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ANZ

Fixed Rate Investment Loan

Advertised Rate

3.09

% p.a

Fixed - 5 years

Comparison Rate*

4.29

% p.a

Maximum LVR
80%
Real Time Rating™

1.60

/ 5
Monthly Repayment

$1,437

based on $300,000 loan amount for 25 years at 3.09%

Advertised Rate

3.09

% p.a

Fixed - 5 years

Comparison Rate*

4.29

% p.a

Maximum LVR
80%
Real Time Rating™

1.60

/ 5
Monthly Repayment

$1,437

based on $300,000 loan amount for 25 years at 3.09%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,437

based on $300,000 loan amount for 25 years at 3.09%

ANZ home loans are available through brokers who can help find the right loan and manage your application at no charge.

Matthew Hayes

5.0
17 Reviews

Get expert advice from a home loans specialist.

Matthew grew up in Canberra, graduating from Erindale College. As part of the Talented Sports Program for Rugby Union, Matthew developed skills in planning, preparation and execution, skills which he utilises as a mortgage broker to help his clients reach and attain their goals. Matthew is friendly and professional, always ensuring his time with you is stress free and pleasant. He does the hard work for you, helping you find the loan which suits you best. Matthew is dedicated to providing his clients with the best possible service, accommodating you at any time, any location, any day of the week.

Response time: in 32 minutes | Our brokers call during business hours between 9.00am to 6.00pm.

Hishan Naufal

5.0
15 Reviews

Get expert advice from a home loans specialist.

Mint Financial Solutions are accredited advisors seeking a better financial future for you, your business, and your family. Our objective with these solutions is to help you make smart decisions with your money so you can achieve financial security. We will listen to your concerns and take the time to understand your needs, constraints and values, and work hard to inform you of your options, explain your choices and guide you through the decision-making process. Our Philosophy Mint Financial Solution is dedicated to building a lasting relationship with our clients by developing an understanding of the changing finance needs at different stages of their life. Our experience enables us to change with time, sourcing quality products by means that are convenient to our clients. We engage on behalf of our clients in all aspects concerning their financial security and future. Our Values Mint Financial Solutions is dedicated to giving back to the community through donating both financial aid and resources. We believe that together we can make a difference, and as a result, are committed to our charity foundation.

Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.

John Fulford

5.0
3 Reviews

Get expert advice from a home loans specialist.

John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.

Response time: in an hour | Our brokers call during business hours between 9.00am to 6.00pm.

Promoted

Quick home loan review

For Fixed Rate Investment Loan (Principal and Interest) 5 Years (LVR < 80%)

These are the benefits of this home loan.

    These are the drawbacks of this home loan.

    • Limited extra repayments
    • No redraw and no offset
    • Higher than average interest rate
    • Loan reverts to higher rate after fixed period
    • Not available for first home buyers
    • Ongoing fee
    • Higher than average upfront fee
    • Discharge fee at end of loan
    • No repayment holidays

    Home loan overview

    For Fixed Rate Investment Loan (Principal and Interest) 5 Years (LVR < 80%)

    Details

    Maximum LVR

    80%

    Total Repayments

    Interest rate type

    Fixed - 5 years

    Borrowing range

    Suitable for

    Investors

    Loan term range

    1 - 30 years

    Principal & interest

    Interest only

    Applicable states

    ACT, NSW, NT, QLD, SA, TAS, VIC, WA

    Make repayments

    Fortnightly, Monthly, Weekly

    Features

    Extra repayments

    Yes - limited to $5000 per year

    Redraw facility

    Split interest facility

    Loan portable

    Repayment holiday available

    Allow guarantors

    Available for first home buyers

    Fees

    Total estimated upfront fees

    $910

    Application fee

    $600

    Valuation fee

    $150

    Settlement fee

    $160

    Other upfront fee

    $0

    Ongoing fee

    $10 monthly

    Discharge fee

    $160

    Application method

    Online

    Phone

    In branch

    Other Restrictions

    Only 1 year fixed has offset account

    Embed

    FAQs

    What is the minimum amount you can apply for?

    The range you can borrow from this loan is $20k to $99,999,999.

    What's the minimum deposit needed for this loan?

    This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

    What's the maximum length for this loan?

    ANZ allows you to have this loan for a range of 1 to 30 years.

    How often can you make repayments?

    ANZ allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

    How much will the upfront fees be for this loan?

    While it could change based on your circumstances, RateCity estimates that this loan option comes with $910 worth of upfront fees.

    Does this loan come with a redraw facility?

    No, this loan doesn't come with a redraw facility.

    Where can you apply for this loan?

    ANZ makes it possible to apply for this product online. Apply here.

    Can a broker help me with this loan?

    Yes, this ANZ loan is available through a broker. Find a broker to help you with your needs.