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Athena Home Loans

Owner Occupier Accelerates - Celebrate (Principal and Interest)

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special

For a chance to win $100k towards your home loan, simply apply with Athena before Oct 31 & be approved by Dec 15. T&Cs apply.~ Ends in 2 days

https://save.athena.com.au/win

announcement

RateCity Says: The more of your home you pay off, the lower your rate could be. This low rate is available for borrowers with equity of 40% or more.

Awards

Winner of Best Refinance Home Loan, RateCity Gold Awards 2021

Advertised Rate

1.99

% p.a

Variable

Comparison Rate*

1.99

% p.a

Maximum LVR
60%
Real Time Rating™

4.17

/ 5
Monthly Repayment

$1,107

based on $300,000 loan amount for 30 years at 1.99%

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Advertised Rate

1.99

% p.a

Variable

Comparison Rate*

1.99

% p.a

Maximum LVR
60%
Real Time Rating™

4.17

/ 5
Monthly Repayment

$1,107

based on $300,000 loan amount for 30 years at 1.99%

Go to site
View Now

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,107

based on $300,000 loan amount for 30 years at 1.99%

Quick home loan review

For Owner Occupier Accelerates - Celebrate (LVR < 60%) (Principal and Interest)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • Extra repayments and redraw facility
  • Free redraw facility
  • Features on 2021 RateCity Awards

These are the drawbacks of this home loan.

  • No offset account
  • Maximum loan amount is limited to 60% of the property's value
  • No repayment holidays

Home loan overview

For Owner Occupier Accelerates - Celebrate (LVR < 60%) (Principal and Interest)

TMD

Details

Maximum LVR

60%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

5 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

0

Application method

Online

Phone

Broker

In branch

Specials
  • Other For a chance to win $100k towards your home loan, simply apply with Athena before Oct 31 & be approved by Dec 15. T&Cs apply.
    https://save.athena.com.au/win

Target Market Determination

Visit Athena Home Loans to view Target Market Determination.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 60 percent, which means it requires a minimum deposit of 40 percent

What's the maximum length for this loan?

Athena Home Loans allows you to have this loan for a range of 5 to 30 years.

How often can you make repayments?

Athena Home Loans allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Athena Home Loans makes it possible to apply for this product online. Apply here.