RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

2.72

% p.a

Variable

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,379
Number of repayments
300
Total interest paid
$113,799
Total Repayments

$413,799

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$699.33$680.00$1,379.33$299,300.67
2Nov 2021$700.92$678.41$1,379.33$298,599.75
3Dec 2021$702.50$676.83$1,379.33$297,897.25
2021 Total$2,102.75$2,035.24$4,137.99
4Jan 2022$704.10$675.23$1,379.33$297,193.15
5Feb 2022$705.69$673.64$1,379.33$296,487.46
6Mar 2022$707.29$672.04$1,379.33$295,780.17
7Apr 2022$708.89$670.44$1,379.33$295,071.28
8May 2022$710.50$668.83$1,379.33$294,360.78
9Jun 2022$712.11$667.22$1,379.33$293,648.67
10Jul 2022$713.73$665.60$1,379.33$292,934.94
11Aug 2022$715.34$663.99$1,379.33$292,219.60
12Sep 2022$716.97$662.36$1,379.33$291,502.63
13Oct 2022$718.59$660.74$1,379.33$290,784.04
14Nov 2022$720.22$659.11$1,379.33$290,063.82
15Dec 2022$721.85$657.48$1,379.33$289,341.97
2022 Total$8,555.28$7,996.68$16,551.96
16Jan 2023$723.49$655.84$1,379.33$288,618.48
17Feb 2023$725.13$654.20$1,379.33$287,893.35
18Mar 2023$726.77$652.56$1,379.33$287,166.58
19Apr 2023$728.42$650.91$1,379.33$286,438.16
20May 2023$730.07$649.26$1,379.33$285,708.09
21Jun 2023$731.72$647.61$1,379.33$284,976.37
22Jul 2023$733.38$645.95$1,379.33$284,242.99
23Aug 2023$735.05$644.28$1,379.33$283,507.94
24Sep 2023$736.71$642.62$1,379.33$282,771.23
25Oct 2023$738.38$640.95$1,379.33$282,032.85
26Nov 2023$740.06$639.27$1,379.33$281,292.79
27Dec 2023$741.73$637.60$1,379.33$280,551.06
2023 Total$8,790.91$7,761.05$16,551.96
28Jan 2024$743.41$635.92$1,379.33$279,807.65
29Feb 2024$745.10$634.23$1,379.33$279,062.55
30Mar 2024$746.79$632.54$1,379.33$278,315.76
31Apr 2024$748.48$630.85$1,379.33$277,567.28
32May 2024$750.18$629.15$1,379.33$276,817.10
33Jun 2024$751.88$627.45$1,379.33$276,065.22
34Jul 2024$753.58$625.75$1,379.33$275,311.64
35Aug 2024$755.29$624.04$1,379.33$274,556.35
36Sep 2024$757.00$622.33$1,379.33$273,799.35
37Oct 2024$758.72$620.61$1,379.33$273,040.63
38Nov 2024$760.44$618.89$1,379.33$272,280.19
39Dec 2024$762.16$617.17$1,379.33$271,518.03
2024 Total$9,033.03$7,518.93$16,551.96
40Jan 2025$763.89$615.44$1,379.33$270,754.14
41Feb 2025$765.62$613.71$1,379.33$269,988.52
42Mar 2025$767.36$611.97$1,379.33$269,221.16
43Apr 2025$769.10$610.23$1,379.33$268,452.06
44May 2025$770.84$608.49$1,379.33$267,681.22
45Jun 2025$772.59$606.74$1,379.33$266,908.63
46Jul 2025$774.34$604.99$1,379.33$266,134.29
47Aug 2025$776.09$603.24$1,379.33$265,358.20
