Fixed Rate Home Loan (Low Doc) 1 Year

Compare

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Parents can sign as guarantor
  • Comes with a credit card
  • Repayments will not change during fixed period
Cons:
  • Limited extra repayments
  • No redraw and no offset
  • Not available for first home buyer
  • Discharge fee at end of loan

Details & Fees

Maximum LVR
Maximum LVR
60%
Interest rate structure
Interest rate structure
Fixed - 1 year
Borrowing range
Borrowing range
$20k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$588,384View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$910.00
Application fee
Application fee
$600
Settlement fee
Settlement fee
$160
Valuation fee
Valuation fee
$150
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$10 monthly
Discharge fee
Discharge fee
$160
Maximum LVR
Maximum LVR
60%
Interest rate structure
Interest rate structure
Fixed - 1 year
Borrowing range
Borrowing range
$20k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$588,384View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$910.00
Application fee
Application fee
$600
Settlement fee
Settlement fee
$160
Valuation fee
Valuation fee
$150
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$10 monthly
Discharge fee
Discharge fee
$160
Other Restrictions
Only 1 year fixed has offset account

Talk to a broker

Get expert advice from a broker about a home loan now.

  • Mortgages made simpler

    50% of home loans are settled through a broker.

  • Find the right loans

    No time to research? A broker can help you.

  • Exclusive offers

    Lenders have rates that are only accessible to brokers.

  • Highly recommended

    RateCity has referred over 5000 users to a broker.

Get an expert advice now

ANZ was founded in Melbourne in the 1830s, and today makes up one of Australia’s big four banks, alongside Commonwealth Bank, NAB and Westpac.

ANZ offers an extensive range of home loan options, including first home buyer loans, investment mortgages, reverse mortgages and low-doc home loans. ANZ employs approximately 46,000 staff who provide consumer and corporate banking services to customers throughout Australia and worldwide. The bank has over 550,000 shareholders with the majority being domestic shareholders.

Compare your product with the big 4 banks, or add more products to compare
As seen on