Variable Home Loan (Principal and Interest) (Refinance) from Athena

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$350,000
Advertised rate
3.09%
Variable
Loan term
over 20 years
Repayment Frequency
Monthly
Monthly repayment
$1,957
Number of Repayments
240
Total Interest Paid
$119,680
Total repayments
$469,680
DatePrincipleInterestPaymentBalance
1Sep 2019$1,055.65$901.25$1,956.90$348,944.35
2Oct 2019$1,058.37$898.53$1,956.90$347,885.98
3Nov 2019$1,061.09$895.81$1,956.90$346,824.89
4Dec 2019$1,063.83$893.07$1,956.90$345,761.06
2019 Total$4,238.94$3,588.66$7,827.6
5Jan 2020$1,066.57$890.33$1,956.90$344,694.49
6Feb 2020$1,069.31$887.59$1,956.90$343,625.18
7Mar 2020$1,072.07$884.83$1,956.90$342,553.11
8Apr 2020$1,074.83$882.07$1,956.90$341,478.28
9May 2020$1,077.59$879.31$1,956.90$340,400.69
10Jun 2020$1,080.37$876.53$1,956.90$339,320.32
11Jul 2020$1,083.15$873.75$1,956.90$338,237.17
12Aug 2020$1,085.94$870.96$1,956.90$337,151.23
13Sep 2020$1,088.74$868.16$1,956.90$336,062.49
14Oct 2020$1,091.54$865.36$1,956.90$334,970.95
15Nov 2020$1,094.35$862.55$1,956.90$333,876.60
16Dec 2020$1,097.17$859.73$1,956.90$332,779.43
2020 Total$12,981.63$10,501.17$23,482.8
17Jan 2021$1,099.99$856.91$1,956.90$331,679.44
18Feb 2021$1,102.83$854.07$1,956.90$330,576.61
19Mar 2021$1,105.67$851.23$1,956.90$329,470.94
20Apr 2021$1,108.51$848.39$1,956.90$328,362.43
21May 2021$1,111.37$845.53$1,956.90$327,251.06
22Jun 2021$1,114.23$842.67$1,956.90$326,136.83
23Jul 2021$1,117.10$839.80$1,956.90$325,019.73
24Aug 2021$1,119.97$836.93$1,956.90$323,899.76
25Sep 2021$1,122.86$834.04$1,956.90$322,776.90
26Oct 2021$1,125.75$831.15$1,956.90$321,651.15
27Nov 2021$1,128.65$828.25$1,956.90$320,522.50
28Dec 2021$1,131.55$825.35$1,956.90$319,390.95
2021 Total$13,388.48$10,094.32$23,482.8
29Jan 2022$1,134.47$822.43$1,956.90$318,256.48
30Feb 2022$1,137.39$819.51$1,956.90$317,119.09
31Mar 2022$1,140.32$816.58$1,956.90$315,978.77
32Apr 2022$1,143.25$813.65$1,956.90$314,835.52
33May 2022$1,146.20$810.70$1,956.90$313,689.32
34Jun 2022$1,149.15$807.75$1,956.90$312,540.17
35Jul 2022$1,152.11$804.79$1,956.90$311,388.06
36Aug 2022$1,155.08$801.82$1,956.90$310,232.98
37Sep 2022$1,158.05$798.85$1,956.90$309,074.93
38Oct 2022$1,161.03$795.87$1,956.90$307,913.90
39Nov 2022$1,164.02$792.88$1,956.90$306,749.88
40Dec 2022$1,167.02$789.88$1,956.90$305,582.86
2022 Total$13,808.09$9,674.71$23,482.8
41Jan 2023$1,170.02$786.88$1,956.90$304,412.84
42Feb 2023$1,173.04$783.86$1,956.90$303,239.80
43Mar 2023$1,176.06$780.84$1,956.90$302,063.74