48Sep 2025$777.85$601.48$1,379.33$264,580.35
49Oct 2025$779.61$599.72$1,379.33$263,800.74
50Nov 2025$781.38$597.95$1,379.33$263,019.36
51Dec 2025$783.15$596.18$1,379.33$262,236.21
2025 Total$9,281.82$7,270.14$16,551.96
52Jan 2026$784.93$594.40$1,379.33$261,451.28
53Feb 2026$786.71$592.62$1,379.33$260,664.57
54Mar 2026$788.49$590.84$1,379.33$259,876.08
55Apr 2026$790.28$589.05$1,379.33$259,085.80
56May 2026$792.07$587.26$1,379.33$258,293.73
57Jun 2026$793.86$585.47$1,379.33$257,499.87
58Jul 2026$795.66$583.67$1,379.33$256,704.21
59Aug 2026$797.47$581.86$1,379.33$255,906.74
60Sep 2026$799.27$580.06$1,379.33$255,107.47
61Oct 2026$801.09$578.24$1,379.33$254,306.38
62Nov 2026$802.90$576.43$1,379.33$253,503.48
63Dec 2026$804.72$574.61$1,379.33$252,698.76
2026 Total$9,537.45$7,014.51$16,551.96
64Jan 2027$806.55$572.78$1,379.33$251,892.21
65Feb 2027$808.37$570.96$1,379.33$251,083.84
66Mar 2027$810.21$569.12$1,379.33$250,273.63
67Apr 2027$812.04$567.29$1,379.33$249,461.59
68May 2027$813.88$565.45$1,379.33$248,647.71
69Jun 2027$815.73$563.60$1,379.33$247,831.98
70Jul 2027$817.58$561.75$1,379.33$247,014.40
71Aug 2027$819.43$559.90$1,379.33$246,194.97
72Sep 2027$821.29$558.04$1,379.33$245,373.68
73Oct 2027$823.15$556.18$1,379.33$244,550.53
74Nov 2027$825.02$554.31$1,379.33$243,725.51
75Dec 2027$826.89$552.44$1,379.33$242,898.62
2027 Total$9,800.14$6,751.82$16,551.96
76Jan 2028$828.76$550.57$1,379.33$242,069.86
77Feb 2028$830.64$548.69$1,379.33$241,239.22
78Mar 2028$832.52$546.81$1,379.33$240,406.70
79Apr 2028$834.41$544.92$1,379.33$239,572.29
80May 2028$836.30$543.03$1,379.33$238,735.99
81Jun 2028$838.20$541.13$1,379.33$237,897.79
82Jul 2028$840.10$539.23$1,379.33$237,057.69
83Aug 2028$842.00$537.33$1,379.33$236,215.69
84Sep 2028$843.91$535.42$1,379.33$235,371.78
85Oct 2028$845.82$533.51$1,379.33$234,525.96
86Nov 2028$847.74$531.59$1,379.33$233,678.22
87Dec 2028$849.66$529.67$1,379.33$232,828.56
2028 Total$10,070.06$6,481.9$16,551.96
88Jan 2029$851.59$527.74$1,379.33$231,976.97
89Feb 2029$853.52$525.81$1,379.33$231,123.45
90Mar 2029$855.45$523.88$1,379.33$230,268.00
91Apr 2029$857.39$521.94$1,379.33$229,410.61
92May 2029$859.33$520.00$1,379.33$228,551.28
93Jun 2029$861.28$518.05$1,379.33$227,690.00
94Jul 2029$863.23$516.10$1,379.33$226,826.77
95Aug 2029$865.19$514.14$1,379.33$225,961.58
96Sep 2029$867.15$512.18$1,379.33$225,094.43
97Oct 2029$869.12$510.21$1,379.33$224,225.31
98Nov 2029$871.09$508.24$1,379.33$223,354.22
99Dec 2029$873.06$506.27$1,379.33$222,481.16
2029 Total$10,347.4$6,204.56$16,551.96
