311.62$1,626.89$86,464.91
242Nov 2041$1,319.94$306.95$1,626.89$85,144.97
243Dec 2041$1,324.63$302.26$1,626.89$83,820.34
2041 Total$15,589.87$3,932.81$19,522.68
244Jan 2042$1,329.33$297.56$1,626.89$82,491.01
245Feb 2042$1,334.05$292.84$1,626.89$81,156.96
246Mar 2042$1,338.78$288.11$1,626.89$79,818.18
247Apr 2042$1,343.54$283.35$1,626.89$78,474.64
248May 2042$1,348.31$278.58$1,626.89$77,126.33
249Jun 2042$1,353.09$273.80$1,626.89$75,773.24
250Jul 2042$1,357.89$269.00$1,626.89$74,415.35
251Aug 2042$1,362.72$264.17$1,626.89$73,052.63
252Sep 2042$1,367.55$259.34$1,626.89$71,685.08
253Oct 2042$1,372.41$254.48$1,626.89$70,312.67
254Nov 2042$1,377.28$249.61$1,626.89$68,935.39
255Dec 2042$1,382.17$244.72$1,626.89$67,553.22
2042 Total$16,267.12$3,255.56$19,522.68
256Jan 2043$1,387.08$239.81$1,626.89$66,166.14
257Feb 2043$1,392.00$234.89$1,626.89$64,774.14
258Mar 2043$1,396.94$229.95$1,626.89$63,377.20
259Apr 2043$1,401.90$224.99$1,626.89$61,975.30
260May 2043$1,406.88$220.01$1,626.89$60,568.42
261Jun 2043$1,411.87$215.02$1,626.89$59,156.55
262Jul 2043$1,416.88$210.01$1,626.89$57,739.67
263Aug 2043$1,421.91$204.98$1,626.89$56,317.76
264Sep 2043$1,426.96$199.93$1,626.89$54,890.80
265Oct 2043$1,432.03$194.86$1,626.89$53,458.77
266Nov 2043$1,437.11$189.78$1,626.89$52,021.66
267Dec 2043$1,442.21$184.68$1,626.89$50,579.45
2043 Total$16,973.77$2,548.91$19,522.68
268Jan 2044$1,447.33$179.56$1,626.89$49,132.12
269Feb 2044$1,452.47$174.42$1,626.89$47,679.65
270Mar 2044$1,457.63$169.26$1,626.89$46,222.02
271Apr 2044$1,462.80$164.09$1,626.89$44,759.22
272May 2044$1,467.99$158.90$1,626.89$43,291.23
273Jun 2044$1,473.21$153.68$1,626.89$41,818.02
274Jul 2044$1,478.44$148.45$1,626.89$40,339.58
275Aug 2044$1,483.68$143.21$1,626.89$38,855.90
276Sep 2044$1,488.95$137.94$1,626.89$37,366.95
277Oct 2044$1,494.24$132.65$1,626.89$35,872.71
278Nov 2044$1,499.54$127.35$1,626.89$34,373.17
279Dec 2044$1,504.87$122.02$1,626.89$32,868.30
2044 Total$17,711.15$1,811.53$19,522.68
280Jan 2045$1,510.21$116.68$1,626.89$31,358.09
281Feb 2045$1,515.57$111.32$1,626.89$29,842.52
282Mar 2045$1,520.95$105.94$1,626.89$28,321.57
283Apr 2045$1,526.35$100.54$1,626.89$26,795.22
284May 2045$1,531.77$95.12$1,626.89$25,263.45
285Jun 2045$1,537.20$89.69$1,626.89$23,726.25
286Jul 2045$1,542.66$84.23$1,626.89$22,183.59
287Aug 2045$1,548.14$78.75$1,626.89$20,635.45
288Sep 2045$1,553.63$73.26$1,626.89$19,081.82
289Oct 2045$1,559.15$67.74$1,626.89$17,522.67
290Nov 2045$1,564.68$62.21$1,626.89$15,957.99
291Dec 2045$1,570.24$56.65$1,626.89$14,387.75
2045 Total$18,480.55$1,042.13$19,522.68
292Jan 2046$1,575.81$51.08$1,626.89$12,811.94
293Feb 2046$1,581.41$45.48$1,626.89$11,230.53
294Mar 2046$1,587.02$39.87$1,626.89$9,643.51
295Apr 2046$1,592.66$34.23$1,626.89$8,050.85
296May 2046$1,598.31$28.58$1,626.89$6,452.54
297Jun 2046$1,603.98$22.91$1,626.89$4,848.56
298Jul 2046$1,609.68$17.21$1,626.89$3,238.88
299Aug 2046$1,615.39$11.50$1,626.89$1,623.49
300Sep 2046$1,621.13$5.76$1,626.89$2.36
2046 Total$14,385.39$256.62$14,642.01