44Apr 2023$1,179.09$777.81$1,956.90$300,884.65
45May 2023$1,182.12$774.78$1,956.90$299,702.53
46Jun 2023$1,185.17$771.73$1,956.90$298,517.36
47Jul 2023$1,188.22$768.68$1,956.90$297,329.14
48Aug 2023$1,191.28$765.62$1,956.90$296,137.86
49Sep 2023$1,194.35$762.55$1,956.90$294,943.51
50Oct 2023$1,197.42$759.48$1,956.90$293,746.09
51Nov 2023$1,200.50$756.40$1,956.90$292,545.59
52Dec 2023$1,203.60$753.30$1,956.90$291,341.99
2023 Total$14,240.87$9,241.93$23,482.8
53Jan 2024$1,206.69$750.21$1,956.90$290,135.30
54Feb 2024$1,209.80$747.10$1,956.90$288,925.50
55Mar 2024$1,212.92$743.98$1,956.90$287,712.58
56Apr 2024$1,216.04$740.86$1,956.90$286,496.54
57May 2024$1,219.17$737.73$1,956.90$285,277.37
58Jun 2024$1,222.31$734.59$1,956.90$284,055.06
59Jul 2024$1,225.46$731.44$1,956.90$282,829.60
60Aug 2024$1,228.61$728.29$1,956.90$281,600.99
61Sep 2024$1,231.78$725.12$1,956.90$280,369.21
62Oct 2024$1,234.95$721.95$1,956.90$279,134.26
63Nov 2024$1,238.13$718.77$1,956.90$277,896.13
64Dec 2024$1,241.32$715.58$1,956.90$276,654.81
2024 Total$14,687.18$8,795.62$23,482.8
65Jan 2025$1,244.51$712.39$1,956.90$275,410.30
66Feb 2025$1,247.72$709.18$1,956.90$274,162.58
67Mar 2025$1,250.93$705.97$1,956.90$272,911.65
68Apr 2025$1,254.15$702.75$1,956.90$271,657.50
69May 2025$1,257.38$699.52$1,956.90$270,400.12
70Jun 2025$1,260.62$696.28$1,956.90$269,139.50
71Jul 2025$1,263.87$693.03$1,956.90$267,875.63
72Aug 2025$1,267.12$689.78$1,956.90$266,608.51
73Sep 2025$1,270.38$686.52$1,956.90$265,338.13
74Oct 2025$1,273.65$683.25$1,956.90$264,064.48
75Nov 2025$1,276.93$679.97$1,956.90$262,787.55
76Dec 2025$1,280.22$676.68$1,956.90$261,507.33
2025 Total$15,147.48$8,335.32$23,482.8
77Jan 2026$1,283.52$673.38$1,956.90$260,223.81
78Feb 2026$1,286.82$670.08$1,956.90$258,936.99
79Mar 2026$1,290.14$666.76$1,956.90$257,646.85
80Apr 2026$1,293.46$663.44$1,956.90$256,353.39
81May 2026$1,296.79$660.11$1,956.90$255,056.60
82Jun 2026$1,300.13$656.77$1,956.90$253,756.47
83Jul 2026$1,303.48$653.42$1,956.90$252,452.99
84Aug 2026$1,306.83$650.07$1,956.90$251,146.16
85Sep 2026$1,310.20$646.70$1,956.90$249,835.96
86Oct 2026$1,313.57$643.33$1,956.90$248,522.39
87Nov 2026$1,316.95$639.95$1,956.90$247,205.44
88Dec 2026$1,320.35$636.55$1,956.90$245,885.09
2026 Total$15,622.24$7,860.56$23,482.8
89Jan 2027$1,323.75$633.15$1,956.90$244,561.34
90Feb 2027$1,327.15$629.75$1,956.90$243,234.19
91Mar 2027$1,330.57$626.33$1,956.90$241,903.62
92Apr 2027$1,334.00$622.90$1,956.90$240,569.62
93May 2027$1,337.43$619.47$1,956.90$239,232.19