100Jan 2030$875.04$504.29$1,379.33$221,606.12
101Feb 2030$877.02$502.31$1,379.33$220,729.10
102Mar 2030$879.01$500.32$1,379.33$219,850.09
103Apr 2030$881.00$498.33$1,379.33$218,969.09
104May 2030$883.00$496.33$1,379.33$218,086.09
105Jun 2030$885.00$494.33$1,379.33$217,201.09
106Jul 2030$887.01$492.32$1,379.33$216,314.08
107Aug 2030$889.02$490.31$1,379.33$215,425.06
108Sep 2030$891.03$488.30$1,379.33$214,534.03
109Oct 2030$893.05$486.28$1,379.33$213,640.98
110Nov 2030$895.08$484.25$1,379.33$212,745.90
111Dec 2030$897.11$482.22$1,379.33$211,848.79
2030 Total$10,632.37$5,919.59$16,551.96
112Jan 2031$899.14$480.19$1,379.33$210,949.65
113Feb 2031$901.18$478.15$1,379.33$210,048.47
114Mar 2031$903.22$476.11$1,379.33$209,145.25
115Apr 2031$905.27$474.06$1,379.33$208,239.98
116May 2031$907.32$472.01$1,379.33$207,332.66
117Jun 2031$909.38$469.95$1,379.33$206,423.28
118Jul 2031$911.44$467.89$1,379.33$205,511.84
119Aug 2031$913.50$465.83$1,379.33$204,598.34
120Sep 2031$915.57$463.76$1,379.33$203,682.77
121Oct 2031$917.65$461.68$1,379.33$202,765.12
122Nov 2031$919.73$459.60$1,379.33$201,845.39
123Dec 2031$921.81$457.52$1,379.33$200,923.58
2031 Total$10,925.21$5,626.75$16,551.96
124Jan 2032$923.90$455.43$1,379.33$199,999.68
125Feb 2032$926.00$453.33$1,379.33$199,073.68
126Mar 2032$928.10$451.23$1,379.33$198,145.58
127Apr 2032$930.20$449.13$1,379.33$197,215.38
128May 2032$932.31$447.02$1,379.33$196,283.07
129Jun 2032$934.42$444.91$1,379.33$195,348.65
130Jul 2032$936.54$442.79$1,379.33$194,412.11
131Aug 2032$938.66$440.67$1,379.33$193,473.45
132Sep 2032$940.79$438.54$1,379.33$192,532.66
133Oct 2032$942.92$436.41$1,379.33$191,589.74
134Nov 2032$945.06$434.27$1,379.33$190,644.68
135Dec 2032$947.20$432.13$1,379.33$189,697.48
2032 Total$11,226.1$5,325.86$16,551.96
136Jan 2033$949.35$429.98$1,379.33$188,748.13
137Feb 2033$951.50$427.83$1,379.33$187,796.63
138Mar 2033$953.66$425.67$1,379.33$186,842.97
139Apr 2033$955.82$423.51$1,379.33$185,887.15
140May 2033$957.99$421.34$1,379.33$184,929.16
141Jun 2033$960.16$419.17$1,379.33$183,969.00
142Jul 2033$962.33$417.00$1,379.33$183,006.67
143Aug 2033$964.51$414.82$1,379.33$182,042.16
144Sep 2033$966.70$412.63$1,379.33$181,075.46
145Oct 2033$968.89$410.44$1,379.33$180,106.57
146Nov 2033$971.09$408.24$1,379.33$179,135.48
147Dec 2033$973.29$406.04$1,379.33$178,162.19
2033 Total$11,535.29$5,016.67$16,551.96
148Jan 2034$975.50$403.83$1,379.33$177,186.69
149Feb 2034$977.71$401.62$1,379.33$176,208.98
150Mar 2034$979.92$399.41$1,379.33$175,229.06
