Home Loans Articles

Relevant Home Loans articles and tips

How to take out a home loan


Nick Bendel

Nick Bendel

( 5 min read )

What is a non-bank lender?

A non-bank lender is a financial institution that offers mortgages and other types of loans, but which doesn’t hold a banking licence.


Nick Bendel

Nick Bendel

( 3 min read )

Why do home loans get rejected?

Having a home loan rejected can be incredibly frustrating, especially if you’ve put a lot of time and effort into your application. While different banks use different criteria to assess home loan applications, there are a few common issues that could see your mortgage application rejected:


Mark Bristow

Mark Bristow

( 5 min read )

What is a mortgage broker?

A mortgage broker is an individual or company that acts as a middleman between the borrower and the lender. The borrower is usually an individual who wants to buy property, while the lender is a bank or a non-bank lender.


Bianca Bongato

Bianca Bongato

( 3 min read )

The lowest rates from the biggest banks

Ever wondered which of the high-profile banks offers the cheapest home loan?


Nick Bendel

Nick Bendel

( 2 min read )

The cheapest home loans on the market

You might be surprised to learn that various lenders are currently offering some of the cheapest mortgage rates in Australia’s history.


Nick Bendel

Nick Bendel

( 3 min read )

Aussies flushing thousands of dollars down the toilet

Ever fancied the idea of flushing money down the toilet? It sounds ridiculous, yet many Australians do something similar.


Nick Bendel

Nick Bendel

( 3 min read )

5 ways to save your home deposit faster

When you’re scraping by to save for your home deposit, the dream can start to feel more like fantasy than reality. RateCity has compiled a list of new and timeless ways you can save your home deposit faster.


Alex Ritchie

Alex Ritchie

( 4 min read )

These 5 home loan traps could cost you massive dollars

Taking out a mortgage can be an intimidating and confusing process – and the banks don’t exactly go out of their way to make it simpler.


Nick Bendel

Nick Bendel

( 4 min read )

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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