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RateCity.com.au
ANZ

Fixed Rate Investment Loan

Interest Rate

7.29

% p.a

Fixed - 7 years

Comparison Rate*

5.72

% p.a

Maximum LVR
80%
Real Time Rating™

1.14

/ 5
Monthly Repayment

$1,823

based on $300,000 loan amount for 25 years at 7.29%

Interest Rate

7.29

% p.a

Fixed - 7 years

Comparison Rate*

5.72

% p.a

Maximum LVR
80%
Real Time Rating™

1.14

/ 5
Monthly Repayment

$1,823

based on $300,000 loan amount for 25 years at 7.29%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,823

based on $300,000 loan amount for 25 years at 7.29%

Quick home loan review

For Fixed Rate Investment Loan (Interest in Advance Yearly) 7 Years (LVR < 80%)

These are the benefits of this home loan.

    These are the drawbacks of this home loan.

    • Limited extra repayments
    • No redraw and no offset
    • Higher than average interest rate
    • Loan reverts to higher rate after fixed period
    • Not available for first home buyers
    • Ongoing fee
    • Higher than average upfront fee
    • Discharge fee at end of loan
    • No repayment holidays

    Home loan overview

    For Fixed Rate Investment Loan (Interest in Advance Yearly) 7 Years (LVR < 80%)

    TMD

    Details

    Maximum LVR

    80%

    Total Repayments

    Interest rate type

    Fixed - 7 years

    Borrowing range

    Suitable for

    Investors

    Loan term range

    1 - 30 years

    Principal & interest

    Interest only

    Applicable states

    ACT, NSW, NT, QLD, SA, TAS, VIC, WA

    Make repayments

    Monthly

    Features

    Extra repayments

    Yes - limited to $5000 per year

    Redraw facility

    Split interest facility

    Loan portable

    Repayment holiday available

    Allow guarantors

    Available for first home buyers

    Fees

    Total estimated upfront fees

    910

    Application fee

    600

    Valuation fee

    $150

    Settlement fee

    160

    Other upfront fee

    0

    Ongoing fee

    $10 monthly

    Discharge fee

    160

    Application method

    Online

    Phone

    In branch

    Available
    Not available
    Data not captured
    Specials
    • Rewards Earn 300,000 Qantas Points for eligible home loans over $300k
      Apply by 19 August 2022 and settle by 31 January 2023. Apply or switch with us or any ANZ accredited broker by 19 August 2022 for a new eligible home loan of $300,000 or more with a Loan to Value Ratio (LVR) of 80% or less.

    Target Market Determination

    Visit ANZ to view Target Market Determination.

    Other Restrictions

    Only 1 year fixed has offset account

    Embed

    ANZ is available through brokers

    Lee HAO
    5.0
    326 Reviews
    Lee is a graduate of Monash University with a Bachelor of Commerce and Arts. Lee is strongly passionate about the real estate market and banks since he was a student. Driven by this passion, together with experience in consulting companies and banks, Lee hopes to educate and guide her clients throughout their real estate ownership journey. Lee believes in placing the clients at the centre of every relationship and building trust through honesty and reliability. 'I want to empower my clients' every property dream and hope to service them until they retire with rent.' 'I will not try to sell you a deal that I will not sell it to my mom.' That's his principle. We are here to fight for the best possible deal for every customer. We have a great relationship with more than 30 lenders. Not that they happen to be on our panel but we actually settled with them and know their policies and procedure inside out. We do not recommend any lenders or products without a personalized and on time research for you. So our process ensure the deals we present are in your best interest hot and fresh. Our standard operation procedure is: 1) Free consultation by phone or zoom to understand your needs. Answer your burning questions. 2) Collect information, facts and document to conduct research for you. Give us a chance and allow us to make a positive impact on your personal finance; Research will usually take 2-3 business days. For more complicate cases may take longer on notice case by case. 3) Present solutions via zoom or in person. 30-60 mins. Also including a property purchase or investment strategy session. 4) Once you made the decision it takes 2-10 business days to proceed and obtain a pre-approval or refinance formal approval. Other days and procedure will be designed and notice according to your situation. 5) Free after settlement review every year too. Service Satisfaction guarantee!!** Call me and let's chat.
    VIC3128
    CRN: 484532

    FAQs

    What is the minimum amount you can apply for?

    The range you can borrow from this loan is $20k to $99,999,999.

    What's the minimum deposit needed for this loan?

    This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

    What's the maximum length for this loan?

    ANZ allows you to have this loan for a range of 1 to 30 years.

    How often can you make repayments?

    ANZ allows you to make repayments to this loan option through one of the following repayment schedules: monthly.

    How much will the upfront fees be for this loan?

    While it could change based on your circumstances, RateCity estimates that this loan option comes with $910 worth of upfront fees.

    Does this loan come with a redraw facility?

    No, this loan doesn't come with a redraw facility.

    Where can you apply for this loan?

    ANZ makes it possible to apply for this product online. Apply here.

    Can a broker help me with this loan?

    Yes, this ANZ loan is available through a broker. Find a broker to help you with your needs.