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AMP Bank home loans
AMP is a financial services company that was formed in 1849 as the Australian Mutual Provident Society.
The company also includes AMP Capital, one of the largest investment managers in Asia Pacific with operations throughout the world. AMP has a head office in Sydney and provides a number of services, such as financial planning and banking products as well as investment advice through AMP Capital.
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Why choose AMP Bank
AMP Bank Home Loans
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
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Contact a mortgage broker
AMP Bank homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.
Spencer Lawson
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Spencer is a mortgage broker with a passion to help individuals and families achieve their home ownership dreams. With o...
John Molloy
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I am an experienced mortgage broker with 6 years experience and an additional 37 years in banking and finance. I pride...
Faraz Haroon
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I am always on the lookout for the best result for my clients. I dedicate my time to better understand my clients' goals...
AMP Bank customer service
Home loan customers can contact AMP by phone to discuss home loans, new customer enquiries, general banking enquiries, as well as superannuation, insurance and retirement queries. You can also contact the bank via email. Customers can also request an appointment through an affiliated network of financial advisers that can be found via the AMP website.
- Customer service centre (phone)
- Mobile app
- Online banking
- Live Chat
How to apply for AMP Bank home loans
There are several ways to apply for an AMP Bank home loan. You can download an application form from the AMP website and arrange an appointment with an AMP Bank home loan specialist. You can also apply by phone or request the bank contact you when convenient.
Before applying for a home loan, consider how much you can afford to borrow and comfortably repay given your financial situation and income.
You will also need to provide documentation when applying for a home loan, including (amongst others):
- Identification.
- Proof of employment, income and assets.
- Information on current liabilities, debts and loans.
- Details of other earnings and expenses.
Refinancers will also be required to provide home loan statements for the previous six months and their last three statements for all loans, accounts or cards being refinanced (if you plan to consolidate these other debts into your mortgage).
AMP Bank home loans review
As a large financial services company, AMP can offer Australians a variety of home loan options.
AMP Bank home loans are available with variable interest rates, or you can fix your interest for up to five years, or choose to split your rate. Options are available for owner occupiers and investors, as well as refinancers. Construction loans are also available for borrowers seeking to build or renovate a property.
AMP’s lowest home loan interest rates tend to be for owner occupiers paying principal and interest. Eligible corporate super members and AMP Limited shareholders may also be able to access special interest rate offers on AMP Bank home loans.
Many AMP Bank home loans have no upfront or ongoing fees. However, other fees and charges may apply on specific home loan offers, or when you use specific home loan features.
Offset accounts are also available for selected AMP Bank home loans upon request, and may be applied for separately. Extra repayments and redraws are also available with AMP Bank home loans upon request.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.