151Apr 2034$982.14$397.19$1,379.33$174,246.92
152May 2034$984.37$394.96$1,379.33$173,262.55
153Jun 2034$986.60$392.73$1,379.33$172,275.95
154Jul 2034$988.84$390.49$1,379.33$171,287.11
155Aug 2034$991.08$388.25$1,379.33$170,296.03
156Sep 2034$993.33$386.00$1,379.33$169,302.70
157Oct 2034$995.58$383.75$1,379.33$168,307.12
158Nov 2034$997.83$381.50$1,379.33$167,309.29
159Dec 2034$1,000.10$379.23$1,379.33$166,309.19
2034 Total$11,853$4,698.96$16,551.96
160Jan 2035$1,002.36$376.97$1,379.33$165,306.83
161Feb 2035$1,004.63$374.70$1,379.33$164,302.20
162Mar 2035$1,006.91$372.42$1,379.33$163,295.29
163Apr 2035$1,009.19$370.14$1,379.33$162,286.10
164May 2035$1,011.48$367.85$1,379.33$161,274.62
165Jun 2035$1,013.77$365.56$1,379.33$160,260.85
166Jul 2035$1,016.07$363.26$1,379.33$159,244.78
167Aug 2035$1,018.38$360.95$1,379.33$158,226.40
168Sep 2035$1,020.68$358.65$1,379.33$157,205.72
169Oct 2035$1,023.00$356.33$1,379.33$156,182.72
170Nov 2035$1,025.32$354.01$1,379.33$155,157.40
171Dec 2035$1,027.64$351.69$1,379.33$154,129.76
2035 Total$12,179.43$4,372.53$16,551.96
172Jan 2036$1,029.97$349.36$1,379.33$153,099.79
173Feb 2036$1,032.30$347.03$1,379.33$152,067.49
174Mar 2036$1,034.64$344.69$1,379.33$151,032.85
175Apr 2036$1,036.99$342.34$1,379.33$149,995.86
176May 2036$1,039.34$339.99$1,379.33$148,956.52
177Jun 2036$1,041.70$337.63$1,379.33$147,914.82
178Jul 2036$1,044.06$335.27$1,379.33$146,870.76
179Aug 2036$1,046.42$332.91$1,379.33$145,824.34
180Sep 2036$1,048.79$330.54$1,379.33$144,775.55
181Oct 2036$1,051.17$328.16$1,379.33$143,724.38
182Nov 2036$1,053.55$325.78$1,379.33$142,670.83
183Dec 2036$1,055.94$323.39$1,379.33$141,614.89
2036 Total$12,514.87$4,037.09$16,551.96
184Jan 2037$1,058.34$320.99$1,379.33$140,556.55
185Feb 2037$1,060.74$318.59$1,379.33$139,495.81
186Mar 2037$1,063.14$316.19$1,379.33$138,432.67
187Apr 2037$1,065.55$313.78$1,379.33$137,367.12
188May 2037$1,067.96$311.37$1,379.33$136,299.16
189Jun 2037$1,070.39$308.94$1,379.33$135,228.77
190Jul 2037$1,072.81$306.52$1,379.33$134,155.96
191Aug 2037$1,075.24$304.09$1,379.33$133,080.72
192Sep 2037$1,077.68$301.65$1,379.33$132,003.04
193Oct 2037$1,080.12$299.21$1,379.33$130,922.92
194Nov 2037$1,082.57$296.76$1,379.33$129,840.35
195Dec 2037$1,085.03$294.30$1,379.33$128,755.32
2037 Total$12,859.57$3,692.39$16,551.96
196Jan 2038$1,087.48$291.85$1,379.33$127,667.84
197Feb 2038$1,089.95$289.38$1,379.33$126,577.89
198Mar 2038$1,092.42$286.91$1,379.33$125,485.47
199Apr 2038$1,094.90$284.43$1,379.33$124,390.57
200May 2038$1,097.38$281.95$1,379.33$123,293.19
