Home Loans Articles

Relevant Home Loans articles and tips

Looking beyond the rate – other home loan features to get excited about


Mark Bristow

Mark Bristow

( 5 min read )

What is the refinancing Fast Track process?

In your refinancing research you may have come across something known as the fast track refinancing process. This refers to a specific type of refinancing, offered by some lenders, that allows the borrower to get their new loan settled in approximately three days if no physical property valuation is required.


Patricia Babalis

Patricia Babalis

( 4 min read )

Home Loans Guide – Step 7 of 7 – Fees & Charges

Home Loan Deposit - Step by Step guide 7 with Laine Lister - the ins and outs of mortgage fees and charges.


RateCity Staff

RateCity Staff

( 4 min read )

25 years versus 30 years home loan terms

There are a lot of decisions that have to be made when choosing a home loan. One of the most important is the loan term length. When you are paying off a loan over such a long time, five years give or take, doesn’t seem like much but it can make all the difference financially.


RateCity Staff

RateCity Staff

( 4 min read )

What are owner-occupied home loans?

While the investment property market in Australia is on the rise, there are still plenty of Aussie home buyers looking for a house they can move straight into and make their home. When carrying out your home loan calculations make sure you look at owner-occupied home loans.


RateCity Staff

RateCity Staff

( 1 min read )

Could you be eligible for a low doc home loan?

If your financial situation is best described as “complicated” you may find it difficult to secure a standard home loan with most lenders. Even if it is through no fault of your own, such as losing your job or a failed business venture, lenders have certain lending criteria they uphold for their protection and for yours.


Patricia Babalis

Patricia Babalis

( 4 min read )

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