Important disclosure

5.89
% p.a
Fixed - 3 years
5.06
% p.a
$1,913
based on $300,000 loan amount for 25 years at 5.89%
Calculate your repayments for this loan
Your estimated repayment
$1,913
based on $300,000 loan amount for 25 years at 5.89%
ANZ home loans are available through brokers who can help find the right loan and manage your application at no charge.
Lee HAO
Get expert advice from a home loans specialist.
Lee is a graduate of Monash University with a Bachelor of Commerce and Arts. Lee is strongly passionate about the real estate market and banks since he was a student. Driven by this passion, together with experience in consulting companies and banks, Lee hopes to educate and guide her clients throughout their real estate ownership journey. Lee believes in placing the clients at the centre of every relationship and building trust through honesty and reliability. 'I want to empower my clients' every property dream and hope to service them until they retire with rent.' 'I will not try to sell you a deal that I will not sell it to my mom.' That's his principle. We are here to fight for the best possible deal for every customer. We have a great relationship with more than 30 lenders. Not that they happen to be on our panel but we actually settled with them and know their policies and procedure inside out. We do not recommend any lenders or products without a personalized and on time research for you. So our process ensure the deals we present are in your best interest hot and fresh. Our standard operation procedure is: 1) Free consultation by phone or zoom to understand your needs. Answer your burning questions. 2) Collect information, facts and document to conduct research for you. Give us a chance and allow us to make a positive impact on your personal finance; Research will usually take 2-3 business days. For more complicate cases may take longer on notice case by case. 3) Present solutions via zoom or in person. 30-60 mins. Also including a property purchase or investment strategy session. 4) Once you made the decision it takes 2-10 business days to proceed and obtain a pre-approval or refinance formal approval. Other days and procedure will be designed and notice according to your situation. 5) Free after settlement review every year too. Service Satisfaction guarantee!!** Call me and let's chat.
CRN: 484532
MD Mahbub ur Rahman Chowdhury
Get expert advice from a home loans specialist.
Hi, My name is MD Mahbub Ur Rahman Chowdhury. I am a professional mortgage broker. I have excellent analysis knowledge which can help my client to achieve their financial needs. I can help my client to choose a suitable home loan product. I can explore clients' needs and benefits and based on that I can find the best product for my clients. I can do Home loans, Personal loans, car loans, and construction loans. I have excellent communication and negotiation skills which can help me to negotiate between clients and the Lender. My main goal is to help my clients and make them happy I will provide the best service to my clients.
CRN: 529621
Lisa WANG
Get expert advice from a home loans specialist.
Lisa graduated with a Master of Finance from the University of Melbourne. She started her Career in Finance industry in early 2015 and has helped a lot of Australians and overseas investors enter into the property market. Her impeccable customer service, extensive Finance knowledge, and rich experience have established her reputation in the industry. A member of FBAA Wenjia(Lisa) Wang is a credit representative 509150 of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit License 391237)
CRN: 484532

Basic Home Loan
5.29
% p.a
Fixed - 3 years
4.14
% p.a
Owner occupiers with deposits of 30% or more can lock in a low fixed rate for three years, with no ongoing fees.
Quick home loan review
For Fixed Rate Home Loan (Principal and Interest) 3 Years (LVR < 80%)
These are the benefits of this home loan.
These are the drawbacks of this home loan.
- Limited extra repayments
- No redraw and no offset
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Not available for first home buyers
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Fixed Rate Home Loan (Principal and Interest) 3 Years (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $573,900 |
Interest rate type Fixed - 3 years | |
Borrowing range
$20k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $5000 per year | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 910 | Application fee 600 |
Legal fee $0 | Valuation fee $150 |
Settlement fee 160 | Other upfront fee 0 |
Ongoing fee $10 monthly | Discharge fee 160 |
Application method
Online | Phone |
Broker | In branch |
- Rewards Earn 300,000 Qantas Points for eligible home loans over $300kApply by 19 August 2022 and settle by 31 January 2023. Apply or switch with us or any ANZ accredited broker by 19 August 2022 for a new eligible home loan of $300,000 or more with a Loan to Value Ratio (LVR) of 80% or less.
Target Market Determination
Visit ANZ to view Target Market Determination.
Other Restrictions
Only 1 year fixed has offset account
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