94Jun 2027$1,340.88$616.02$1,956.90$237,891.31
95Jul 2027$1,344.33$612.57$1,956.90$236,546.98
96Aug 2027$1,347.79$609.11$1,956.90$235,199.19
97Sep 2027$1,351.26$605.64$1,956.90$233,847.93
98Oct 2027$1,354.74$602.16$1,956.90$232,493.19
99Nov 2027$1,358.23$598.67$1,956.90$231,134.96
100Dec 2027$1,361.73$595.17$1,956.90$229,773.23
2027 Total$16,111.86$7,370.94$23,482.8
101Jan 2028$1,365.23$591.67$1,956.90$228,408.00
102Feb 2028$1,368.75$588.15$1,956.90$227,039.25
103Mar 2028$1,372.27$584.63$1,956.90$225,666.98
104Apr 2028$1,375.81$581.09$1,956.90$224,291.17
105May 2028$1,379.35$577.55$1,956.90$222,911.82
106Jun 2028$1,382.90$574.00$1,956.90$221,528.92
107Jul 2028$1,386.46$570.44$1,956.90$220,142.46
108Aug 2028$1,390.03$566.87$1,956.90$218,752.43
109Sep 2028$1,393.61$563.29$1,956.90$217,358.82
110Oct 2028$1,397.20$559.70$1,956.90$215,961.62
111Nov 2028$1,400.80$556.10$1,956.90$214,560.82
112Dec 2028$1,404.41$552.49$1,956.90$213,156.41
2028 Total$16,616.82$6,865.98$23,482.8
113Jan 2029$1,408.02$548.88$1,956.90$211,748.39
114Feb 2029$1,411.65$545.25$1,956.90$210,336.74
115Mar 2029$1,415.28$541.62$1,956.90$208,921.46
116Apr 2029$1,418.93$537.97$1,956.90$207,502.53
117May 2029$1,422.58$534.32$1,956.90$206,079.95
118Jun 2029$1,426.24$530.66$1,956.90$204,653.71
119Jul 2029$1,429.92$526.98$1,956.90$203,223.79
120Aug 2029$1,433.60$523.30$1,956.90$201,790.19
121Sep 2029$1,437.29$519.61$1,956.90$200,352.90
122Oct 2029$1,440.99$515.91$1,956.90$198,911.91
123Nov 2029$1,444.70$512.20$1,956.90$197,467.21
124Dec 2029$1,448.42$508.48$1,956.90$196,018.79
2029 Total$17,137.62$6,345.18$23,482.8
125Jan 2030$1,452.15$504.75$1,956.90$194,566.64
126Feb 2030$1,455.89$501.01$1,956.90$193,110.75
127Mar 2030$1,459.64$497.26$1,956.90$191,651.11
128Apr 2030$1,463.40$493.50$1,956.90$190,187.71
129May 2030$1,467.17$489.73$1,956.90$188,720.54
130Jun 2030$1,470.94$485.96$1,956.90$187,249.60
131Jul 2030$1,474.73$482.17$1,956.90$185,774.87
132Aug 2030$1,478.53$478.37$1,956.90$184,296.34
133Sep 2030$1,482.34$474.56$1,956.90$182,814.00
134Oct 2030$1,486.15$470.75$1,956.90$181,327.85
135Nov 2030$1,489.98$466.92$1,956.90$179,837.87
136Dec 2030$1,493.82$463.08$1,956.90$178,344.05
2030 Total$17,674.74$5,808.06$23,482.8
137Jan 2031$1,497.66$459.24$1,956.90$176,846.39
138Feb 2031$1,501.52$455.38$1,956.90$175,344.87
139Mar 2031$1,505.39$451.51$1,956.90$173,839.48
140Apr 2031$1,509.26$447.64$1,956.90$172,330.22
141May 2031$1,513.15$443.75$1,956.90$170,817.07
142Jun 2031$1,517.05$439.85$1,956.90$169,300.02
