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Aussie

Select Basic Fixed

Interest Rate

5.89

% p.a

Fixed - 4 years

Comparison Rate*

4.22

% p.a

Maximum LVR
80%
Real Time Rating™

3.52

/ 5
Monthly Repayment

$1,913

based on $300,000 loan amount for 25 years at 5.89%

Interest Rate

5.89

% p.a

Fixed - 4 years

Comparison Rate*

4.22

% p.a

Maximum LVR
80%
Real Time Rating™

3.52

/ 5
Monthly Repayment

$1,913

based on $300,000 loan amount for 25 years at 5.89%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,913

based on $300,000 loan amount for 25 years at 5.89%

Aussie home loans are available through brokers who can help find the right loan and manage your application at no charge.

Jingxia (Suzanne) Wang

5.0
103 Reviews

Get expert advice from a home loans specialist.

With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237).

VIC3128

CRN: 484532

Eric Dong

5.0
21 Reviews

Get expert advice from a home loans specialist.

We want to help our clients create lives they love through financial control and empowerment. Only after we’ve listened to what our clients are trying to achieve, and understood their unique set of circumstances do we start devising bespoke solutions for them. We do the legwork, running around and hard work, you will never have a headache for a competitive interest rate or a simplization of the loan process. We will provide expert guidance and help along the whole way from our initial meeting. We have two consultation fee options for both commercial and residential lending advice.

QLD4116

CRN: 429699

Russel Gomes

5.0
6 Reviews

Get expert advice from a home loans specialist.

Russel is an independent residential and business, broker. He specialised in working with a significant number of SME business owners and self-employed persons, for whom he has produced sophisticated solutions that have earned the gratitude of his clients. Consumers will receive the same quality of care regardless of whether they choose to purchase their first home, make an investment, or are in a situation of insurmountable debt. Russel is an expert at identifying the optimal combination of choices for his customers and assisting them through a successful business or real estate transaction and debt relief procedure. Due to his expertise in the mortgage industry and his unique perspective, he has been able to provide customised solutions for his clients.

VIC3977

CRN: 532008

Quick home loan review

For Select Basic Home Loan Fixed (Principal and Interest) 4 Years (LVR < 80%)

These are the benefits of this home loan.

  • No ongoing fees
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw and no offset
  • Higher than average interest rate
  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Select Basic Home Loan Fixed (Principal and Interest) 4 Years (LVR < 80%)

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Fixed - 4 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

10 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly

Features

Extra repayments

Yes - limited to $10000 per year

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

330

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

535

Application method

Online

Phone

In branch

Available
Not available
Data not captured

Target Market Determination

Visit Aussie to view Target Market Determination.

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Aussie is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $5,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Aussie allows you to have this loan for a range of 10 to 30 years.

How often can you make repayments?

Aussie allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $330 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

How do you apply for this loan?

To apply for this loan, please contact Aussie.

Can a broker help me with this loan?

Yes, this Aussie loan is available through a broker. Find a broker to help you with your needs.