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Simplicity PLUS Home Loan (Principal and Interest) (LVR < 80%) (New Customer)

For any query, Call: 1300 001 153
SpecialConveyancing fee rebate up to $1,000 for first home buyers. State or Territory government first home buyer concession recipients only with owner-occupier home loans over $250k. Apply by 31 Dec 2018.
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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros and Cons

Pros:
  • Extra low interest rate for refinancers
  • Extra low interest rate for new customers
  • No ongoing fees
  • Parents can sign as guarantor
Cons:
  • Discharge fee at end of loan
  • Repayments may increase if RBA raises rates

Fees and Features

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$50k - $100m
Total repayments
Total repayments
$587,880
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$310.00
Application fee
Application fee
$0
Settlement fee
Settlement fee
$160
Valuation fee
Valuation fee
$150
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$160
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$50k - $100m
Total repayments
Total repayments
$587,880
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$310.00
Application fee
Application fee
$0
Settlement fee
Settlement fee
$160
Valuation fee
Valuation fee
$150
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$160
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount

Compare and review home loans with similar features

Loan Profile
Advertised rate
Advertised rate
3.49%
Variable
Advertised rate
3.54%
Variable
Advertised rate
3.57%
Variable
Advertised rate
3.54%
Variable
Comparison rate*
Comparison rate*
3.53%
Comparison rate*
3.57%
Comparison rate*
3.58%
Comparison rate*
3.58%
Monthly repayment
Monthly repayment
$1,570
Monthly repayment
$1,579
Monthly repayment
$1,585
Monthly repayment
$1,579
Total repayments
Total repayments
$565,200
Total repayments
$568,440
Total repayments
$570,600
Total repayments
$568,440
Loan term
Loan term
5 - 30 years
Loan term
1 - 30 years
Loan term
15 - 30 years
Loan term
1 - 30 years
First home buyer
First home buyer
First home buyer
First home buyer
First home buyer
Loan Fees
Estimated upfront fees
Estimated upfront fees
$500.00
Estimated upfront fees
$645.00
Estimated upfront fees
$0
Estimated upfront fees
$567.00
Legal fee
Legal fee
$0
Legal fee
$395
Legal fee
$0
Legal fee
$264
Valuation fee
Valuation fee
$0
Valuation fee
$0
Valuation fee
$0
Valuation fee
$303
Settlement fee
Settlement fee
$250
Settlement fee
$250
Settlement fee
$0
Settlement fee
$0
Discharge fee
Discharge fee
$300
Discharge fee
$450
Discharge fee
$325
Discharge fee
$535
Application fee
Application fee
$250
Application fee
$0
Application fee
$0
Application fee
$0
Ongoing fee
Ongoing fee
$0
Ongoing fee
$0 monthly
Ongoing fee
$0
Ongoing fee
$0
Repayments Redraws
Offset account
Offset account
Offset account
Offset account
100% offset account
Offset account
100% offset account
Interest Rate Options
Allows split interest
Allows split interest
Allows split interest
Allows split interest
Allows split interest
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1300 001 153
Office hours: Monday – Friday | 9am – 6pm

ANZ was founded in Melbourne in the 1830s, and today makes up one of Australia’s big four banks, alongside Commonwealth Bank, NAB and Westpac.

ANZ offers an extensive range of home loan options, including first home buyer loans, investment mortgages, reverse mortgages and low-doc home loans. ANZ employs approximately 46,000 staff who provide consumer and corporate banking services to customers throughout Australia and worldwide. The bank has over 550,000 shareholders with the majority being domestic shareholders.

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