Home Loans Articles

Relevant Home Loans articles and tips

Aussies flushing thousands of dollars down the toilet

Ever fancied the idea of flushing money down the toilet? It sounds ridiculous, yet many Australians do something similar.

Home Loans3 min read

How do mortgage brokers get paid?

How much does a mortgage broker cost? How do brokers make their money? And can this affect which home loans your broker recommends? For the answers to these questions and more, read on:

Home Loans4 min read

5 ways to save your home deposit faster

When you’re scraping by to save for your home deposit, the dream can start to feel more like fantasy than reality. RateCity has compiled a list of new and timeless ways you can save your home deposit faster.

Home Loans4 min read

What is conveyancing?

Conveyancing is the process of transferring legal ownership of a property from one party to another.

Home Loans3 min read

Why do banks change interest rates when the cash rate is steady?

Banks, credit unions, building societies and non-bank lenders often take their lead from the Reserve Bank of Australia when making decisions about interest rates.

Home Loans2 min read

These 5 home loan traps could cost you massive dollars

Taking out a mortgage can be an intimidating and confusing process – and the banks don’t exactly go out of their way to make it simpler.

Home Loans4 min read

What is mortgage stress?

Mortgage stress is not the worried feeling you get when the news is constantly filled with speculation around housing affordability, property bubbles, or interest rate rises. Instead, mortgage stress can be broadly defined as when your household’s income doesn't adequately cover the cost of your mortgage and other expenses.

Home Loans3 min read

Hidden fee traps and how you can avoid them

RateCity spoke to Sydney mother of two, Natalie, about how she found herself falling into her banks’ fee traps, and how she’s choosing to break the cycle.

Home Loans8 min read
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