RateCity.com.au
powering smart financial decisions
ANZ

Equity Manager Loan

Interest rate

6.01

% p.a

Variable

Comparison Rate*

6.22

% p.a

Maximum LVR
90%
Real Time Rating™

0.72

/ 5
Monthly Repayment

$1,935

based on $300,000 loan amount for 25 years at 6.01%

Interest rate

6.01

% p.a

Variable

Comparison Rate*

6.22

% p.a

Maximum LVR
90%
Real Time Rating™

0.72

/ 5
Monthly Repayment

$1,935

based on $300,000 loan amount for 25 years at 6.01%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,935

based on $300,000 loan amount for 25 years at 6.01%

ANZ home loans are available through brokers who can help find the right loan and manage your application at no charge.

Joel Flanagan

5.0
11 Reviews

Get expert advice from a home loans specialist.

I'm a loan specialist providing an outstanding professional service for each one of my clients. More than 15 years of experience and seven years as Director of Oak Financial Group, have given me the absolute knowledge about residential & commercial mortgage brokering to help, advise and guide my clients through their loan journey in the most effective way, always aiming to get the most favourable results. I'm available seven days a week, willing to answer my client's enquiries in the most transparent and comprehensive way.

Response time: in an hour | Our brokers call during business hours between 9.00am to 6.00pm.

George Popadalis

5.5
10 Reviews

Get expert advice from a home loans specialist.

After years of working in the banking industry, George saw firsthand how customers were continuously being put on hold and not treated with respect. So he decided to take matters into his own hands by starting Fetch Loans! George never thought that one day he would find himself running a company whose sole focus is providing an all-around positive experience for their clients every time they need them. But when George realized just what was happening within the customer service sector’s disregard for its customers’ needs, something inside him shifted—and so did his career path. Now at Fetch Loans!, we’re committed to giving our invaluable clientele a stress free loan application process while treating each individual as if it were only us who mattered most throughout this entire journey together

Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.

Anshuman Lukka

5.0
33 Reviews

Get expert advice from a home loans specialist.

We are an independent accounting and financial consultancy firm focused on developing customised strategies designed to fit the needs of corporate and individual clients. We provide flexibility and expertise to support our clientele in multiple roles as well as providing access to our professional research and services. Our team consists of experienced accountants and advisers supported by a strong back office team to meet your finance needs on timely basis. Working with us, you will explore a range of options and services specifically designed to deliver you a strategic financial plan based solely on your objectives. We continue to work with you over the years to ensure that as your objectives and life-stages change, so does your strategy and your plan.

Response time: in 4 hours | Our brokers call during business hours between 9.00am to 6.00pm.

Quick home loan review

For Equity Manager Home Loan

These are the benefits of this home loan.

    These are the drawbacks of this home loan.

    • No extra repayments
    • No redraw and no offset
    • Higher than average interest rate
    • Not available for first home buyers
    • Ongoing fee
    • Higher than average upfront fee
    • Discharge fee at end of loan
    • No repayment holidays

    Home loan overview

    For Equity Manager Home Loan

    TMD

    Details

    Maximum LVR

    90%

    Total Repayments

    Next LVR

    Interest rate type

    Variable

    Borrowing range

    Suitable for

    Line of Credit, Owner Occupiers

    Loan term range

    1 - 30 years

    Principal & interest

    Interest only

    Applicable states

    ACT, NSW, NT, QLD, SA, TAS, VIC, WA

    Make repayments

    Monthly

    Features

    Extra repayments

    Not Allowed

    Redraw facility

    Split interest facility

    Loan portable

    Repayment holiday available

    Allow guarantors

    Available for first home buyers

    Fees

    Total estimated upfront fees

    910

    Application fee

    600

    Valuation fee

    $150

    Settlement fee

    160

    Other upfront fee

    0

    Ongoing fee

    $150 annually

    Discharge fee

    160

    Application method

    Online

    Phone

    In branch

    Target Market Determination

    Visit ANZ to view Target Market Determination.

    Embed

    ANZ is available through brokers

    FAQs

    What is the minimum amount you can apply for?

    The range you can borrow from this loan is $20k to $99,999,999.

    What's the minimum deposit needed for this loan?

    This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

    What's the maximum length for this loan?

    ANZ allows you to have this loan for a range of 1 to 30 years.

    How often can you make repayments?

    ANZ allows you to make repayments to this loan option through one of the following repayment schedules: monthly.

    How much will the upfront fees be for this loan?

    While it could change based on your circumstances, RateCity estimates that this loan option comes with $910 worth of upfront fees.

    Does this loan come with a redraw facility?

    No, this loan doesn't come with a redraw facility.

    Where can you apply for this loan?

    ANZ makes it possible to apply for this product online. Apply here.

    Can a broker help me with this loan?

    Yes, this ANZ loan is available through a broker. Find a broker to help you with your needs.