IQ Basic Home Loan Fixed (Principal and Interest) 1 Year (LVR 70%-80%)

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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • Parents can sign as guarantor
  • Repayments will not change during fixed period
Cons:
  • Limited extra repayments
  • No redraw and no offset
  • Discharge fee at end of loan
  • Repayments won't decrease if RBA cuts rates

Details & Fees

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 1 year
Borrowing range
Borrowing range
$150k - $5m
Total repayments
Total repayments
$578,016
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees
$363.00
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$363
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$400
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 1 year
Borrowing range
Borrowing range
$150k - $5m
Total repayments
Total repayments
$578,016
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees
$363.00
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$363
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$400
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount

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1300 001 153
Office hours: Monday – Friday | 9am – 6pm

Aussie, previously known as Aussie Home Loans, is an Australian mortgage broker and lender owned by the Commonwealth Bank.

Since being established in 1992, Aussie has grown to employ over 1,000 brokers with over 200 stores.

Aussie provides a wide range of home loans including fixed-rate home loans, variable-rate home loans, low-doc home loans, and others. As both a lender and a broker, Aussie offers home loans directly and also negotiates home loans with other lenders on behalf of customers.

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