143Jul 2031$1,520.95$435.95$1,956.90$167,779.07
144Aug 2031$1,524.87$432.03$1,956.90$166,254.20
145Sep 2031$1,528.80$428.10$1,956.90$164,725.40
146Oct 2031$1,532.73$424.17$1,956.90$163,192.67
147Nov 2031$1,536.68$420.22$1,956.90$161,655.99
148Dec 2031$1,540.64$416.26$1,956.90$160,115.35
2031 Total$18,228.7$5,254.1$23,482.8
149Jan 2032$1,544.60$412.30$1,956.90$158,570.75
150Feb 2032$1,548.58$408.32$1,956.90$157,022.17
151Mar 2032$1,552.57$404.33$1,956.90$155,469.60
152Apr 2032$1,556.57$400.33$1,956.90$153,913.03
153May 2032$1,560.57$396.33$1,956.90$152,352.46
154Jun 2032$1,564.59$392.31$1,956.90$150,787.87
155Jul 2032$1,568.62$388.28$1,956.90$149,219.25
156Aug 2032$1,572.66$384.24$1,956.90$147,646.59
157Sep 2032$1,576.71$380.19$1,956.90$146,069.88
158Oct 2032$1,580.77$376.13$1,956.90$144,489.11
159Nov 2032$1,584.84$372.06$1,956.90$142,904.27
160Dec 2032$1,588.92$367.98$1,956.90$141,315.35
2032 Total$18,800$4,682.8$23,482.8
161Jan 2033$1,593.01$363.89$1,956.90$139,722.34
162Feb 2033$1,597.11$359.79$1,956.90$138,125.23
163Mar 2033$1,601.23$355.67$1,956.90$136,524.00
164Apr 2033$1,605.35$351.55$1,956.90$134,918.65
165May 2033$1,609.48$347.42$1,956.90$133,309.17
166Jun 2033$1,613.63$343.27$1,956.90$131,695.54
167Jul 2033$1,617.78$339.12$1,956.90$130,077.76
168Aug 2033$1,621.95$334.95$1,956.90$128,455.81
169Sep 2033$1,626.13$330.77$1,956.90$126,829.68
170Oct 2033$1,630.31$326.59$1,956.90$125,199.37
171Nov 2033$1,634.51$322.39$1,956.90$123,564.86
172Dec 2033$1,638.72$318.18$1,956.90$121,926.14
2033 Total$19,389.21$4,093.59$23,482.8
173Jan 2034$1,642.94$313.96$1,956.90$120,283.20
174Feb 2034$1,647.17$309.73$1,956.90$118,636.03
175Mar 2034$1,651.41$305.49$1,956.90$116,984.62
176Apr 2034$1,655.66$301.24$1,956.90$115,328.96
177May 2034$1,659.93$296.97$1,956.90$113,669.03
178Jun 2034$1,664.20$292.70$1,956.90$112,004.83
179Jul 2034$1,668.49$288.41$1,956.90$110,336.34
180Aug 2034$1,672.78$284.12$1,956.90$108,663.56
181Sep 2034$1,677.09$279.81$1,956.90$106,986.47
182Oct 2034$1,681.41$275.49$1,956.90$105,305.06
183Nov 2034$1,685.74$271.16$1,956.90$103,619.32
184Dec 2034$1,690.08$266.82$1,956.90$101,929.24
2034 Total$19,996.9$3,485.9$23,482.8
185Jan 2035$1,694.43$262.47$1,956.90$100,234.81
186Feb 2035$1,698.80$258.10$1,956.90$98,536.01
187Mar 2035$1,703.17$253.73$1,956.90$96,832.84
188Apr 2035$1,707.56$249.34$1,956.90$95,125.28
189May 2035$1,711.95$244.95$1,956.90$93,413.33
190Jun 2035$1,716.36$240.54$1,956.90$91,696.97
191Jul 2035$1,720.78$236.12$1,956.90$89,976.19
