Home Loans Articles

Relevant Home Loans articles and tips

What is a principal and interest home loan?


Alex Ritchie

Alex Ritchie

( 4 min read )

Looking beyond the rate – other home loan features to get excited about

Many of us get hung up on interest rates when comparing different home loans. It’s easy to understand why – “the lower the rate, the better the loan” is a very simple formula to understand.


Mark Bristow

Mark Bristow

( 5 min read )

How can refinancing help you pay off your home loan quicker?

You may have heard that refinancing your home loan to a cheaper rate can help you pay off your mortgage sooner. This can be true but there are certain steps you need to follow to make sure this is the case.


Georgie Hay

Georgie Hay

( 4 min read )

Refinancing traps and how to avoid them

For the first time refinancer there can be many little traps throughout the process that can mean paying more than you expected.


Patricia Babalis

Patricia Babalis

( 6 min read )

How to refinance online

There are now so many tools and resources available on the internet that you can complete the whole refinancing process from start to finish online.


Patricia Babalis

Patricia Babalis

( 4 min read )

How much does it cost to refinance?

If you are weighing up the pros and cons of refinancing, you will need to consider the costs that can be involved in the process.


Patricia Babalis

Patricia Babalis

( 4 min read )

Should you switch or negotiate a better rate?

Refinancing your home loan is a significant decision, and one that’s worth giving some proper consideration before taking the plunge. By following RateCity’s six-step process, you can accurately assess the current state of your personal finances, where you would like them to be, and determine whether switching from one lender to another will ultimately be worth it.


Mark Bristow

Mark Bristow

( 7 min read )

Home Loans Guide – Step 7 of 7 – Fees & Charges

Home Loan Deposit - Step by Step guide 7 with Laine Lister - the ins and outs of mortgage fees and charges.


RateCity Staff

RateCity Staff

( 4 min read )

How long does it take to refinance?

While most people understand the benefits that refinancing can bring, they also know that the process will take time and effort on their part. But exactly how much time does it take to refinance?


Patricia Babalis

Patricia Babalis

( 7 min read )

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