201Jun 2038$1,099.87$279.46$1,379.33$122,193.32
202Jul 2038$1,102.36$276.97$1,379.33$121,090.96
203Aug 2038$1,104.86$274.47$1,379.33$119,986.10
204Sep 2038$1,107.36$271.97$1,379.33$118,878.74
205Oct 2038$1,109.87$269.46$1,379.33$117,768.87
206Nov 2038$1,112.39$266.94$1,379.33$116,656.48
207Dec 2038$1,114.91$264.42$1,379.33$115,541.57
2038 Total$13,213.75$3,338.21$16,551.96
208Jan 2039$1,117.44$261.89$1,379.33$114,424.13
209Feb 2039$1,119.97$259.36$1,379.33$113,304.16
210Mar 2039$1,122.51$256.82$1,379.33$112,181.65
211Apr 2039$1,125.05$254.28$1,379.33$111,056.60
212May 2039$1,127.60$251.73$1,379.33$109,929.00
213Jun 2039$1,130.16$249.17$1,379.33$108,798.84
214Jul 2039$1,132.72$246.61$1,379.33$107,666.12
215Aug 2039$1,135.29$244.04$1,379.33$106,530.83
216Sep 2039$1,137.86$241.47$1,379.33$105,392.97
217Oct 2039$1,140.44$238.89$1,379.33$104,252.53
218Nov 2039$1,143.02$236.31$1,379.33$103,109.51
219Dec 2039$1,145.62$233.71$1,379.33$101,963.89
2039 Total$13,577.68$2,974.28$16,551.96
220Jan 2040$1,148.21$231.12$1,379.33$100,815.68
221Feb 2040$1,150.81$228.52$1,379.33$99,664.87
222Mar 2040$1,153.42$225.91$1,379.33$98,511.45
223Apr 2040$1,156.04$223.29$1,379.33$97,355.41
224May 2040$1,158.66$220.67$1,379.33$96,196.75
225Jun 2040$1,161.28$218.05$1,379.33$95,035.47
226Jul 2040$1,163.92$215.41$1,379.33$93,871.55
227Aug 2040$1,166.55$212.78$1,379.33$92,705.00
228Sep 2040$1,169.20$210.13$1,379.33$91,535.80
229Oct 2040$1,171.85$207.48$1,379.33$90,363.95
230Nov 2040$1,174.51$204.82$1,379.33$89,189.44
231Dec 2040$1,177.17$202.16$1,379.33$88,012.27
2040 Total$13,951.62$2,600.34$16,551.96
232Jan 2041$1,179.84$199.49$1,379.33$86,832.43
233Feb 2041$1,182.51$196.82$1,379.33$85,649.92
234Mar 2041$1,185.19$194.14$1,379.33$84,464.73
235Apr 2041$1,187.88$191.45$1,379.33$83,276.85
236May 2041$1,190.57$188.76$1,379.33$82,086.28
237Jun 2041$1,193.27$186.06$1,379.33$80,893.01
238Jul 2041$1,195.97$183.36$1,379.33$79,697.04
239Aug 2041$1,198.68$180.65$1,379.33$78,498.36
240Sep 2041$1,201.40$177.93$1,379.33$77,296.96
241Oct 2041$1,204.12$175.21$1,379.33$76,092.84
242Nov 2041$1,206.85$172.48$1,379.33$74,885.99
243Dec 2041$1,209.59$169.74$1,379.33$73,676.40
2041 Total$14,335.87$2,216.09$16,551.96
244Jan 2042$1,212.33$167.00$1,379.33$72,464.07
245Feb 2042$1,215.08$164.25$1,379.33$71,248.99
246Mar 2042$1,217.83$161.50$1,379.33$70,031.16
247Apr 2042$1,220.59$158.74$1,379.33$68,810.57
248May 2042$1,223.36$155.97$1,379.33$67,587.21
249Jun 2042$1,226.13$153.20$1,379.33$66,361.08