192Aug 2035$1,725.21$231.69$1,956.90$88,250.98
193Sep 2035$1,729.65$227.25$1,956.90$86,521.33
194Oct 2035$1,734.11$222.79$1,956.90$84,787.22
195Nov 2035$1,738.57$218.33$1,956.90$83,048.65
196Dec 2035$1,743.05$213.85$1,956.90$81,305.60
2035 Total$20,623.64$2,859.16$23,482.8
197Jan 2036$1,747.54$209.36$1,956.90$79,558.06
198Feb 2036$1,752.04$204.86$1,956.90$77,806.02
199Mar 2036$1,756.55$200.35$1,956.90$76,049.47
200Apr 2036$1,761.07$195.83$1,956.90$74,288.40
201May 2036$1,765.61$191.29$1,956.90$72,522.79
202Jun 2036$1,770.15$186.75$1,956.90$70,752.64
203Jul 2036$1,774.71$182.19$1,956.90$68,977.93
204Aug 2036$1,779.28$177.62$1,956.90$67,198.65
205Sep 2036$1,783.86$173.04$1,956.90$65,414.79
206Oct 2036$1,788.46$168.44$1,956.90$63,626.33
207Nov 2036$1,793.06$163.84$1,956.90$61,833.27
208Dec 2036$1,797.68$159.22$1,956.90$60,035.59
2036 Total$21,270.01$2,212.79$23,482.8
209Jan 2037$1,802.31$154.59$1,956.90$58,233.28
210Feb 2037$1,806.95$149.95$1,956.90$56,426.33
211Mar 2037$1,811.60$145.30$1,956.90$54,614.73
212Apr 2037$1,816.27$140.63$1,956.90$52,798.46
213May 2037$1,820.94$135.96$1,956.90$50,977.52
214Jun 2037$1,825.63$131.27$1,956.90$49,151.89
215Jul 2037$1,830.33$126.57$1,956.90$47,321.56
216Aug 2037$1,835.05$121.85$1,956.90$45,486.51
217Sep 2037$1,839.77$117.13$1,956.90$43,646.74
218Oct 2037$1,844.51$112.39$1,956.90$41,802.23
219Nov 2037$1,849.26$107.64$1,956.90$39,952.97
220Dec 2037$1,854.02$102.88$1,956.90$38,098.95
2037 Total$21,936.64$1,546.16$23,482.8
221Jan 2038$1,858.80$98.10$1,956.90$36,240.15
222Feb 2038$1,863.58$93.32$1,956.90$34,376.57
223Mar 2038$1,868.38$88.52$1,956.90$32,508.19
224Apr 2038$1,873.19$83.71$1,956.90$30,635.00
225May 2038$1,878.01$78.89$1,956.90$28,756.99
226Jun 2038$1,882.85$74.05$1,956.90$26,874.14
227Jul 2038$1,887.70$69.20$1,956.90$24,986.44
228Aug 2038$1,892.56$64.34$1,956.90$23,093.88
229Sep 2038$1,897.43$59.47$1,956.90$21,196.45
230Oct 2038$1,902.32$54.58$1,956.90$19,294.13
231Nov 2038$1,907.22$49.68$1,956.90$17,386.91
232Dec 2038$1,912.13$44.77$1,956.90$15,474.78
2038 Total$22,624.17$858.63$23,482.8
233Jan 2039$1,917.05$39.85$1,956.90$13,557.73
234Feb 2039$1,921.99$34.91$1,956.90$11,635.74
235Mar 2039$1,926.94$29.96$1,956.90$9,708.80
236Apr 2039$1,931.90$25.00$1,956.90$7,776.90
237May 2039$1,936.87$20.03$1,956.90$5,840.03
238Jun 2039$1,941.86$15.04$1,956.90$3,898.17
239Jul 2039$1,946.86$10.04$1,956.90$1,951.31
240Aug 2039$1,951.31$5.02$1,956.33$0.00
2039 Total$15,474.78$179.85$15,654.63
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