Home Loans Articles

Relevant Home Loans articles and tips

Looking beyond the rate – other home loan features to get excited about


Mark Bristow

Mark Bristow

( 5 min read )

Home Loans Guide – Step 7 of 7 – Fees & Charges

Home Loan Deposit - Step by Step guide 7 with Laine Lister - the ins and outs of mortgage fees and charges.


RateCity Staff

RateCity Staff

( 4 min read )

Refinancing a home loan for bad credit

Managing your finances is never easy, but this can prove especially challenging if you’ve had problems with bad credit in the past. Whether you’re doing it tough due to financial problems from circumstances beyond your control, or if you’re trying to make up for money mistakes you've made in the past, a bad credit score can cast a long shadow over your future financial dealings, including refinancing a home loan.


Mark Bristow

Mark Bristow

( 6 min read )

25 years versus 30 years home loan terms

There are a lot of decisions that have to be made when choosing a home loan. One of the most important is the loan term length. When you are paying off a loan over such a long time, five years give or take, doesn’t seem like much but it can make all the difference financially.


RateCity Staff

RateCity Staff

( 4 min read )

What are owner-occupied home loans?

While the investment property market in Australia is on the rise, there are still plenty of Aussie home buyers looking for a house they can move straight into and make their home. When carrying out your home loan calculations make sure you look at owner-occupied home loans.


RateCity Staff

RateCity Staff

( 1 min read )

What is a rate tracker home loan?

In recent weeks, talk has been heating up about a particular kind of mortgage known as a rate tracker loan.


Patricia Babalis

Patricia Babalis

( 3 min read )

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