250Jul 2042$1,228.91$150.42$1,379.33$65,132.17
251Aug 2042$1,231.70$147.63$1,379.33$63,900.47
252Sep 2042$1,234.49$144.84$1,379.33$62,665.98
253Oct 2042$1,237.29$142.04$1,379.33$61,428.69
254Nov 2042$1,240.09$139.24$1,379.33$60,188.60
255Dec 2042$1,242.90$136.43$1,379.33$58,945.70
2042 Total$14,730.7$1,821.26$16,551.96
256Jan 2043$1,245.72$133.61$1,379.33$57,699.98
257Feb 2043$1,248.54$130.79$1,379.33$56,451.44
258Mar 2043$1,251.37$127.96$1,379.33$55,200.07
259Apr 2043$1,254.21$125.12$1,379.33$53,945.86
260May 2043$1,257.05$122.28$1,379.33$52,688.81
261Jun 2043$1,259.90$119.43$1,379.33$51,428.91
262Jul 2043$1,262.76$116.57$1,379.33$50,166.15
263Aug 2043$1,265.62$113.71$1,379.33$48,900.53
264Sep 2043$1,268.49$110.84$1,379.33$47,632.04
265Oct 2043$1,271.36$107.97$1,379.33$46,360.68
266Nov 2043$1,274.25$105.08$1,379.33$45,086.43
267Dec 2043$1,277.13$102.20$1,379.33$43,809.30
2043 Total$15,136.4$1,415.56$16,551.96
268Jan 2044$1,280.03$99.30$1,379.33$42,529.27
269Feb 2044$1,282.93$96.40$1,379.33$41,246.34
270Mar 2044$1,285.84$93.49$1,379.33$39,960.50
271Apr 2044$1,288.75$90.58$1,379.33$38,671.75
272May 2044$1,291.67$87.66$1,379.33$37,380.08
273Jun 2044$1,294.60$84.73$1,379.33$36,085.48
274Jul 2044$1,297.54$81.79$1,379.33$34,787.94
275Aug 2044$1,300.48$78.85$1,379.33$33,487.46
276Sep 2044$1,303.43$75.90$1,379.33$32,184.03
277Oct 2044$1,306.38$72.95$1,379.33$30,877.65
278Nov 2044$1,309.34$69.99$1,379.33$29,568.31
279Dec 2044$1,312.31$67.02$1,379.33$28,256.00
2044 Total$15,553.3$998.66$16,551.96
280Jan 2045$1,315.28$64.05$1,379.33$26,940.72
281Feb 2045$1,318.26$61.07$1,379.33$25,622.46
282Mar 2045$1,321.25$58.08$1,379.33$24,301.21
283Apr 2045$1,324.25$55.08$1,379.33$22,976.96
284May 2045$1,327.25$52.08$1,379.33$21,649.71
285Jun 2045$1,330.26$49.07$1,379.33$20,319.45
286Jul 2045$1,333.27$46.06$1,379.33$18,986.18
287Aug 2045$1,336.29$43.04$1,379.33$17,649.89
288Sep 2045$1,339.32$40.01$1,379.33$16,310.57
289Oct 2045$1,342.36$36.97$1,379.33$14,968.21
290Nov 2045$1,345.40$33.93$1,379.33$13,622.81
291Dec 2045$1,348.45$30.88$1,379.33$12,274.36
2045 Total$15,981.64$570.32$16,551.96
292Jan 2046$1,351.51$27.82$1,379.33$10,922.85
293Feb 2046$1,354.57$24.76$1,379.33$9,568.28
294Mar 2046$1,357.64$21.69$1,379.33$8,210.64
295Apr 2046$1,360.72$18.61$1,379.33$6,849.92
296May 2046$1,363.80$15.53$1,379.33$5,486.12
297Jun 2046$1,366.89$12.44$1,379.33$4,119.23
298Jul 2046$1,369.99$9.34$1,379.33$2,749.24
299Aug 2046$1,373.10$6.23$1,379.33$1,376.14
300Sep 2046$1,376.14$3.12$1,379.26$0.00
2046 Total$12,274.36$139.54$12,413.9