Important disclosure

5.49
% p.a
Fixed - 2 years
4.60
% p.a
$1,373
based on $300,000 loan amount for 25 years at 5.49%
Calculate your repayments for this loan
Your estimated repayment
$1,373
based on $300,000 loan amount for 25 years at 5.49%
AMP Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
MD Mahbub ur Rahman Chowdhury
Get expert advice from a home loans specialist.
Hi, My name is MD Mahbub Ur Rahman Chowdhury. I am a professional mortgage broker. I have excellent analysis knowledge which can help my client to achieve their financial needs. I can help my client to choose a suitable home loan product. I can explore clients' needs and benefits and based on that I can find the best product for my clients. I can do Home loans, Personal loans, car loans, and construction loans. I have excellent communication and negotiation skills which can help me to negotiate between clients and the Lender. My main goal is to help my clients and make them happy I will provide the best service to my clients.
CRN: 529621
Lee HAO
Get expert advice from a home loans specialist.
Lee is a graduate of Monash University with a Bachelor of Commerce and Arts. Lee is strongly passionate about the real estate market and banks since he was a student. Driven by this passion, together with experience in consulting companies and banks, Lee hopes to educate and guide her clients throughout their real estate ownership journey. Lee believes in placing the clients at the centre of every relationship and building trust through honesty and reliability. 'I want to empower my clients' every property dream and hope to service them until they retire with rent.' 'I will not try to sell you a deal that I will not sell it to my mom.' That's his principle. We are here to fight for the best possible deal for every customer. We have a great relationship with more than 30 lenders. Not that they happen to be on our panel but we actually settled with them and know their policies and procedure inside out. We do not recommend any lenders or products without a personalized and on time research for you. So our process ensure the deals we present are in your best interest hot and fresh. Our standard operation procedure is: 1) Free consultation by phone or zoom to understand your needs. Answer your burning questions. 2) Collect information, facts and document to conduct research for you. Give us a chance and allow us to make a positive impact on your personal finance; Research will usually take 2-3 business days. For more complicate cases may take longer on notice case by case. 3) Present solutions via zoom or in person. 30-60 mins. Also including a property purchase or investment strategy session. 4) Once you made the decision it takes 2-10 business days to proceed and obtain a pre-approval or refinance formal approval. Other days and procedure will be designed and notice according to your situation. 5) Free after settlement review every year too. Service Satisfaction guarantee!!** Call me and let's chat.
CRN: 484532
John Valentine
Get expert advice from a home loans specialist.
I have a professional background with 19 years’ experience as a Mortgage Broker.. My loyal client base has been built by providing a high level of service to my clients. A key part of my service is to understand all client requirements and then work out a cost-effective solution that meets their needs. Over the years, I have developed excellent relationships with lenders, which enables me to offer a range of solutions. My knowledge of various lenders’ complex policies and products, allows me to set-up loan structures that meet the needs of each client, while fitting-in with lender credit requirements. I provide a variety of financial services, including: - residential finance - construction loans - business & commercial loans - SMSF loans - Reverse Mortgages etc I deal with all types of clients: - first home buyers - experienced investors - PAYG - self-employed borrowers - companies and trusts. I hold an Australian Credit Licence (477288).
ACL: 477288

Variable Home Loan
3.10
% p.a
Variable
3.12
% p.a
Enjoy a competitive interest rate home loan with helpful features and no ongoing fees
Quick home loan review
For Basic Fixed Rate Home Loan (Interest Only) 2 Years
These are the benefits of this home loan.
- No ongoing fees
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No redraw and no offset
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Basic Fixed Rate Home Loan (Interest Only) 2 Years
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $411,900 |
Interest rate type Fixed - 2 years | |
Borrowing range
$40k
-
$2.5m
| Suitable for Owner Occupiers |
Loan term range 10 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $10000 | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 644 | Application fee 0 |
Legal fee $295 | Valuation fee $0 |
Settlement fee 349 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 390 |
Application method
Online | Phone |
Broker | In branch |
- Cashback Receive up to $5,000 cashback for a limited time available for new refinance home loan applicationsApply by 31 August and settle by 30 November 2022 to be eligible for our limited time cashback offer. Customers are eligible to receive a $2,000 cash back payment if the loan amount is $250,000 up to $999,999, or a $5,000 cash back payment if the loan amount is $1,000,000 or more. New refinance applications only with a portion of the loan on a variable interest rate. This offer is available on Professional Package, AMP First, Essential and Basic Home Loan products. Offer available for both owner occupier and residential investment loans.
Target Market Determination
Visit AMP Bank to view Target Market Determination.
Other Benefits
You can choose to set up an Offset Deposit Account with a basic variable rate loan. $6 monthly account management fee is payable.
Other Restrictions
Up to $5,000 cashback for new refinance applications with AMP Bank. Apply by 31 August 2022 and settle by 30 November 2022; Min. loan size of $250k for $2,000 cashback and min. loan size of $1m for $5,000 cashback; OO & Residential Investment loans included; A portion of the loan must be on a variable interest rate; T&C’s apply.
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